MetroCity Bankshares, Inc. (MCBS)
NASDAQ: MCBS · Real-Time Price · USD
27.89
+0.29 (1.05%)
Apr 28, 2025, 4:00 PM EDT - Market closed
MetroCity Bankshares Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Cash & Equivalents | 285.06 | 249.88 | 144.81 | 179.49 | 441.34 | 150.69 | Upgrade
|
| Investment Securities | 33.87 | 21.3 | 21.75 | 21.76 | 26.7 | 16.74 | Upgrade
|
| Trading Asset Securities | 17.17 | 21.79 | 31.78 | 28.83 | 0.51 | 0.16 | Upgrade
|
| Mortgage-Backed Securities | - | 6.39 | 7.07 | 7.78 | 10.42 | 1.38 | Upgrade
|
| Total Investments | 51.03 | 49.48 | 60.61 | 58.37 | 37.63 | 18.27 | Upgrade
|
| Gross Loans | 3,139 | 3,165 | 3,151 | 3,065 | 2,512 | 1,635 | Upgrade
|
| Allowance for Loan Losses | -26.22 | -18.74 | -18.11 | -13.89 | -16.95 | -10.14 | Upgrade
|
| Other Adjustments to Gross Loans | - | -7.38 | -8.86 | -9.64 | -6.44 | -4.6 | Upgrade
|
| Net Loans | 3,113 | 3,139 | 3,124 | 3,042 | 2,488 | 1,620 | Upgrade
|
| Property, Plant & Equipment | 25.95 | 26.13 | 26.6 | 22.72 | 22.41 | 24.2 | Upgrade
|
| Loans Held for Sale | 35.74 | - | 22.27 | - | - | - | Upgrade
|
| Accrued Interest Receivable | 16.5 | 15.86 | 15.13 | 13.17 | 11.05 | 10.67 | Upgrade
|
| Other Real Estate Owned & Foreclosed | 1.71 | 0.43 | 1.47 | 4.33 | 3.62 | 3.84 | Upgrade
|
| Other Long-Term Assets | 108.31 | 92.84 | 90.11 | 89.87 | 82.29 | 63.46 | Upgrade
|
| Total Assets | 3,660 | 3,594 | 3,503 | 3,427 | 3,106 | 1,897 | Upgrade
|
| Interest Bearing Deposits | 2,197 | 1,681 | 1,732 | 1,663 | 1,533 | 905.86 | Upgrade
|
| Institutional Deposits | - | 519.83 | 486.9 | 391.63 | 137.87 | 111.13 | Upgrade
|
| Non-Interest Bearing Deposits | 539.98 | 536.28 | 512.05 | 611.99 | 592.44 | 462.91 | Upgrade
|
| Total Deposits | 2,737 | 2,737 | 2,731 | 2,667 | 2,263 | 1,480 | Upgrade
|
| Short-Term Borrowings | - | 0.24 | 0.48 | 0.78 | 0.05 | 30 | Upgrade
|
| Current Portion of Leases | - | 1.72 | - | - | - | - | Upgrade
|
| Accrued Interest Payable | 3.49 | 3.5 | 4.13 | 2.74 | 0.2 | 0.22 | Upgrade
|
| Long-Term Debt | - | - | - | 0.39 | 0.46 | 0.48 | Upgrade
|
| Federal Home Loan Bank Debt, Long-Term | 425 | 375 | 325 | 375 | 500 | 80 | Upgrade
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| Long-Term Leases | 7.96 | 6.22 | 8.65 | 8.89 | 9.86 | 10.91 | Upgrade
|
| Other Long-Term Liabilities | 58.28 | 49.21 | 52.11 | 23.19 | 42.35 | 51.15 | Upgrade
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| Total Liabilities | 3,232 | 3,173 | 3,121 | 3,078 | 2,816 | 1,653 | Upgrade
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| Common Stock | 0.25 | 0.25 | 0.25 | 0.25 | 0.26 | 0.26 | Upgrade
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| Additional Paid-In Capital | 49.65 | 49.22 | 45.7 | 45.3 | 51.56 | 55.67 | Upgrade
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| Retained Earnings | 369.11 | 358.7 | 315.36 | 285.83 | 238.58 | 188.71 | Upgrade
|
| Comprehensive Income & Other | 8.96 | 13.18 | 20.21 | 18.04 | -0.17 | 0.2 | Upgrade
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| Shareholders' Equity | 427.97 | 421.35 | 381.52 | 349.42 | 290.22 | 244.83 | Upgrade
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| Total Liabilities & Equity | 3,660 | 3,594 | 3,503 | 3,427 | 3,106 | 1,897 | Upgrade
|
| Total Debt | 432.96 | 383.18 | 334.13 | 385.06 | 510.37 | 121.39 | Upgrade
|
| Net Cash (Debt) | -130.74 | -111.52 | -157.54 | -176.74 | -68.52 | 29.45 | Upgrade
|
| Net Cash Growth | - | - | - | - | - | -86.36% | Upgrade
|
| Net Cash Per Share | -5.10 | -4.36 | -6.17 | -6.88 | -2.66 | 1.14 | Upgrade
|
| Filing Date Shares Outstanding | 25.4 | 25.4 | 25.21 | 25.14 | 25.47 | 25.67 | Upgrade
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| Total Common Shares Outstanding | 25.4 | 25.4 | 25.21 | 25.17 | 25.47 | 25.67 | Upgrade
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| Book Value Per Share | 16.85 | 16.59 | 15.14 | 13.88 | 11.40 | 9.54 | Upgrade
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| Tangible Book Value | 427.97 | 421.35 | 381.52 | 349.42 | 290.22 | 244.83 | Upgrade
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| Tangible Book Value Per Share | 16.85 | 16.59 | 15.14 | 13.88 | 11.40 | 9.54 | Upgrade
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Updated Mar 10, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.