MetroCity Bankshares Statistics

Total Valuation

MCBS has a market cap or net worth of $706.71 million. The enterprise value is $837.45 million.

Market Cap	706.71M
Enterprise Value	837.45M

Important Dates

The last earnings date was Friday, April 18, 2025.

Earnings Date	Apr 18, 2025
Ex-Dividend Date	Apr 30, 2025

Share Statistics

MCBS has 25.40 million shares outstanding. The number of shares has increased by 0.27% in one year.

Current Share Class	25.40M
Shares Outstanding	25.40M
Shares Change (YoY)	+0.27%
Shares Change (QoQ)	+0.19%
Owned by Insiders (%)	24.57%
Owned by Institutions (%)	24.04%
Float	19.16M

Valuation Ratios

The trailing PE ratio is 10.78 and the forward PE ratio is 10.08.

PE Ratio	10.78
Forward PE	10.08
PS Ratio	4.90
Forward PS	4.63
PB Ratio	1.65
P/TBV Ratio	1.65
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	12.66
EV / Sales	5.82
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 16.05%.

Return on Equity (ROE)	16.05%
Return on Assets (ROA)	1.81%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$599,063
Profits Per Employee	$275,708
Employee Count	240
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, MCBS has paid $22.79 million in taxes.

Income Tax	22.79M
Effective Tax Rate	25.62%

Stock Price Statistics

The stock price has increased by +15.87% in the last 52 weeks. The beta is 0.51, so MCBS's price volatility has been lower than the market average.

Beta (5Y)	0.51
52-Week Price Change	+15.87%
50-Day Moving Average	27.98
200-Day Moving Average	30.29
Relative Strength Index (RSI)	53.63
Average Volume (20 Days)	49,579

Short Selling Information

The latest short interest is 149,952, so 0.59% of the outstanding shares have been sold short.

Short Interest	149,952
Short Previous Month	137,649
Short % of Shares Out	0.59%
Short % of Float	0.78%
Short Ratio (days to cover)	3.10

Income Statement

In the last 12 months, MCBS had revenue of $143.78 million and earned $66.17 million in profits. Earnings per share was $2.58.

Revenue	143.78M
Gross Profit	143.78M
Operating Income	88.96M
Pretax Income	75.59M
Net Income	66.17M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.58

Full Income Statement

Balance Sheet

The company has $302.22 million in cash and $432.96 million in debt, giving a net cash position of -$130.74 million or -$5.15 per share.

Cash & Cash Equivalents	302.22M
Total Debt	432.96M
Net Cash	-130.74M
Net Cash Per Share	-$5.15
Equity (Book Value)	427.97M
Book Value Per Share	16.85
Working Capital	-2.38B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	61.87%
Pretax Margin	61.87%
Profit Margin	46.02%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.92, which amounts to a dividend yield of 3.30%.

Dividend Per Share	$0.92
Dividend Yield	3.30%
Dividend Growth (YoY)	17.11%
Years of Dividend Growth	6
Payout Ratio	35.66%
Buyback Yield	-0.27%
Shareholder Yield	3.03%
Earnings Yield	9.36%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for MCBS is $34.00, which is 21.91% higher than the current price. The consensus rating is "Hold".

Price Target	$34.00
Price Target Difference	21.91%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on September 3, 2019. It was a forward split with a ratio of 2:1.

Last Split Date	Sep 3, 2019
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2