Kemper Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Premiums Earned	4,189	4,396	4,216	4,529	5,213	5,179
Investment Income	420.4	405	407.5	419.7	422.6	427.3
Net Gains on Investments	-34.1	-9.6	4.7	-15	-101.4	168.4
Total Other Revenues	-3.8	-2	10.5	10.1	-10.7	-56.4
Revenue	4,571	4,790	4,639	4,944	5,524	5,719
Revenue Growth	-4.46%	3.26%	-6.18%	-10.49%	-3.40%	9.85%
Insurance Benefits & Claims	3,426	3,376	3,013	3,820	4,433	4,520
Policy Amortization Costs	1,170	1,215	1,180	1,366	1,404	1,229
Other Operating Expenses	-	-	-	49.6	-	219.4
Operating Income	-485.2	199.2	445.4	-291	-312.6	-249.3
Interest Expense	-36.3	-38.5	-56.9	-56.1	-54.7	-
Other Non-Operating Income (Expense)	-	-	-	-	-3.7	-
Total Non-Operating Income (Expense)	-36.3	-38.5	-56.9	-56.1	-58.4	-
Pretax Income	-521.5	160.7	388.5	-347.1	-371	-249.3
Provision for Income Taxes	64.1	28.1	76	-74.8	-84.4	-125.6
Net Income	-504.6	132.6	312.5	-272.3	-286.6	-123.7
Minority Interest in Earnings	-9.1	-10.7	-5.3	-0.2	-	-
Net Income to Common	-495.5	143.3	317.8	-272.1	-286.6	-123.7
Net Income Growth	-	-54.91%	-	-	-	-
Shares Outstanding (Basic)	59	62	64	64	64	64
Shares Outstanding (Diluted)	59	63	65	64	64	64
Shares Change	-8.08%	-3.35%	1.17%	0.31%	-0.68%	-3.69%
EPS (Basic)	-8.40	2.31	4.95	-4.25	-4.50	-1.92
EPS (Diluted)	-8.40	2.29	4.91	-4.25	-4.50	-1.92
EPS Growth	-	-53.36%	-	-	-	-
Free Cash Flow	396.6	553.9	329.7	-188	-241.1	292.9
Free Cash Flow Growth	-28.04%	68.00%	-	-	-	-25.77%
Free Cash Flow Per Share	6.67	8.85	5.09	-2.94	-3.78	4.56
Dividends Per Share	1.280	1.280	1.240	1.240	1.240	1.240
Dividend Growth	1.59%	3.23%	0%	0%	0%	3.33%
Operating Margin	-10.61%	4.16%	9.60%	-5.89%	-5.66%	-4.36%
Profit Margin	-11.04%	2.77%	6.74%	-5.51%	-5.19%	-2.16%
FCF Margin	8.68%	11.56%	7.11%	-3.80%	-4.36%	5.12%
EBITDA	-413.2	273.5	499.1	-232.4	-241.7	-149.5
EBITDA Margin	-9.04%	5.71%	10.76%	-4.70%	-4.38%	-2.61%
EBIT	-485.2	199.2	445.4	-291	-312.6	-249.3
EBIT Margin	-10.61%	4.16%	9.60%	-5.89%	-5.66%	-4.36%
Effective Tax Rate	-12.29%	17.49%	19.56%	21.55%	22.75%	50.38%

SEC Filings: 10-K · 10-Q