MetroCity Bankshares Statistics

Total Valuation

MCBS has a market cap or net worth of $811.63 million. The enterprise value is $884.41 million.

Market Cap	811.63M
Enterprise Value	884.41M

Important Dates

The next estimated earnings date is Tuesday, January 21, 2025.

Earnings Date	Jan 21, 2025
Ex-Dividend Date	Oct 30, 2024

Share Statistics

MCBS has 25.33 million shares outstanding. The number of shares has increased by 0.22% in one year.

Current Share Class	25.33M
Shares Outstanding	25.33M
Shares Change (YoY)	+0.22%
Shares Change (QoQ)	+0.42%
Owned by Insiders (%)	28.65%
Owned by Institutions (%)	23.31%
Float	18.08M

Valuation Ratios

The trailing PE ratio is 13.75 and the forward PE ratio is 12.71.

PE Ratio	13.75
Forward PE	12.71
PS Ratio	5.97
Forward PS	5.54
PB Ratio	1.99
P/TBV Ratio	1.99
P/FCF Ratio	23.80
P/OCF Ratio	22.59
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	14.84
EV / Sales	6.52
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	25.93

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	11.23
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 15.06%.

Return on Equity (ROE)	15.06%
Return on Assets (ROA)	1.68%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$616,209
Profits Per Employee	$270,982
Employee Count	220
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, MCBS has paid $22.98 million in taxes.

Income Tax	22.98M
Effective Tax Rate	27.82%

Stock Price Statistics

The stock price has increased by +28.11% in the last 52 weeks. The beta is 0.62, so MCBS's price volatility has been lower than the market average.

Beta (5Y)	0.62
52-Week Price Change	+28.11%
50-Day Moving Average	32.98
200-Day Moving Average	28.31
Relative Strength Index (RSI)	41.29
Average Volume (20 Days)	43,271

Short Selling Information

The latest short interest is 103,838, so 0.41% of the outstanding shares have been sold short.

Short Interest	103,838
Short Previous Month	99,962
Short % of Shares Out	0.41%
Short % of Float	0.57%
Short Ratio (days to cover)	2.31

Income Statement

In the last 12 months, MCBS had revenue of $135.57 million and earned $59.62 million in profits. Earnings per share was $2.33.

Revenue	135.57M
Gross Profit	135.57M
Operating Income	82.18M
Pretax Income	75.59M
Net Income	59.62M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.33

Full Income Statement

Balance Sheet

The company has $310.11 million in cash and $382.88 million in debt, giving a net cash position of -$72.78 million or -$2.87 per share.

Cash & Cash Equivalents	310.11M
Total Debt	382.88M
Net Cash	-72.78M
Net Cash Per Share	-$2.87
Equity (Book Value)	407.19M
Book Value Per Share	16.07
Working Capital	-2.40B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $35.93 million and capital expenditures -$1.82 million, giving a free cash flow of $34.11 million.

Operating Cash Flow	35.93M
Capital Expenditures	-1.82M
Free Cash Flow	34.11M
FCF Per Share	$1.35

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	60.62%
Pretax Margin	60.93%
Profit Margin	43.98%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	25.16%

Dividends & Yields

This stock pays an annual dividend of $0.92, which amounts to a dividend yield of 2.87%.

Dividend Per Share	$0.92
Dividend Yield	2.87%
Dividend Growth (YoY)	15.28%
Years of Dividend Growth	5
Payout Ratio	39.48%
Buyback Yield	-0.22%
Shareholder Yield	2.65%
Earnings Yield	7.35%
FCF Yield	4.20%

Dividend Details

Analyst Forecast

The average price target for MCBS is $36.00, which is 12.36% higher than the current price. The consensus rating is "Hold".

Price Target	$36.00
Price Target Difference	12.36%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on September 3, 2019. It was a forward split with a ratio of 2:1.

Last Split Date	Sep 3, 2019
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3