loanDepot, Inc. (LDI)
NYSE: LDI · Real-Time Price · USD
1.190
-0.010 (-0.83%)
At close: Jun 25, 2026, 4:00 PM EDT
1.180
-0.010 (-0.84%)
After-hours: Jun 25, 2026, 4:36 PM EDT

loanDepot Statistics

Total Valuation

loanDepot has a market cap or net worth of $402.01 million. The enterprise value is $6.51 billion.

Market Cap402.01M
Enterprise Value 6.51B

Important Dates

The next estimated earnings date is Thursday, August 6, 2026, after market close.

Earnings Date Aug 6, 2026
Ex-Dividend Date n/a

Share Statistics

loanDepot has 337.82 million shares outstanding. The number of shares has increased by 14.48% in one year.

Current Share Class 231.71M
Shares Outstanding 337.82M
Shares Change (YoY) +14.48%
Shares Change (QoQ) +2.33%
Owned by Insiders (%) 7.42%
Owned by Institutions (%) 22.84%
Float 110.96M

Valuation Ratios

PE Ratio n/a
Forward PE 9.52
PS Ratio 0.33
Forward PS 0.30
PB Ratio 1.36
P/TBV Ratio 1.98
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales 5.28
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 1.18, with a Debt / Equity ratio of 19.37.

Current Ratio 1.18
Quick Ratio 0.43
Debt / Equity 19.37
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is -30.20% and return on invested capital (ROIC) is -1.99%.

Return on Equity (ROE) -30.20%
Return on Assets (ROA) -1.78%
Return on Invested Capital (ROIC) -1.99%
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 1.23%
Revenue Per Employee $262,642
Profits Per Employee -$16,664
Employee Count4,695
Asset Turnover 0.18
Inventory Turnover n/a

Taxes

Income Tax -7.77M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -13.77% in the last 52 weeks. The beta is 3.04, so loanDepot's price volatility has been higher than the market average.

Beta (5Y) 3.04
52-Week Price Change -13.77%
50-Day Moving Average 1.34
200-Day Moving Average 2.21
Relative Strength Index (RSI) 47.09
Average Volume (20 Days) 1,866,115

Short Selling Information

The latest short interest is 18.64 million, so 5.52% of the outstanding shares have been sold short.

Short Interest 18.64M
Short Previous Month 16.07M
Short % of Shares Out 5.52%
Short % of Float 16.79%
Short Ratio (days to cover) 9.65

Income Statement

In the last 12 months, loanDepot had revenue of $1.23 billion and -$78.24 million in losses. Loss per share was -$0.36.

Revenue1.23B
Gross Profit 1.10B
Operating Income -133.33M
Pretax Income -129.54M
Net Income -78.24M
EBITDA n/a
EBIT n/a
Loss Per Share -$0.36
Full Income Statement

Balance Sheet

The company has $431.22 million in cash and $6.53 billion in debt, with a net cash position of -$6.10 billion or -$18.07 per share.

Cash & Cash Equivalents 431.22M
Total Debt 6.53B
Net Cash -6.10B
Net Cash Per Share -$18.07
Equity (Book Value) 337.30M
Book Value Per Share 0.88
Working Capital 800.99M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$700.11 million and capital expenditures -$28.15 million, giving a free cash flow of -$728.26 million.

Operating Cash Flow -700.11M
Capital Expenditures -28.15M
Depreciation & Amortization 14.06M
Net Borrowing 614.06M
Free Cash Flow -728.26M
FCF Per Share -$2.16
Full Cash Flow Statement

Margins

Gross margin is 89.35%, with operating and profit margins of -10.81% and -6.34%.

Gross Margin 89.35%
Operating Margin -10.81%
Pretax Margin -10.51%
Profit Margin -6.34%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

loanDepot does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -14.48%
Shareholder Yield -14.48%
Earnings Yield -19.30%
FCF Yield -179.65%
Dividend Details

Analyst Forecast

The average price target for loanDepot is $1.80, which is 51.26% higher than the current price. The consensus rating is "Sell".

Price Target $1.80
Price Target Difference 51.26%
Analyst Consensus Sell
Analyst Count 4
Revenue Growth Forecast (3Y) 8.08%
EPS Growth Forecast (3Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 1