MetroCity Bankshares, Inc. (MCBS)
NASDAQ: MCBS · Real-Time Price · USD
27.51
-0.79 (-2.79%)
At close: Mar 20, 2026, 4:00 PM EDT
27.54
+0.03 (0.11%)
After-hours: Mar 20, 2026, 6:30 PM EDT

MetroCity Bankshares Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
68.5364.551.6162.661.7
Depreciation & Amortization
3.512.962.693.882.81
Provision for Credit Losses
-0.320.52-0.02-2.776.93
Stock-Based Compensation
2.912.632.421.931.43
Net Change in Loans Held-for-Sale
3.092.953.39910.95
Other Adjustments
-17.34-4.97-2.56-0.71-10.28
Changes in Accrued Interest and Accounts Receivable
-1.68-0.73-1.95-2.12-0.38
Changes in Accounts Payable
-1.07-0.641.392.54-0.02
Changes in Other Operating Activities
-19.94-3.7225.22-29.65-7.7
Operating Cash Flow
37.763.582.1134.6965.43
Operating Cash Flow Growth
-40.63%-22.65%-39.05%105.85%-54.10%
Net Change in Loans Held-for-Investment
123.717.66-110.36-646.6-875.71
Net Change in Securities and Investments
-7.8-1.770.925.09-32.95
Payments for Business Acquisitions
9.15----
Capital Expenditures
-0.67-1.29-4.93-2.35-0.38
Other Investing Activities
2.451.264.11-7.96-21.51
Investing Cash Flow
126.835.87-110.27-651.82-930.55
Net Change in Deposits
-51.775.8664.1403.82783.13
Short-Term Debt Issued
100450425525640
Short-Term Debt Repaid
50400475650250
Net Short-Term Debt Issued (Repaid)
1508509001,175890
Issuance of Common Stock
-0.9---
Repurchase of Common Stock
2.730.012.028.25.54
Net Common Stock Issued (Repurchased)
2.730.912.028.25.54
Common Dividends Paid
-24.85-21.05-18.2-15.29-11.79
Other Financing Activities
-1.39--0.39-0.07-0.02
Financing Cash Flow
-30.7335.7-6.51255.271,156
Net Cash Flow
133.8105.07-34.68-261.86290.65
Free Cash Flow
37.0362.2277.17132.3465.05
Free Cash Flow Growth
-40.48%-19.38%-41.69%103.45%-54.20%
FCF Margin
23.70%44.38%64.46%94.19%49.68%
Free Cash Flow Per Share
1.422.433.025.152.52
Levered Free Cash Flow
198.68911.09974.031,210946.02
Unlevered Free Cash Flow
-19.85-3.4122.41-27.72-5.68
Updated Jan 30, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q