Metropolitan Bank Holding Corp. (MCB)

Metropolitan Bank Holding Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	499.09	480.5	429.75	345.04	231.85	164.53
Interest Income on Investments	46.24	34.78	38.63	30.37	28.89	8.76
Total Interest Income	545.34	515.28	468.38	375.41	260.74	173.28
Interest Paid on Deposits	200.73	198.81	198.01	128.68	29.28	14.24
Interest Paid on Borrowings	5.61	13.23	17.28	23.89	2.3	2.04
Total Interest Expense	206.34	212.04	215.3	152.57	31.58	16.28
Net Interest Income	338.99	303.24	253.08	222.84	229.16	157
Net Interest Income Growth	24.43%	19.82%	13.57%	-2.76%	45.96%	25.68%
Other Non-Interest Income	2.17	3.48	15.56	21.83	20.85	18.94
Total Non-Interest Income	10.75	11.87	23.83	27.9	26.59	23.7
Non-Interest Income Growth	-36.55%	-50.18%	-14.60%	4.93%	12.22%	39.37%
Revenues Before Loan Losses	349.75	315.11	276.91	250.74	255.75	180.7
Provision for Loan Losses	37.73	37.59	6.26	12.28	10.12	3.82
Revenue	312.01	277.51	270.66	238.46	245.64	176.88
Revenue Growth	13.75%	2.53%	13.50%	-2.92%	38.87%	33.56%
Salaries and Employee Benefits	79.64	75.1	68.96	57.2	49.45	41.09
Occupancy Expenses	11.55	10.32	9.66	9.34	8.86	3.16
Federal Deposit Insurance	6.72	9.55	11.78	9.08	4.63	3.85
Selling, General & Administrative	46.28	41	41.23	32.77	37.45	30.28
Other Non-Interest Expense	44.19	40.04	41.95	23.15	48.35	8.94
Total Non-Interest Expense	188.38	176.01	173.58	131.54	148.74	87.31
EBT Excluding Unusual Items	123.64	101.51	97.08	106.92	96.9	89.57
Pretax Income	123.64	101.51	97.08	106.92	96.9	89.57
Income Tax Expense	37.01	30.41	30.4	29.65	37.47	29.02
Net Income	86.63	71.1	66.69	77.27	59.43	60.56
Preferred Dividends & Other Adjustments	-	-	-	0.37	0.14	0.74
Net Income to Common	86.63	71.1	66.69	76.9	59.28	59.82
Net Income Growth	25.90%	6.62%	-13.29%	29.72%	-0.89%	52.90%
Basic Shares Outstanding	11	11	11	11	11	9
Diluted Shares Outstanding	11	11	11	11	11	9
Shares Change	-1.31%	-4.56%	1.13%	-0.63%	20.79%	10.41%
EPS (Basic)	7.98	6.71	5.97	6.95	5.42	6.64
EPS (Diluted)	7.87	6.62	5.93	6.91	5.29	6.45
EPS Growth	27.63%	11.64%	-14.18%	30.62%	-17.98%	38.41%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	0.750	0.300	-	-	-	-
Dividend Growth	-	-	-	-	-	-
Effective Tax Rate	29.94%	29.96%	31.31%	27.73%	38.67%	32.39%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jul 21, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 23, 2026

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