Live Oak Bancshares, Inc. (LOB)
NYSE: LOB · Real-Time Price · USD
27.85
-0.88 (-3.06%)
At close: Jun 13, 2025, 4:00 PM
27.85
0.00 (0.00%)
After-hours: Jun 13, 2025, 7:00 PM EDT
Live Oak Bancshares Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Quarter | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 | Q4 2020 | Q3 2020 | Q2 2020 | +20 Quarters |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 | Jun '21 Jun 30, 2021 | Mar '21 Mar 31, 2021 | Dec '20 Dec 31, 2020 | Sep '20 Sep 30, 2020 | Jun '20 Jun 30, 2020 | +20 Quarters |
| Cash & Equivalents | 744.26 | 608.8 | 666.59 | 615.45 | 597.39 | 582.54 | 534.77 | 808.13 | 463.19 | 416.64 | 403.37 | 632.19 | 507.77 | 203.75 | 347.03 | 438.82 | 635.54 | 318.32 | 634.75 | 1,348 | Upgrade
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| Investment Securities | 147.87 | 152.77 | 133.54 | 136.74 | 141.49 | 146.45 | 152.91 | 156.05 | 148.89 | 140.46 | 216.24 | 27.29 | 20.61 | 106.32 | 22.8 | 20.9 | 25.9 | 105.47 | 29.45 | 36.5 | Upgrade
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| Mortgage-Backed Securities | 1,292 | 1,227 | 1,219 | 1,136 | 1,103 | 1,106 | 1,067 | 1,099 | 1,121 | 995.57 | 981.84 | 904.93 | 828.22 | 889.34 | 844.58 | 802.99 | 755.78 | 730.45 | 743.58 | 750.55 | Upgrade
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| Total Investments | 1,440 | 1,380 | 1,353 | 1,273 | 1,244 | 1,252 | 1,220 | 1,255 | 1,270 | 1,136 | 1,198 | 932.22 | 848.83 | 995.66 | 867.38 | 823.9 | 781.68 | 835.93 | 773.03 | 787.04 | Upgrade
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| Gross Loans | 10,728 | 10,263 | 9,860 | 9,195 | 8,935 | 8,656 | 8,237 | 7,854 | 7,696 | 7,349 | 6,862 | 5,865 | 5,743 | 5,528 | 5,427 | 5,461 | 5,484 | 5,166 | 5,073 | 4,693 | Upgrade
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| Allowance for Loan Losses | -190.18 | -167.52 | -168.74 | -137.87 | -139.04 | -125.84 | -121.27 | -120.12 | -108.24 | -96.57 | -78.29 | -65.86 | -63.06 | -63.58 | -59.68 | -57.85 | -52.42 | -52.31 | -44.21 | -44.08 | Upgrade
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| Other Adjustments to Gross Loans | -34.36 | -30.02 | -28.19 | -22.93 | -22.52 | -22.24 | -34.05 | -17.56 | -9.37 | -4.91 | -8.24 | -4.54 | -5.13 | -6.6 | -8.28 | -19.11 | -27.33 | -21.25 | -35.34 | -43.1 | Upgrade
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| Net Loans | 10,504 | 10,066 | 9,663 | 9,034 | 8,774 | 8,508 | 8,081 | 7,716 | 7,579 | 7,248 | 6,775 | 5,794 | 5,675 | 5,458 | 5,359 | 5,384 | 5,404 | 5,093 | 4,993 | 4,606 | Upgrade
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| Property, Plant & Equipment | 259.11 | 264.91 | 267.03 | 267.86 | 258.07 | 212.16 | 258.04 | 269.49 | 268.14 | 231.44 | 260.29 | 257.93 | 254.87 | 241.72 | 244.21 | 249.07 | 253.77 | 241.67 | 256.43 | 271.95 | Upgrade
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| Loans Held for Sale | 367.96 | 346 | 359.98 | 363.63 | 310.75 | 387.04 | 572.6 | 523.78 | 533.29 | 554.61 | 537.65 | 1,200 | 1,029 | 1,117 | 1,043 | 1,065 | 1,077 | 1,175 | 1,190 | 976.59 | Upgrade
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| Accrued Interest Receivable | 89.1 | 80.7 | 78.7 | 73.9 | 71 | 63.5 | 62.4 | 55.2 | 53.3 | 46.5 | 39 | 35.4 | 33.2 | 31 | 33.1 | 34.4 | 40 | 41 | 33.6 | 29.2 | Upgrade
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| Other Current Assets | - | - | - | - | - | - | 14.2 | - | - | - | - | - | - | - | - | - | - | - | 9.1 | - | Upgrade
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| Other Real Estate Owned & Foreclosed | 2.11 | 1.94 | 8.02 | 8.02 | 8.56 | 6.48 | 6.7 | - | - | - | 1.18 | 0.19 | 0.2 | 0.62 | 0.88 | 1.79 | 4.18 | 4.16 | 3.26 | 5.66 | Upgrade
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| Other Long-Term Assets | 189.79 | 187.27 | 211.18 | 232.28 | 241.9 | 252.86 | 200.67 | 191.13 | 197.85 | 218.57 | 100 | 268.9 | 271.29 | 162.55 | 243.05 | 246.72 | 221.62 | 158.83 | 200.02 | 184.59 | Upgrade
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| Total Assets | 13,596 | 12,943 | 12,607 | 11,869 | 11,506 | 11,271 | 10,950 | 10,819 | 10,364 | 9,855 | 9,315 | 9,121 | 8,620 | 8,213 | 8,137 | 8,243 | 8,418 | 7,872 | 8,093 | 8,209 | Upgrade
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| Interest Bearing Deposits | 12,010 | 10,746 | 11,142 | 10,443 | 10,157 | 9,320 | 9,764 | 9,649 | 9,246 | 8,062 | 8,235 | 8,036 | 7,551 | 6,458 | 6,740 | 6,431 | 6,240 | 4,994 | 5,647 | 5,819 | Upgrade
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| Institutional Deposits | - | 695.9 | - | - | - | 695.6 | - | - | - | 629.1 | - | - | - | 564.8 | - | - | - | 644 | - | - | Upgrade
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| Non-Interest Bearing Deposits | 386.11 | 318.89 | 258.84 | 264.01 | 226.67 | 259.27 | 239.54 | 229.83 | 176.44 | 194.1 | 170.34 | 119.37 | 86.34 | 89.28 | 77.03 | 89.77 | 75.79 | 75.29 | 58.77 | 53.94 | Upgrade
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| Total Deposits | 12,396 | 11,760 | 11,401 | 10,707 | 10,383 | 10,275 | 10,004 | 9,879 | 9,422 | 8,885 | 8,405 | 8,156 | 7,637 | 7,112 | 6,817 | 6,521 | 6,316 | 5,713 | 5,706 | 5,873 | Upgrade
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| Short-Term Borrowings | - | - | - | - | - | - | - | - | - | 50 | 0 | 0 | 19.99 | 8 | - | - | - | 14.49 | 4.99 | 5 | Upgrade
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| Current Portion of Leases | - | 0.66 | - | - | - | - | - | - | - | - | 0.45 | 0.52 | 1.32 | 0 | 0.68 | 1.39 | 2.15 | - | 0.75 | 0.74 | Upgrade
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| Long-Term Debt | 110.25 | 112.69 | 115.37 | 117.75 | 120.24 | 23.35 | 25.85 | 28.32 | 30.77 | 33.2 | 35.62 | 86.21 | 176.93 | 310.29 | 571.02 | 1,008 | 1,460 | 1,528 | 1,742 | 1,716 | Upgrade
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| Long-Term Leases | - | 2.11 | - | - | - | 3.18 | - | - | - | 2.56 | 4.43 | 4.97 | 4.97 | 2.44 | 3.32 | 2.61 | 3.35 | 2.77 | 2.19 | 2.35 | Upgrade
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| Other Long-Term Liabilities | 58.07 | 63.93 | 83.67 | 82.75 | 74.25 | 67.2 | 70.6 | 79.28 | 88.73 | 73.78 | 67.09 | 81.79 | 66.27 | 65.49 | 56.28 | 52.58 | 45.55 | 46.78 | 53.16 | 63.32 | Upgrade
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| Total Liabilities | 12,564 | 11,940 | 11,600 | 10,908 | 10,578 | 10,369 | 10,100 | 9,987 | 9,541 | 9,044 | 8,512 | 8,329 | 7,907 | 7,498 | 7,448 | 7,586 | 7,828 | 7,304 | 7,509 | 7,661 | Upgrade
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| Common Stock | 370.51 | 365.61 | 361.93 | 356.38 | 349.65 | 344.57 | 340.93 | 341.03 | 334.67 | 330.85 | 325.63 | 320.92 | 315.61 | 312.29 | 309.49 | 305.21 | 305.86 | 310.62 | 351.86 | 348.3 | Upgrade
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| Retained Earnings | 724.22 | 715.77 | 707.03 | 695.17 | 669.31 | 642.82 | 627.76 | 589.04 | 572.53 | 572.5 | 571.78 | 530.02 | 434.23 | 400.89 | 371.87 | 339.01 | 275.38 | 235.72 | 207.4 | 174.84 | Upgrade
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| Comprehensive Income & Other | -67.7 | -82.34 | -61.2 | -90.5 | -91.24 | -84.72 | -118.32 | -97.58 | -84.4 | -92.32 | -95.24 | -59.28 | -36.51 | 1.95 | 8.07 | 13.12 | 9.13 | 21.51 | 24.91 | 25.3 | Upgrade
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| Total Common Equity | 1,027 | 999.03 | 1,008 | 961.05 | 927.72 | 902.67 | 850.37 | 832.49 | 822.81 | 811.03 | 802.17 | 791.66 | 713.33 | 715.13 | 689.42 | 657.35 | 590.36 | 567.85 | 584.16 | 548.44 | Upgrade
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| Minority Interest | 4.42 | 4.47 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | Upgrade
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| Shareholders' Equity | 1,031 | 1,003 | 1,008 | 961.05 | 927.72 | 902.67 | 850.37 | 832.49 | 822.81 | 811.03 | 802.17 | 791.66 | 713.33 | 715.13 | 689.42 | 657.35 | 590.36 | 567.85 | 584.16 | 548.44 | Upgrade
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| Total Liabilities & Equity | 13,596 | 12,943 | 12,607 | 11,869 | 11,506 | 11,271 | 10,950 | 10,819 | 10,364 | 9,855 | 9,315 | 9,121 | 8,620 | 8,213 | 8,137 | 8,243 | 8,418 | 7,872 | 8,093 | 8,209 | Upgrade
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| Total Debt | 110.25 | 115.46 | 115.37 | 117.75 | 120.24 | 26.53 | 25.85 | 28.32 | 30.77 | 85.76 | 40.49 | 91.7 | 203.2 | 320.73 | 575.02 | 1,012 | 1,466 | 1,545 | 1,750 | 1,724 | Upgrade
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| Net Cash (Debt) | 634.27 | 493.59 | 551.46 | 497.95 | 477.4 | 556.26 | 512.68 | 783.81 | 436.42 | 334.88 | 367.13 | 544.74 | 308.82 | -112.23 | -221.99 | -567.61 | -823.92 | -1,220 | -1,108 | -368.71 | Upgrade
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| Net Cash Growth | 32.86% | -11.27% | 7.57% | -36.47% | 9.39% | 66.11% | 39.64% | 43.89% | 41.32% | - | - | - | - | - | - | - | - | - | - | - | Upgrade
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| Net Cash Per Share | 13.86 | 10.69 | 12.00 | 10.94 | 10.46 | 12.28 | 11.33 | 17.48 | 9.71 | 7.48 | 8.20 | 12.16 | 6.83 | -2.47 | -4.93 | -12.60 | -18.43 | -28.15 | -26.67 | -8.97 | Upgrade
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| Filing Date Shares Outstanding | 45.61 | 45.57 | 45.19 | 45.04 | 44.97 | 44.77 | 44.48 | 44.36 | 44.31 | 44.15 | 43.98 | 43.87 | 43.8 | 43.62 | 43.4 | 43.31 | 43.11 | 42.73 | 40.64 | 40.53 | Upgrade
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| Total Common Shares Outstanding | 45.59 | 45.36 | 45.15 | 45 | 44.94 | 44.62 | 44.48 | 44.35 | 44.29 | 44.06 | 43.98 | 43.85 | 43.79 | 43.62 | 43.38 | 43.26 | 42.95 | 42.45 | 40.58 | 40.53 | Upgrade
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| Book Value Per Share | 22.53 | 22.02 | 22.32 | 21.35 | 20.64 | 20.23 | 19.12 | 18.77 | 18.58 | 18.41 | 18.24 | 18.05 | 16.29 | 16.39 | 15.89 | 15.19 | 13.74 | 13.38 | 14.40 | 13.53 | Upgrade
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| Tangible Book Value | 1,027 | 999.03 | 1,008 | 961.05 | 927.72 | 902.67 | 850.37 | 832.49 | 822.81 | 811.03 | 802.17 | 791.66 | 713.33 | 715.13 | 689.42 | 657.35 | 590.36 | 567.85 | 584.16 | 548.44 | Upgrade
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| Tangible Book Value Per Share | 22.53 | 22.02 | 22.32 | 21.35 | 20.64 | 20.23 | 19.12 | 18.77 | 18.58 | 18.41 | 18.24 | 18.05 | 16.29 | 16.39 | 15.89 | 15.19 | 13.74 | 13.38 | 14.40 | 13.53 | Upgrade
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Updated Mar 18, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.