WaFd, Inc. (WAFD)

WaFd, Inc. Cash Flow Statement

Financials in millions USD. Fiscal year is October - September.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Net Income	256.47	226.07	200.04	257.43	236.33	183.62
Depreciation & Amortization	11.82	9.72	134.1	22.97	64.05	33.91
Gain (Loss) on Sale of Assets	-7.35	-0.42	-2.56	-1.15	0.66	-0.59
Gain (Loss) on Sale of Investments	-0.11	-0.02	-0.34	-0.03	-0.1	-0.01
Total Asset Writedown	0.95	0.99	-	0.01	-	0.94
Provision for Credit Losses	21.5	7.75	17.5	41.5	3	0.5
Accrued Interest Receivable	0.1	4.24	9.87	-23.13	-13.24	3.16
Change in Income Taxes	7.62	6.12	18.75	-9.96	12.26	-13.95
Change in Other Net Operating Assets	-33.39	-26.02	52.68	-80.77	-39.92	100.82
Other Operating Activities	-	-	-	-0.82	-1.39	-0.32
Operating Cash Flow	267.51	236.95	439.23	213.96	268.47	314.45
Operating Cash Flow Growth	-3.14%	-46.05%	105.29%	-20.30%	-14.63%	88.75%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Capital Expenditures	-40.54	-28.71	-24.68	-15.06	-11.79	-29.47
Sale of Property, Plant and Equipment	11.14	1.69	1.34	1.09	0.04	3.38
Cash Acquisitions	-5.4	-0.36	623.58	-2.59	-	-1.5
Investment in Securities	-1,136	-1,131	4.81	71.76	-172.8	449.81
Net Decrease (Increase) in Loans Originated / Sold - Investing	220.87	829.68	2,608	-1,410	-2,326	-1,044
Other Investing Activities	-59.49	7.55	67.03	-29.94	10.06	39.13
Investing Cash Flow	-1,004	-318.41	3,287	-1,378	-2,493	-579.75

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Long-Term Debt Issued	-	11,020	17,037	17,175	7,345	7,400
Long-Term Debt Repaid	-	-12,528	-18,938	-15,650	-6,940	-8,394
Net Debt Issued (Repaid)	1,320	-1,508	-1,900	1,525	405	-993.79
Issuance of Common Stock	5.37	4.79	6.18	1.27	1.82	0.34
Repurchase of Common Stock	-174.38	-101.93	-27.07	-30.46	-3.26	-348.65
Preferred Stock Issued	-	-	-	-	-	293.33
Common Dividends Paid	-81.04	-84.64	-74.27	-63.79	-61.58	-65.88
Preferred Dividends Paid	-14.62	-14.63	-14.63	-14.63	-14.63	-6.38
Total Dividends Paid	-95.66	-99.26	-88.89	-78.42	-76.2	-72.25
Net Increase (Decrease) in Deposit Accounts	-454.5	63.67	-324.51	40.76	487.46	1,762
Other Financing Activities	2.41	-1.49	8.78	2.5	3.04	11.66
Financing Cash Flow	603.25	-1,642	-2,326	1,461	817.86	653.12

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Net Cash Flow	-132.79	-1,724	1,400	296.68	-1,407	387.83

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Free Cash Flow	226.97	208.25	414.55	198.89	256.68	284.98
Free Cash Flow Growth	-9.95%	-49.77%	108.43%	-22.51%	-9.93%	111.63%
Free Cash Flow Margin	29.82%	29.01%	58.88%	28.38%	39.01%	49.22%
Free Cash Flow Per Share	2.98	2.60	5.58	3.05	3.92	3.93

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Cash Interest Paid	642.06	746.93	739.08	364.39	65.18	71.85
Cash Income Tax Paid	48.15	41.65	20.28	61.25	35.1	47.85

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 6, 2026

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