Live Oak Bancshares, Inc. (LOB)
NYSE: LOB · Real-Time Price · USD
27.85
-0.88 (-3.06%)
At close: Jun 13, 2025, 4:00 PM
27.85
0.00 (0.00%)
After-hours: Jun 13, 2025, 7:00 PM EDT
Live Oak Bancshares Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Quarter | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 | Q4 2020 | Q3 2020 | Q2 2020 | +20 Quarters |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 | Jun '21 Jun 30, 2021 | Mar '21 Mar 31, 2021 | Dec '20 Dec 31, 2020 | Sep '20 Sep 30, 2020 | Jun '20 Jun 30, 2020 | +20 Quarters |
| Net Income | 9.72 | 9.9 | 13.03 | 26.96 | 27.59 | 16.16 | 39.79 | 17.54 | 0.4 | 1.79 | 42.87 | 97.04 | 34.51 | 30.15 | 33.84 | 63.58 | 39.43 | 29.59 | 33.78 | 3.78 | Upgrade
|
| Depreciation & Amortization | 6.97 | 6.65 | 6.31 | 5.34 | 4.98 | 5.33 | 5.49 | 5.25 | 5.19 | 5.15 | 5.07 | 5.15 | 5.41 | 5.47 | 5.33 | 5.3 | 5.27 | 5.14 | 5.35 | 5.57 | Upgrade
|
| Gain (Loss) on Sale of Assets | 0.36 | 5.8 | -2.29 | -7.06 | -5.67 | -3.66 | -0.03 | - | 0.4 | -0.07 | 0.02 | 0.05 | 0.02 | 0.02 | -0.7 | -0.12 | -0.14 | 0.04 | -0.01 | -0.06 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.1 | 1.07 | -0.93 | -0.13 | -0.75 | 14.9 | 0.71 | -0.16 | 0.16 | 7.98 | 7.49 | -0.65 | 1.47 | 1.24 | 1.4 | -42.58 | 4.84 | 1.47 | -14.79 | -0.53 | Upgrade
|
| Total Asset Writedown | - | - | - | - | - | 0.5 | - | - | - | - | - | - | - | - | - | - | 0.9 | 0.24 | 1.02 | - | Upgrade
|
| Provision for Credit Losses | 28.96 | 33.58 | 34.5 | 11.77 | 16.36 | 9 | 10.28 | 13.03 | 19.02 | 19.67 | 14.17 | 5.27 | 1.84 | 3.92 | 4.32 | 7.85 | -0.87 | 8.63 | 10.27 | 9.96 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Operating | 73.2 | 134.33 | 148.64 | 56.06 | 54.75 | 143.16 | 118.7 | 97.75 | 126.11 | 17.04 | -25.64 | -92.52 | 126.81 | -4.14 | -69.97 | -126.93 | -70.9 | 4.87 | -220.59 | -20.7 | Upgrade
|
| Change in Other Net Operating Assets | -3.45 | 0.48 | 12.64 | -7.58 | 0.34 | 2.88 | 10.65 | 13.26 | 12.67 | -36.76 | 15.3 | 3.77 | -4.37 | -19.37 | 17.01 | 7.15 | -2.71 | -47.18 | -16.85 | 40.17 | Upgrade
|
| Other Operating Activities | -1.83 | -12.17 | -9.74 | 4.43 | -7.64 | -10.34 | -19.53 | -5.87 | -8.58 | 12.54 | -0.6 | 18.29 | 4.06 | 15.81 | 6.01 | 11.24 | -7.81 | -5.84 | -0.37 | -12.73 | Upgrade
|
| Operating Cash Flow | 104.98 | 170.69 | 191.01 | 83.88 | 90.89 | 170.25 | 154.89 | 136.48 | 158.46 | 26.16 | 20.66 | -78.77 | 156.44 | 14.49 | -15.18 | -82.21 | -36.82 | 22.91 | -213.83 | 21.39 | Upgrade
|
| Operating Cash Flow Growth | 15.50% | 0.26% | 23.33% | -38.54% | -42.64% | 550.86% | 649.80% | - | 1.29% | 80.51% | - | - | - | -36.74% | - | - | - | - | - | - | Upgrade
|
| Capital Expenditures | -2.29 | -4.02 | -6.41 | -17.21 | -21.68 | -21.61 | -8.26 | -6.56 | -10.41 | -8.12 | -7.4 | -8.2 | -20.04 | -1.5 | -0.35 | -0.56 | -0.67 | -19.68 | -0.12 | -0.46 | Upgrade
|
| Sale of Property, Plant and Equipment | 0.22 | 0.07 | 20.96 | 22.64 | 0.98 | 18.59 | 0.1 | - | - | - | -0 | 0 | - | 0.08 | -0.08 | - | 9.07 | 9.06 | 0 | - | Upgrade
|
| Cash Acquisitions | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -0.9 | Upgrade
|
| Investment in Securities | -48.69 | -46.83 | -47.37 | -29.36 | -6.86 | 0.07 | 10.24 | -4.3 | -126.71 | -10.53 | -141.99 | 11.01 | 9.96 | -38.04 | -66.55 | -23.63 | -43.18 | 10.38 | 13.58 | -195.32 | Upgrade
|
| Income (Loss) Equity Investments | 2.24 | 2.74 | 1.39 | 1.77 | 5.02 | -0.05 | 1.03 | 2.06 | 2.95 | 1.82 | -29.14 | -119.06 | 2.12 | -2.97 | 1.25 | 2.28 | 1.16 | 8.74 | 1.23 | 2.24 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Investing | -548.5 | -543.18 | -795.78 | -362.25 | -251.14 | -385.55 | -550.73 | -234.06 | -455.74 | -521.88 | -297.1 | -206.43 | -243.46 | -158.65 | 129.33 | 159.96 | -121.81 | -94.15 | -373.19 | -1,794 | Upgrade
|
| Other Investing Activities | - | 7.74 | - | 0.58 | - | - | - | - | - | 1.41 | 0.1 | - | 0.33 | 0.24 | 3.4 | 2.99 | 0.15 | 1 | 2.26 | 1.41 | Upgrade
|
| Investing Cash Flow | -599.26 | -586.22 | -828.6 | -385.58 | -278.7 | -388.5 | -548.65 | -244.92 | -592.85 | -539.13 | -446.39 | -203.62 | -253.21 | -197.86 | 65.76 | 138.75 | -156.45 | -93.39 | -357.47 | -1,989 | Upgrade
|
| Long-Term Debt Issued | 0.04 | - | - | - | 99.41 | - | - | - | 2,156 | - | - | - | 12.03 | - | - | - | 498.67 | - | - | - | Upgrade
|
| Total Debt Issued | 0.04 | 0.04 | 0.2 | 0.05 | 99.41 | 0.02 | 0.02 | 750.02 | 2,156 | 50.02 | 0.02 | 0.03 | 12.03 | 8.03 | 0.03 | 96.13 | 498.67 | 20 | 26.07 | 1,732 | Upgrade
|
| Long-Term Debt Repaid | -2.62 | - | - | - | -2.53 | - | - | - | -2,208 | - | - | - | -133.4 | - | - | - | -580.29 | - | - | - | Upgrade
|
| Total Debt Repaid | -2.62 | -2.6 | -2.57 | -2.55 | -2.53 | -2.51 | -2.49 | -752.47 | -2,208 | -2.44 | -50.62 | -110.73 | -133.4 | -260.77 | -437.44 | -548.16 | -580.29 | -224.99 | -0.01 | -60.95 | Upgrade
|
| Net Debt Issued (Repaid) | -2.57 | -2.55 | -2.37 | -2.5 | 96.89 | -2.49 | -2.47 | -2.45 | -52.44 | 47.59 | -50.59 | -110.7 | -121.38 | -252.74 | -437.41 | -452.03 | -81.63 | -204.99 | 26.05 | 1,671 | Upgrade
|
| Issuance of Common Stock | 1.42 | 0.37 | 1.29 | 0.28 | 1.83 | 0.24 | 1.03 | 0.3 | 1 | 0.47 | 1.03 | 0.43 | 1.25 | 1.3 | 1.07 | 0.95 | 1.51 | 2.52 | 0.44 | 0.15 | Upgrade
|
| Repurchase of Common Stock | -3.18 | -3.18 | -2.36 | -0.34 | -3.06 | -1.78 | -1.35 | -0.25 | -3.35 | -0.52 | -1.36 | -0.2 | -2.89 | -2.6 | -0.5 | -5.71 | -11.29 | -48.99 | -0.13 | -0.06 | Upgrade
|
| Common Dividends Paid | -1.37 | -1.36 | -1.35 | -1.35 | -1.35 | -1.34 | -1.33 | -1.33 | -1.33 | -1.32 | -1.32 | -1.32 | -1.31 | -1.31 | -1.3 | -1.3 | -1.28 | -1.26 | -1.22 | -1.22 | Upgrade
|
| Net Increase (Decrease) in Deposit Accounts | 635.45 | 359.95 | 693.52 | 323.67 | 108.34 | 271.38 | 124.53 | 457.12 | 537.07 | 480.02 | 249.17 | 518.58 | 525.12 | 295.43 | 295.78 | 204.83 | 603.18 | 6.78 | -167.25 | 1,234 | Upgrade
|
| Other Financing Activities | - | 4.52 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | Upgrade
|
| Financing Cash Flow | 629.75 | 357.75 | 688.72 | 319.76 | 202.66 | 266.02 | 120.41 | 453.39 | 480.95 | 526.24 | 196.92 | 406.8 | 400.79 | 40.09 | -142.37 | -253.26 | 510.49 | -245.95 | -142.1 | 2,904 | Upgrade
|
| Net Cash Flow | 135.46 | -57.79 | 51.14 | 18.06 | 14.85 | 47.77 | -273.36 | 344.95 | 46.55 | 13.27 | -228.82 | 124.42 | 304.02 | -143.28 | -91.79 | -196.72 | 317.22 | -316.43 | -713.4 | 935.84 | Upgrade
|
| Free Cash Flow | 102.68 | 166.67 | 184.61 | 66.67 | 69.22 | 148.64 | 146.62 | 129.92 | 148.05 | 18.04 | 13.26 | -86.96 | 136.4 | 12.99 | -15.53 | -82.77 | -37.5 | 3.23 | -213.95 | 20.93 | Upgrade
|
| Free Cash Flow Growth | 48.35% | 12.13% | 25.91% | -48.68% | -53.25% | 724.07% | 1006.01% | - | 8.54% | 38.86% | - | - | - | 301.76% | - | - | - | - | - | - | Upgrade
|
| Free Cash Flow Margin | 105.70% | 178.61% | 193.68% | 58.72% | 68.69% | 154.65% | 125.30% | 136.14% | 179.44% | 23.47% | 11.07% | -42.81% | 125.59% | 12.08% | -15.74% | -61.89% | -37.97% | 5.01% | -242.75% | 39.22% | Upgrade
|
| Free Cash Flow Per Share | 2.24 | 3.61 | 4.02 | 1.46 | 1.52 | 3.28 | 3.24 | 2.90 | 3.29 | 0.40 | 0.30 | -1.94 | 3.02 | 0.29 | -0.34 | -1.84 | -0.84 | 0.07 | -5.15 | 0.51 | Upgrade
|
| Cash Interest Paid | 112.1 | 115.38 | 111.66 | 107.17 | 102.64 | 97.68 | 91.37 | 84.7 | 69.03 | 50.54 | 32.13 | 19.59 | 15.26 | 15 | 16.16 | 17.22 | 18.47 | 19.9 | 22.5 | 25.54 | Upgrade
|
| Cash Income Tax Paid | 0.17 | 12.43 | 3.59 | 20.96 | 1.93 | 3.61 | - | 5.05 | 0.18 | 7.58 | 10.35 | 6.77 | 0.01 | 3.18 | 7.5 | 8.69 | 0.35 | 2.44 | 8.59 | 0.1 | Upgrade
|
Updated Mar 18, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.