Luther Burbank Corporation (LBC)
Total Valuation
Luther Burbank has a market cap or net worth of $690.02 million. The enterprise value is $1.72 billion.
| Market Cap | 690.02M |
| Enterprise Value | 1.72B |
Important Dates
The latest earnings date was Tuesday, July 26, 2022, after market close.
| Last Earnings Date | Jul 26, 2022 |
| Ex-Dividend Date | Aug 4, 2022 |
Share Statistics
Luther Burbank has 51.07 million shares outstanding. The number of shares has decreased by -2.08% in one year.
| Shares Outstanding | 51.07M |
| Shares Change (YoY) | -2.08% |
| Shares Change (QoQ) | -1.01% |
| Owned by Insiders (%) | 80.12% |
| Owned by Institutions (%) | 15.20% |
| Float | 10.00M |
Valuation Ratios
| PE Ratio | 7.38 |
| Forward PE | n/a |
| PS Ratio | 3.62 |
| Forward PS | 3.90 |
| PB Ratio | 1.03 |
| P/FCF Ratio | 6.27 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 12.75, with a EV/FCF ratio of 15.58.
| EV / Earnings | 18.32 |
| EV / Sales | 9.00 |
| EV / EBITDA | 12.75 |
| EV / EBIT | 13.00 |
| EV / FCF | 15.58 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.65 |
| Debt / EBITDA | 8.26 |
| Debt / FCF | 10.09 |
Financial Efficiency
Return on equity (ROE) is 14.10% and return on invested capital (ROIC) is 1.60%.
| Return on Equity (ROE) | 14.10% |
| Return on Assets (ROA) | 1.30% |
| Return on Capital (ROIC) | 1.60% |
| Revenue Per Employee | $659,633 |
| Profits Per Employee | $323,990 |
| Employee Count | 289 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Luther Burbank has paid $38.30 million in taxes.
| Income Tax | 38.30M |
| Effective Tax Rate | 29.03% |
Stock Price Statistics
The stock price has increased by +5.51% in the last 52 weeks. The beta is 0.69, so Luther Burbank's price volatility has been lower than the market average.
| Beta (1Y) | 0.69 |
| 52-Week Price Change | +5.51% |
| 50-Day Moving Average | 12.91 |
| 200-Day Moving Average | 13.00 |
| Average Volume (30 Days) | 34,724 |
Short Selling Information
The latest short interest is 200,380, so 0.39% of the outstanding shares have been sold short.
| Short Interest | 200,380 |
| Short % of Shares Out | 0.39% |
| Short % of Float | 2.00% |
| Short Ratio (days to cover) | 7.43 |
Income Statement
In the last 12 months, Luther Burbank had revenue of $190.63 million and earned 93.63 million in profits. Earnings per share was $1.83.
| Revenue | 190.63M |
| Gross Profit | 190.63M |
| Operating Income | 131.94M |
| Pretax Income | 131.94M |
| Net Income | 93.63M |
| EBITDA | 134.51M |
| EBIT | 131.94M |
| Earnings Per Share (EPS) | $1.83 |
Balance Sheet
The company has $86.55 million in cash and $1.11 billion in debt, giving a net cash position of -$1.02 billion or -$20.07 per share.
| Cash & Cash Equivalents | 86.55M |
| Total Debt | 1.11B |
| Net Cash | -1.02B |
| Net Cash Per Share | -$20.07 |
| Book Value | 671.62M |
| Book Value Per Share | 13.15 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $110.62 million and capital expenditures -$507,000, giving a free cash flow of $110.11 million.
| Operating Cash Flow | 110.62M |
| Capital Expenditures | -507,000 |
| Free Cash Flow | 110.11M |
| FCF Per Share | $2.16 |
Margins
Gross margin is 100.00%, with operating and profit margins of 69.21% and 49.12%.
| Gross Margin | 100.00% |
| Operating Margin | 69.21% |
| Pretax Margin | 69.21% |
| Profit Margin | 49.12% |
| EBITDA Margin | 70.56% |
| EBIT Margin | 69.21% |
| FCF Margin | 57.76% |
Dividends & Yields
This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 3.55%.
| Dividend Per Share | $0.48 |
| Dividend Yield | 3.55% |
| Earnings Yield | 13.57% |
| FCF Yield | 15.96% |
| Dividend Growth (YoY) | 106.90% |
| Payout Ratio | 26.40% |
| Buyback Yield | 2.08% |
| Shareholder Yield | 5.64% |
Analyst Forecast
The average price target for Luther Burbank is $15.13, which is 11.99% higher than the current price. The consensus rating is "Buy".
| Price Target | $15.13 |
| Price Target Difference | 11.99% |
| Analyst Consensus | Buy |
| Analyst Count | 7 |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |