Juniata Valley Financial Corp. (JUVF)
OTCMKTS · Delayed Price · Currency is USD
16.11
-0.59 (-3.53%)
Aug 5, 2026, 10:39 AM EST

Juniata Valley Financial Statistics

Total Valuation

JUVF has a market cap or net worth of 84.32 million.

Market Cap84.32M
Enterprise Value n/a

Important Dates

The next estimated earnings date is Thursday, October 22, 2026.

Earnings Date Oct 22, 2026
Ex-Dividend Date Aug 18, 2026

Share Statistics

JUVF has 5.03 million shares outstanding. The number of shares has increased by 0.63% in one year.

Current Share Class 5.03M
Shares Outstanding 5.03M
Shares Change (YoY) +0.63%
Shares Change (QoQ) +0.02%
Owned by Insiders (%) 2.28%
Owned by Institutions (%) n/a
Float 4.92M

Valuation Ratios

The trailing PE ratio is 9.00.

PE Ratio 9.00
Forward PE n/a
PS Ratio 2.59
PB Ratio 1.35
P/TBV Ratio 1.60
P/FCF Ratio 8.41
P/OCF Ratio 7.79
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 4.44
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 16.31%.

Return on Equity (ROE) 16.31%
Return on Assets (ROA) 1.05%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 3.33%
Revenue Per Employee 251,938
Profits Per Employee 72,736
Employee Count146
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, JUVF has paid 1.73 million in taxes.

Income Tax 1.73M
Effective Tax Rate 15.57%

Stock Price Statistics

The stock price has increased by +16.23% in the last 52 weeks. The beta is 0.15, so JUVF's price volatility has been lower than the market average.

Beta (5Y) 0.15
52-Week Price Change +16.23%
50-Day Moving Average 15.36
200-Day Moving Average 14.33
Relative Strength Index (RSI) 53.54
Average Volume (20 Days) 1,331

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 0.13

Income Statement

In the last 12 months, JUVF had revenue of 32.50 million and earned 9.38 million in profits. Earnings per share was 1.86.

Revenue32.50M
Gross Profit 32.50M
Operating Income 11.69M
Pretax Income 11.11M
Net Income 9.38M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 1.86
Full Income Statement

Balance Sheet

The company has 14.01 million in cash and 44.48 million in debt, with a net cash position of -30.48 million or -6.05 per share.

Cash & Cash Equivalents 14.01M
Total Debt 44.48M
Net Cash -30.48M
Net Cash Per Share -6.05
Equity (Book Value) 62.67M
Book Value Per Share 12.45
Working Capital -837.64M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 10.83 million and capital expenditures -798,000, giving a free cash flow of 10.03 million.

Operating Cash Flow 10.83M
Capital Expenditures -798,000
Depreciation & Amortization n/a
Net Borrowing -2.55M
Free Cash Flow 10.03M
FCF Per Share 1.99
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 35.97%
Pretax Margin 34.20%
Profit Margin 28.87%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 31.97%

Dividends & Yields

This stock pays an annual dividend of 0.88, which amounts to a dividend yield of 5.25%.

Dividend Per Share 0.88
Dividend Yield 5.25%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -0.63%
Shareholder Yield 4.63%
Earnings Yield 11.13%
FCF Yield 11.89%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 1, 2005. It was a forward split with a ratio of 2.

Last Split Date Nov 1, 2005
Split Type Forward
Split Ratio 2

Scores

Altman Z-Score n/a
Piotroski F-Score 4