MetroCity Bankshares, Inc. (MCBS)

MetroCity Bankshares Statistics

Total Valuation

MCBS has a market cap or net worth of $696.29 million. The enterprise value is $807.55 million.

Market Cap	696.29M
Enterprise Value	807.55M

Important Dates

The next estimated earnings date is Monday, April 21, 2025, before market open.

Earnings Date	Apr 21, 2025
Ex-Dividend Date	Jan 29, 2025

Share Statistics

MCBS has 25.40 million shares outstanding. The number of shares has increased by 0.25% in one year.

Current Share Class	25.40M
Shares Outstanding	25.40M
Shares Change (YoY)	+0.25%
Shares Change (QoQ)	-0.06%
Owned by Insiders (%)	28.40%
Owned by Institutions (%)	23.93%
Float	18.19M

Valuation Ratios

The trailing PE ratio is 10.87 and the forward PE ratio is 10.34.

PE Ratio	10.87
Forward PE	10.34
PS Ratio	4.92
Forward PS	4.66
PB Ratio	1.65
P/TBV Ratio	1.65
P/FCF Ratio	11.19
P/OCF Ratio	10.96
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	12.52
EV / Sales	5.74
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	12.98

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	6.16
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 16.07%.

Return on Equity (ROE)	16.07%
Return on Assets (ROA)	1.82%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$586,221
Profits Per Employee	$268,767
Employee Count	240
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, MCBS has paid $22.81 million in taxes.

Income Tax	22.81M
Effective Tax Rate	26.12%

Stock Price Statistics

The stock price has increased by +11.02% in the last 52 weeks. The beta is 0.57, so MCBS's price volatility has been lower than the market average.

Beta (5Y)	0.57
52-Week Price Change	+11.02%
50-Day Moving Average	29.83
200-Day Moving Average	30.12
Relative Strength Index (RSI)	38.16
Average Volume (20 Days)	37,888

Short Selling Information

The latest short interest is 110,660, so 0.44% of the outstanding shares have been sold short.

Short Interest	110,660
Short Previous Month	99,833
Short % of Shares Out	0.44%
Short % of Float	0.61%
Short Ratio (days to cover)	3.31

Income Statement

In the last 12 months, MCBS had revenue of $140.69 million and earned $64.50 million in profits. Earnings per share was $2.52.

Revenue	140.69M
Gross Profit	140.69M
Operating Income	87.31M
Pretax Income	75.59M
Net Income	64.50M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.52

Balance Sheet

The company has $271.67 million in cash and $383.18 million in debt, giving a net cash position of -$111.52 million or -$4.39 per share.

Cash & Cash Equivalents	271.67M
Total Debt	383.18M
Net Cash	-111.52M
Net Cash Per Share	-$4.39
Equity (Book Value)	421.35M
Book Value Per Share	16.59
Working Capital	-2.45B

Cash Flow

In the last 12 months, operating cash flow was $63.50 million and capital expenditures -$1.29 million, giving a free cash flow of $62.22 million.

Operating Cash Flow	63.50M
Capital Expenditures	-1.29M
Free Cash Flow	62.22M
FCF Per Share	$2.45

Margins

Gross Margin	n/a
Operating Margin	62.06%
Pretax Margin	62.06%
Profit Margin	45.85%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	44.22%

Dividends & Yields

This stock pays an annual dividend of $0.92, which amounts to a dividend yield of 3.36%.

Dividend Per Share	$0.92
Dividend Yield	3.36%
Dividend Growth (YoY)	16.22%
Years of Dividend Growth	6
Payout Ratio	36.51%
Buyback Yield	-0.25%
Shareholder Yield	3.11%
Earnings Yield	9.27%
FCF Yield	8.94%

Analyst Forecast

The average price target for MCBS is $36.00, which is 31.34% higher than the current price. The consensus rating is "Hold".

Price Target	$36.00
Price Target Difference	31.34%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on September 3, 2019. It was a forward split with a ratio of 2:1.

Last Split Date	Sep 3, 2019
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3