loanDepot, Inc. (LDI)

loanDepot Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	-121.78	-107.53	-202.15	-235.51	-610.39	623.15
Depreciation & Amortization	34.96	36.62	47.12	55.42	62.97	58.15
Stock-Based Compensation	12.9	12.22	24.92	21.99	20.58	67.06
Net Change in Loans Held-for-Sale	-81.67	-75.36	-282.86	483.37	5,976	638.86
Other Adjustments	-510.57	-546.48	-487.55	-482.8	-826.63	-2,779
Changes in Other Operating Activities	39.34	-38.23	35.11	-16.69	-161.49	-73.77
Operating Cash Flow	-700.11	-707.51	-858.31	-174.22	4,461	-1,466
Net Change in Loans Held-for-Investment	9.78	11.25	7.11	-	-	-
Net Change in Securities and Investments	5.87	5.93	6.09	5.49	7.48	2.27
Capital Expenditures	-28.15	-27.1	-26.39	-20.61	-43.21	-54.12
Proceeds from Sale of Intangible Assets	32.36	35.84	508.21	180.69	703.81	349.53
Other Investing Activities	-	-0.15	0.02	0.09	-0.33	-0.89
Investing Cash Flow	6.94	14.51	487.94	165.66	667.76	296.78
Short-Term Debt Issued	26,729	23,077	22,656	20,515	58,014	154,391
Short-Term Debt Repaid	-26,195	-22,551	-22,226	-20,715	-63,325	-153,511
Net Short-Term Debt Issued (Repaid)	533.68	525.41	430.07	-199.55	-5,311	879.77
Long-Term Debt Issued	1,252	1,565	787.85	402.83	2,124	1,402
Long-Term Debt Repaid	-1,172	-1,501	-1,046	-417.88	-1,457	-500.96
Net Long-Term Debt Issued (Repaid)	80.38	63.74	-257.88	-15.05	667.51	900.82
Issuance of Common Stock	1.28	5.93	-	-	-	-
Repurchase of Common Stock	-8.73	-9.3	-3.85	-3.21	-0.43	-12.85
Net Common Stock Issued (Repurchased)	-7.46	-3.37	-3.85	-3.21	-0.43	-12.85
Common Dividends Paid	-0.28	-2.47	-3.26	-2.98	-119.26	-463.31
Other Financing Activities	-10.53	-16.52	-13.34	-5.31	-5.82	-3.61
Financing Cash Flow	601.49	566.8	151.74	-226.09	-4,769	1,301
Net Cash Flow	-88.54	-126.2	-218.64	-234.65	359.91	131.91
Free Cash Flow	-728.26	-734.61	-884.69	-194.83	4,418	-1,520
FCF Margin	-60.56%	-61.75%	-83.44%	-20.00%	351.77%	-40.80%
Free Cash Flow Per Share	-3.34	-3.48	-4.77	-1.11	28.31	-11.69
Levered Free Cash Flow	581.97	497.8	129.69	-306.61	-5,058	1,824
Unlevered Free Cash Flow	46.14	-28.71	55.84	18.12	-141.73	-69.74

Updated May 7, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q