WaFd, Inc. Income Statement

Financials in millions USD. Fiscal year is October - September.

Millions USD. Fiscal year is Oct - Sep.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Net Interest Income	686.58	654.24	660.83	690.23	594.59	505.11
Net Interest Income Growth	3.04%	-1.00%	-4.26%	16.09%	17.71%	7.58%
Non-Interest Income	76.31	70.62	61	52.38	67.02	60.99
Non-Interest Income Growth	12.65%	15.78%	16.46%	-21.85%	9.89%	-29.89%
Revenues Before Loan Losses	762.89	724.86	721.83	742.61	661.61	566.1
Provision for Credit Losses	12.5	7.75	17.5	41.5	3	0.5
Revenue	750.39	717.11	704.33	701.11	658.61	565.6
Revenue Growth (YoY)	2.82%	1.81%	0.46%	6.45%	16.45%	5.77%
Compensation Expenses	220.82	222.15	234.15	196.53	193.92	176.11
Selling, General & Admin	154.13	151.11	148.2	132.02	118.77	115.22
Other Non-Interest Expenses	51.95	54.21	65.93	47.48	45.89	41.13
Total Non-Interest Expense	426.9	427.46	448.27	376.04	358.58	332.46
Pretax Income	323.49	289.64	256.06	325.08	300.04	233.14
Provision for Income Taxes	71.2	63.57	56.02	67.65	63.71	49.52
Net Income	237.67	211.44	185.42	242.8	221.71	173.58
Net Income Attributable to Preferred Dividends	14.63	14.63	14.63	14.63	14.63	10.03
Net Income to Common	237.67	211.44	185.42	242.8	221.71	173.58
Net Income Growth	10.75%	14.04%	-23.64%	9.52%	27.72%	0.08%
Shares Outstanding (Basic)	78	80	74	65	65	73
Shares Outstanding (Diluted)	78	80	74	65	65	73
Shares Change (YoY)	-4.36%	8.03%	13.85%	-0.23%	-9.87%	-5.43%
EPS (Basic)	3.07	2.64	2.50	3.72	3.40	2.39
EPS (Diluted)	3.06	2.63	2.50	3.72	3.39	2.39
EPS Growth	15.47%	5.20%	-32.80%	9.74%	41.84%	5.75%
Shares Outstanding	75.86	78.19	81.22	64.74	65.33	65.15
Free Cash Flow	-	208.25	414.55	198.89	256.68	284.98
Free Cash Flow Growth	-	-49.77%	108.43%	-22.51%	-9.93%	111.63%
Free Cash Flow Per Share	-	2.59	5.58	3.05	3.92	3.93
Dividends Per Share	1.080	1.070	1.040	1.000	0.960	0.920
Dividend Growth	0.94%	2.89%	4.00%	4.17%	4.35%	4.54%
Profit Margin	33.62%	31.53%	28.40%	36.72%	35.88%	32.46%
FCF Margin	-	29.04%	58.86%	28.37%	38.97%	50.39%
EBITDA	-	9.72	134.1	22.97	64.05	33.91
EBITDA Margin	-	1.36%	19.04%	3.28%	9.72%	6.00%
Effective Tax Rate	22.01%	21.95%	21.88%	20.81%	21.23%	21.24%

Updated Apr 16, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q