Lakeland Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	228.34	221.02	196.68	197.04	202.89	178.09
Net Interest Income Growth	9.40%	12.37%	-0.18%	-2.88%	13.93%	9.25%
Non-Interest Income	51.06	47.97	56.84	49.86	41.86	44.72
Non-Interest Income Growth	10.47%	-15.61%	14.01%	19.10%	-6.39%	-4.53%
Revenues Before Loan Losses	279.4	268.99	253.52	246.89	244.75	222.81
Provision for Credit Losses	5.71	11.8	16.75	5.85	9.38	1.08
Revenue	273.69	257.19	236.77	241.04	235.37	221.73
Revenue Growth	14.81%	8.62%	-1.77%	2.41%	6.15%	13.66%
Compensation Expenses	81.08	75.29	66.73	59.15	58.53	57.88
Selling, General & Admin	37.72	37.47	36.59	34.58	31.36	31
Other Non-Interest Expenses	19.21	18.84	21.77	36.99	20.32	15.41
Total Non-Interest Expense	138.02	131.61	125.08	130.71	110.21	104.29
Pretax Income	135.68	125.58	111.69	110.33	125.16	117.44
Provision for Income Taxes	24.45	22.22	18.21	16.57	21.35	21.71
Net Income	111.23	103.36	93.48	93.77	103.82	95.73
Net Income to Common	111.23	103.36	93.48	93.77	103.82	95.73
Net Income Growth	17.60%	10.57%	-0.31%	-9.68%	8.44%	13.51%
Shares Outstanding (Basic)	25	26	26	26	26	25
Shares Outstanding (Diluted)	26	26	26	26	26	26
Shares Change	-0.80%	0.12%	0.18%	0.04%	0.36%	0.18%
EPS (Basic)	4.37	4.02	3.64	3.67	4.07	3.76
EPS (Diluted)	4.36	4.01	3.63	3.65	4.07	3.76
EPS Growth	18.80%	10.47%	-0.55%	-10.32%	8.24%	13.59%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	111.66	103.77	93.85	107.99	164.52	107.6
Free Cash Flow Growth	19.79%	10.56%	-13.09%	-34.36%	52.90%	32.01%
Free Cash Flow Per Share	4.37	4.02	3.64	4.20	6.40	4.20
Dividends Per Share	2.060	2.020	1.940	1.860	1.660	1.420
Dividend Growth	4.04%	4.12%	4.30%	12.05%	16.90%	14.52%
Profit Margin	40.64%	40.19%	39.48%	38.90%	44.11%	43.18%
FCF Margin	40.80%	40.35%	39.64%	44.80%	69.90%	48.53%
Effective Tax Rate	18.02%	17.70%	16.31%	15.01%	17.06%	18.49%

SEC Filings: 10-K · 10-Q