Skip to main content
logo
Juniata Valley Financial Corp. (JUVF)
OTCMKTS · Delayed Price · Currency is USD
15.62
+0.06 (0.39%)
Oct 28, 2026, 9:42 AM EDT

Juniata Valley Financial Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
33.8429.8527.842727.7226.46
Revenue Growth
15.96%7.22%3.12%-2.61%4.78%10.04%
Net Income
10.227.986.236.67.066.6
Earnings Per Share
2.031.591.241.311.411.32
EPS Growth
37.10%28.23%-5.34%-7.09%6.84%19.98%

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
11.8911.6111.0228.9311.2714.8
Total Debt
28.4850.8448.0773.7676.7225.8
Net Cash (Debt)
-16.6-39.23-37.05-44.83-65.45-10.99
Net Cash Growth
------
Net Cash Per Share
-3.29-7.80-7.40-8.93-13.07-2.19

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-10.15.347.879.948.87
Capital Expenditures
--0.67-1.94-0.36-0.45-0.27
Free Cash Flow
-9.433.47.519.498.59
Free Cash Flow Growth
-177.41%-54.72%-20.85%10.42%34.17%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
30.19%26.74%22.37%24.43%25.48%24.96%
FCF Margin
-31.60%12.21%27.81%34.22%32.47%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.8900.8800.8800.8800.8800.880
Dividend Per Share Growth
0.28%0%0%0%0%0%
Dividend Yield
5.70%6.29%6.76%6.74%5.50%5.33%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.708.8010.469.8811.3312.46
P/FCF Ratio
6.747.4519.168.678.449.58
PS Ratio
2.322.352.342.412.893.11