MetroCity Bankshares, Inc. (MCBS)

MetroCity Bankshares Statistics

Total Valuation

MCBS has a market cap or net worth of $892.95 million.

Market Cap	892.95M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, January 21, 2025.

Earnings Date	Jan 21, 2025
Ex-Dividend Date	Oct 30, 2024

Share Statistics

MCBS has 25.33 million shares outstanding. The number of shares has increased by 0.22% in one year.

Current Share Class	25.33M
Shares Outstanding	25.33M
Shares Change (YoY)	+0.22%
Shares Change (QoQ)	+0.42%
Owned by Insiders (%)	28.31%
Owned by Institutions (%)	23.68%
Float	18.16M

Valuation Ratios

The trailing PE ratio is 15.13 and the forward PE ratio is 13.99.

PE Ratio	15.13
Forward PE	13.99
PS Ratio	6.57
Forward PS	6.08
PB Ratio	2.19
P/TBV Ratio	2.19
P/FCF Ratio	26.18
P/OCF Ratio	24.85
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	11.23
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 15.06%.

Return on Equity (ROE)	15.06%
Return on Assets (ROA)	1.68%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$616,209
Profits Per Employee	$270,982
Employee Count	220
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, MCBS has paid $22.98 million in taxes.

Income Tax	22.98M
Effective Tax Rate	27.82%

Stock Price Statistics

The stock price has increased by +70.54% in the last 52 weeks. The beta is 0.60, so MCBS's price volatility has been lower than the market average.

Beta (5Y)	0.60
52-Week Price Change	+70.54%
50-Day Moving Average	31.28
200-Day Moving Average	27.18
Relative Strength Index (RSI)	64.93
Average Volume (20 Days)	43,445

Short Selling Information

The latest short interest is 98,412, so 0.39% of the outstanding shares have been sold short.

Short Interest	98,412
Short Previous Month	118,004
Short % of Shares Out	0.39%
Short % of Float	0.54%
Short Ratio (days to cover)	3.17

Income Statement

In the last 12 months, MCBS had revenue of $135.57 million and earned $59.62 million in profits. Earnings per share was $2.33.

Revenue	135.57M
Gross Profit	135.57M
Operating Income	82.18M
Pretax Income	75.59M
Net Income	59.62M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.33

Balance Sheet

The company has $310.11 million in cash and $382.88 million in debt, giving a net cash position of -$72.78 million or -$2.87 per share.

Cash & Cash Equivalents	310.11M
Total Debt	382.88M
Net Cash	-72.78M
Net Cash Per Share	-$2.87
Equity (Book Value)	407.19M
Book Value Per Share	16.07
Working Capital	-2.40B

Cash Flow

In the last 12 months, operating cash flow was $35.93 million and capital expenditures -$1.82 million, giving a free cash flow of $34.11 million.

Operating Cash Flow	35.93M
Capital Expenditures	-1.82M
Free Cash Flow	34.11M
FCF Per Share	$1.35

Margins

Gross Margin	n/a
Operating Margin	60.62%
Pretax Margin	60.93%
Profit Margin	43.98%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	49.16%

Dividends & Yields

This stock pays an annual dividend of $0.92, which amounts to a dividend yield of 2.61%.

Dividend Per Share	$0.92
Dividend Yield	2.61%
Dividend Growth (YoY)	15.28%
Years of Dividend Growth	5
Payout Ratio	39.48%
Buyback Yield	-0.22%
Shareholder Yield	2.39%
Earnings Yield	6.68%
FCF Yield	3.82%

Analyst Forecast

The average price target for MCBS is $34.00, which is -3.55% lower than the current price. The consensus rating is "Hold".

Price Target	$34.00
Price Target Difference	-3.55%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on September 3, 2019. It was a forward split with a ratio of 2:1.

Last Split Date	Sep 3, 2019
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3