WaFd, Inc. (WAFD)

WaFd, Inc. Balance Sheet

Financials in millions USD. Fiscal year is October - September.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Cash & Equivalents	531.77	657.31	2,381	980.65	683.97	2,091
Investment Securities	993.03	1,087	1,298	1,082	1,155	1,531
Trading Asset Securities	153.44	151.27	165.62	312.97	286.49	53.43
Mortgage-Backed Securities	4,236	3,249	1,824	1,336	1,359	972.85
Total Investments	5,382	4,488	3,288	2,732	2,801	2,558
Gross Loans	21,633	21,274	22,359	19,649	19,385	16,299
Allowance for Loan Losses	-214.83	-199.72	-203.75	-177.21	-172.81	-171.3
Other Adjustments to Gross Loans	-1,401	-986.05	-1,239	-1,995	-3,099	-2,294
Net Loans	20,018	20,089	20,916	17,477	16,114	13,834
Property, Plant & Equipment	291.61	309.31	285.39	258.14	268.61	282.94
Goodwill	418.45	414.72	411.36	304.75	303.46	303.46
Other Intangible Assets	25.22	27.37	37.07	5.87	5.55	6.56
Accrued Interest Receivable	99.12	98.59	102.83	87	63.87	50.64
Other Receivables	110.62	112.78	119.25	8.48	-	3.88
Other Real Estate Owned & Foreclosed	8.18	14.39	7.88	7.5	10.02	11.88
Other Long-Term Assets	411.91	401.01	415.85	487.26	427.2	406.28
Total Assets	27,597	26,700	28,060	22,475	20,772	19,651

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Accrued Expenses	189.68	146.76	175.88	172.28	194.71	171.01
Interest Bearing Deposits	18,285	18,870	18,874	13,364	12,763	12,420
Non-Interest Bearing Deposits	2,647	2,568	2,500	2,706	3,267	3,122
Total Deposits	20,932	21,438	21,374	16,070	16,030	15,542
Short-Term Borrowings	43.64	73.33	48.06	79.67	67.26	14.8
Current Portion of Long-Term Debt	-	1,747	2,099	2,900	2,025	1,320
Current Portion of Leases	-	10.98	-	-	-	-
Current Income Taxes Payable	0.16	-	-	-	3.31	-
Federal Home Loan Bank Debt, Long-Term	3,263	18.56	1,168	750	100	400
Long-Term Leases	-	41.2	40.79	23.42	27.97	29.57
Trust Preferred Securities	52.34	51.65	50.72	-	-	-
Other Long-Term Liabilities	93.15	132.97	103.03	52.55	50.05	47.02
Total Liabilities	24,574	23,660	25,060	20,048	18,498	17,525

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Preferred Stock, Redeemable	300	300	300	300	300	300
Common Stock	154.86	154.41	154.01	136.47	136.27	135.99
Additional Paid-In Capital	2,175	2,163	2,151	1,688	1,687	1,679
Retained Earnings	2,230	2,106	1,979	1,868	1,689	1,529
Treasury Stock	-1,886	-1,741	-1,639	-1,612	-1,590	-1,587
Comprehensive Income & Other	48.09	56.95	55.85	46.92	52.48	69.79
Total Common Equity	2,723	2,740	2,700	2,126	1,974	1,826
Shareholders' Equity	3,023	3,040	3,000	2,426	2,274	2,126
Total Liabilities & Equity	27,597	26,700	28,060	22,475	20,772	19,651

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Total Debt	3,359	1,943	3,407	3,753	2,220	1,764
Net Cash (Debt)	-2,674	-1,134	-860.42	-2,459	-1,250	379.86
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-35.05	-14.13	-11.58	-37.69	-19.11	5.23
Filing Date Shares Outstanding	74	76.7	81.35	64.81	65.31	65.22
Total Common Shares Outstanding	73.95	78.19	81.22	64.74	65.33	65.15
Book Value Per Share	36.81	35.04	33.25	32.85	30.22	28.03
Tangible Book Value	2,279	2,297	2,252	1,816	1,665	1,516
Tangible Book Value Per Share	30.82	29.38	27.73	28.05	25.49	23.27

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: May 5, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 21, 2026

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