WaFd, Inc. (WAFD)

NASDAQ: WAFD · Real-Time Price · USD

36.43

-0.30 (-0.82%)

At close: Jul 27, 2026, 4:00 PM EDT

36.40

-0.03 (-0.08%)

After-hours: Jul 27, 2026, 4:10 PM EDT

WaFd, Inc. Financials Overview

Financials in millions USD. Fiscal year is October - September.

Millions USD. Fiscal year is Oct - Sep.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Revenue	760.98	717.11	704.33	701.11	658.61	565.6
Revenue Growth	5.53%	1.81%	0.46%	6.45%	16.45%	5.77%
Net Income	241.85	211.44	185.42	242.8	221.71	173.58
Earnings Per Share	3.17	2.63	2.50	3.72	3.39	2.39
EPS Growth	20.53%	5.20%	-32.80%	9.74%	41.84%	5.75%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Cash & Equivalents	676.47	657.31	2,381	980.65	683.97	2,091
Total Debt	52.34	50.85	50.72	0	0	0
Net Cash (Debt)	-52.34	-50.85	-50.72	-0	-0	-0
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-0.69	-0.63	-0.68	-	-	-

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Operating Cash Flow	255.25	236.95	439.23	213.96	268.47	314.45
Capital Expenditures	-38.56	-28.71	-24.68	-15.06	-11.79	-29.47
Free Cash Flow	216.69	208.25	414.55	198.89	256.68	284.98
Free Cash Flow Growth	-15.78%	-49.77%	108.43%	-22.51%	-9.93%	111.63%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Pretax Margin	43.11%	40.39%	36.35%	46.37%	45.56%	41.22%
Profit Margin	33.70%	31.53%	28.40%	36.72%	35.88%	32.46%
FCF Margin	0.00%	29.04%	58.86%	28.37%	38.97%	50.39%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 28, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Dividend Per Share	1.080	1.070	1.040	1.000	0.960	0.920
Dividend Per Share Growth	1.89%	2.89%	4.00%	4.17%	4.35%	4.54%
Dividend Yield	2.96%	3.48%	2.87%	3.82%	3.15%	2.65%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 28, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
PE Ratio	11.50	11.52	13.94	6.89	8.84	14.36
Forward PE	10.92	9.77	11.61	7.03	8.39	13.89
P/FCF Ratio	12.43	11.37	6.83	8.34	7.63	7.84
PS Ratio	3.54	3.30	4.02	2.37	2.97	3.95