loanDepot, Inc. (LDI)

loanDepot Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	10.28	-0.84	3.12	49.31	44.02
Net Interest Income Growth	-	-	-93.68%	12.01%	284.93%
Non-Interest Income	1,179	1,061	970.9	1,206	3,681
Non-Interest Income Growth	11.16%	9.29%	-19.53%	-67.22%	-14.42%
Revenues Before Loan Losses	1,190	1,060	974.02	1,256	3,725
Revenue	1,190	1,060	974.02	1,256	3,725
Revenue Growth (YoY)	12.21%	8.85%	-22.44%	-66.29%	-13.62%
Compensation Expenses	641.52	600.48	573.01	1,027	1,930
Selling, General & Admin	450.41	476.68	477.53	700.86	949.8
Other Non-Interest Expenses	218.35	225.92	201.79	217.9	178.63
Total Non-Interest Expense	1,310	1,303	1,252	1,946	3,058
Pretax Income	-120.53	-242.85	-278.31	-689.98	666.52
Provision for Income Taxes	-13	-40.7	-42.8	-79.59	43.37
Net Income	-62.65	-98.33	-110.14	-273.02	113.52
Minority Interest in Earnings	-44.88	-103.82	-125.37	-337.37	509.62
Net Income to Common	-62.65	-98.33	-110.14	-273.02	113.52
Shares Outstanding (Basic)	211	186	175	156	130
Shares Outstanding (Diluted)	211	186	175	156	130
Shares Change (YoY)	13.67%	6.14%	12.10%	20.02%	-35.50%
EPS (Basic)	-0.30	-0.53	-0.63	-1.75	0.87
EPS (Diluted)	-0.30	-0.53	-0.63	-1.75	0.87
Free Cash Flow	-734.61	-884.69	-194.83	4,418	-1,520
Free Cash Flow Per Share	-3.48	-4.77	-1.11	28.31	-11.69
Dividends Per Share	-	-	-	0.080	0.240
Dividend Growth	-	-	-	-66.67%	-
Profit Margin	-9.04%	-19.07%	-24.18%	-48.61%	16.73%
FCF Margin	-61.75%	-83.44%	-20.00%	351.77%	-40.80%
EBITDA	36.62	47.12	55.42	62.97	58.15
EBITDA Margin	3.08%	4.44%	5.69%	5.01%	1.56%
Effective Tax Rate	10.79%	16.76%	15.38%	11.54%	6.51%

Updated Mar 10, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q