MetroCity Bankshares, Inc. (MCBS)

MetroCity Bankshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	383.68	249.88	144.81	179.49	441.34
Securities and Investments	65.83	27.69	28.83	29.55	37.12
Other Earning Assets	9.74	-	22.27	-	-
Net Loans	4,024	3,139	3,124	3,042	2,488
Net Property, Plant & Equipment	45.07	26.13	26.6	22.72	22.41
Accrued Interest and Accounts Receivable	20.3	15.86	15.13	13.17	11.05
Other Intangible Assets	24.89	8.68	8.52	11.06	17.98
Goodwill	56.05	-	-	-	-
Long-Term Investments	103.35	93.54	88.8	86.62	79.14
Other Non-Earning Assets	35.95	33.09	43.87	42.84	9
Total Assets	4,768	3,594	3,503	3,427	3,106
Interest-bearing deposits	2,865	2,201	2,219	2,055	1,671
Noninterest-bearing deposits	780.83	536.28	512.05	611.99	592.44
Total Deposits	3,646	2,737	2,731	2,667	2,263
Short-Term Interbank Borrowing and Repurchase Agreements	510	375	325	375	500
Short-Term Borrowings	-	-	-	0.39	0.46
Accrued Expenses	26.04	11.44	12.78	11.62	10.07
Other Liabilities	42.18	49.46	52.59	23.96	42.39
Total Liabilities	4,224	3,173	3,121	3,078	2,816
Common Stock	1.16	0.25	0.25	0.25	0.26
Additional Paid-in Capital	138.68	49.22	45.7	45.3	51.56
Accumulated Other Comprehensive Income	1.67	13.18	20.21	18.04	-0.17
Retained Earnings	402.68	358.7	315.36	285.83	238.58
Shareholders' Equity	544.18	421.35	381.52	349.42	290.22
Total Liabilities & Equity	4,768	3,594	3,503	3,427	3,106
Book Value	544.18	421.35	381.52	349.42	290.22
Book Value Per Share	20.93	16.47	14.95	13.60	11.25
Tangible Book Value	463.25	412.67	372.99	338.36	272.24
Tangible Book Value Per Share	17.81	16.13	14.62	13.17	10.56

Updated Jan 30, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q