loanDepot, Inc. (LDI)

NYSE: LDI · Real-Time Price · USD

0.9444

-0.0160 (-1.67%)

At close: Aug 31, 2026, 4:00 PM EDT

0.9400

-0.0044 (-0.47%)

Pre-market: Sep 1, 2026, 4:00 AM EDT

loanDepot Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	1,260	1,228	985.65	936.42	1,003	4,008
Revenue Growth	12.13%	24.60%	5.26%	-6.62%	-74.98%	-12.16%
Operating Income	-107.35	-125.22	-232.36	-288.79	-645.58	676.28
Net Income	-69.38	-62.65	-98.33	-110.14	-273.02	113.52
Earnings Per Share	-0.31	-0.30	-0.53	-0.63	-1.75	0.87
EPS Growth	-	-	-	-	-	-

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	370.36	465.24	553.43	847.18	997.61	687.11
Total Debt	6,017	6,123	5,458	5,067	5,200	9,559
Net Cash (Debt)	-5,647	-5,657	-4,905	-4,219	-4,202	-8,871
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-25.21	-26.81	-26.42	-24.12	-26.93	-68.24

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-251.01	-707.51	-858.31	-174.22	4,461	-1,466
Capital Expenditures	-31.35	-27.1	-26.39	-20.61	-43.21	-54.12
Free Cash Flow	-282.36	-734.61	-884.69	-194.83	4,418	-1,520
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	-8.52%	-10.20%	-23.57%	-30.84%	-64.38%	16.87%
Pretax Margin	-8.24%	-9.81%	-24.64%	-29.72%	-68.81%	16.63%
Profit Margin	-5.50%	-5.10%	-9.98%	-11.76%	-27.23%	2.83%
FCF Margin	-22.40%	-59.82%	-89.76%	-20.81%	440.53%	-37.92%

Dividends

Fiscal Year	FY 2022	FY 2021
Period Ending	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.080	0.240
Dividend Per Share Growth	-66.67%	-
Dividend Yield	4.85%	5.10%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	-	-	-	-	-	5.64
Forward PE	-	17.37	17.14	6.85	6.85	3.70
P/FCF Ratio	-	-	-	-	0.06	-
PS Ratio	0.25	0.38	0.40	0.67	0.28	0.16