MetroCity Bankshares Statistics
Total Valuation
MCBS has a market cap or net worth of $638.80 million. The enterprise value is $828.29 million.
Important Dates
The last earnings date was Friday, October 17, 2025.
| Earnings Date | Oct 17, 2025 |
| Ex-Dividend Date | Oct 29, 2025 |
Share Statistics
MCBS has 25.48 million shares outstanding. The number of shares has increased by 0.44% in one year.
| Current Share Class | 25.48M |
| Shares Outstanding | 25.48M |
| Shares Change (YoY) | +0.44% |
| Shares Change (QoQ) | +0.37% |
| Owned by Insiders (%) | 26.12% |
| Owned by Institutions (%) | 24.36% |
| Float | 18.83M |
Valuation Ratios
The trailing PE ratio is 9.57 and the forward PE ratio is 8.32.
| PE Ratio | 9.57 |
| Forward PE | 8.32 |
| PS Ratio | 4.28 |
| Forward PS | 3.16 |
| PB Ratio | 1.42 |
| P/TBV Ratio | 1.42 |
| P/FCF Ratio | 10.31 |
| P/OCF Ratio | 10.17 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 12.43 |
| EV / Sales | 5.62 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 13.52 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 7.07 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 15.62%.
| Return on Equity (ROE) | 15.62% |
| Return on Assets (ROA) | 1.85% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $613,954 |
| Profits Per Employee | $277,617 |
| Employee Count | 240 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MCBS has paid $23.81 million in taxes.
| Income Tax | 23.81M |
| Effective Tax Rate | 26.33% |
Stock Price Statistics
The stock price has decreased by -26.33% in the last 52 weeks. The beta is 0.73, so MCBS's price volatility has been lower than the market average.
| Beta (5Y) | 0.73 |
| 52-Week Price Change | -26.33% |
| 50-Day Moving Average | 26.97 |
| 200-Day Moving Average | 28.17 |
| Relative Strength Index (RSI) | 32.21 |
| Average Volume (20 Days) | 42,646 |
Short Selling Information
The latest short interest is 200,897, so 0.79% of the outstanding shares have been sold short.
| Short Interest | 200,897 |
| Short Previous Month | 203,054 |
| Short % of Shares Out | 0.79% |
| Short % of Float | 1.07% |
| Short Ratio (days to cover) | 4.91 |
Income Statement
In the last 12 months, MCBS had revenue of $147.35 million and earned $66.63 million in profits. Earnings per share was $2.59.
| Revenue | 147.35M |
| Gross Profit | 147.35M |
| Operating Income | 91.33M |
| Pretax Income | 90.44M |
| Net Income | 66.63M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.59 |
Full Income StatementBalance Sheet
The company has $236.59 million in cash and $433.22 million in debt, giving a net cash position of -$196.63 million or -$7.72 per share.
| Cash & Cash Equivalents | 236.59M |
| Total Debt | 433.22M |
| Net Cash | -196.63M |
| Net Cash Per Share | -$7.72 |
| Equity (Book Value) | 445.89M |
| Book Value Per Share | 17.46 |
| Working Capital | -2.21B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $62.11 million and capital expenditures -$858,000, giving a free cash flow of $61.25 million.
| Operating Cash Flow | 62.11M |
| Capital Expenditures | -858,000 |
| Free Cash Flow | 61.25M |
| FCF Per Share | $2.40 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 61.98% |
| Pretax Margin | 61.38% |
| Profit Margin | 45.22% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 41.57% |
Dividends & Yields
This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 4.03%.
| Dividend Per Share | $1.00 |
| Dividend Yield | 4.03% |
| Dividend Growth (YoY) | 15.66% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 37.06% |
| Buyback Yield | -0.44% |
| Shareholder Yield | 3.60% |
| Earnings Yield | 10.55% |
| FCF Yield | 9.70% |
Dividend DetailsAnalyst Forecast
The average price target for MCBS is $31.00, which is 23.65% higher than the current price. The consensus rating is "Hold".
| Price Target | $31.00 |
| Price Target Difference | 23.65% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on September 3, 2019. It was a forward split with a ratio of 2:1.
| Last Split Date | Sep 3, 2019 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
