MetroCity Bankshares, Inc. (MCBS)

MetroCity Bankshares Statistics

Total Valuation

MCBS has a market cap or net worth of $863.67 million. The enterprise value is $998.96 million.

Market Cap	863.67M
Enterprise Value	998.96M

Important Dates

The last earnings date was Friday, January 30, 2026, before market open.

Earnings Date	Jan 30, 2026
Ex-Dividend Date	Feb 4, 2026

Share Statistics

MCBS has 28.82 million shares outstanding. The number of shares has increased by 1.66% in one year.

Current Share Class	28.82M
Shares Outstanding	28.82M
Shares Change (YoY)	+1.66%
Shares Change (QoQ)	+3.85%
Owned by Insiders (%)	23.09%
Owned by Institutions (%)	20.91%
Float	22.16M

Valuation Ratios

The trailing PE ratio is 11.35 and the forward PE ratio is 9.83.

PE Ratio	11.35
Forward PE	9.83
PS Ratio	4.95
Forward PS	4.05
PB Ratio	1.59
P/TBV Ratio	1.82
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	14.54
EV / Sales	6.41
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.23%.

Return on Equity (ROE)	14.23%
Return on Assets (ROA)	1.64%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.15%
Revenue Per Employee	$649,796
Profits Per Employee	$286,271
Employee Count	240
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, MCBS has paid $24.23 million in taxes.

Income Tax	24.23M
Effective Tax Rate	26.07%

Stock Price Statistics

The stock price has decreased by -5.24% in the last 52 weeks. The beta is 0.73, so MCBS's price volatility has been lower than the market average.

Beta (5Y)	0.73
52-Week Price Change	-5.24%
50-Day Moving Average	27.58
200-Day Moving Average	27.90
Relative Strength Index (RSI)	68.03
Average Volume (20 Days)	71,013

Short Selling Information

The latest short interest is 278,721, so 0.97% of the outstanding shares have been sold short.

Short Interest	278,721
Short Previous Month	274,026
Short % of Shares Out	0.97%
Short % of Float	1.26%
Short Ratio (days to cover)	5.61

Income Statement

In the last 12 months, MCBS had revenue of $155.95 million and earned $68.71 million in profits. Earnings per share was $2.64.

Revenue	155.95M
Gross Profit	155.95M
Operating Income	97.42M
Pretax Income	92.93M
Net Income	68.71M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.64

Balance Sheet

The company has $390.02 million in cash and $525.31 million in debt, with a net cash position of -$135.29 million or -$4.69 per share.

Cash & Cash Equivalents	390.02M
Total Debt	525.31M
Net Cash	-135.29M
Net Cash Per Share	-$4.69
Equity (Book Value)	544.36M
Book Value Per Share	18.89
Working Capital	-3.24B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	62.47%
Pretax Margin	59.59%
Profit Margin	44.06%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 3.34%.

Dividend Per Share	$1.00
Dividend Yield	3.34%
Dividend Growth (YoY)	13.95%
Years of Dividend Growth	5
Payout Ratio	37.12%
Buyback Yield	-1.65%
Shareholder Yield	1.68%
Earnings Yield	7.95%
FCF Yield	n/a

Analyst Forecast

The average price target for MCBS is $31.00, which is 3.37% higher than the current price. The consensus rating is "Hold".

Price Target	$31.00
Price Target Difference	3.37%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 3, 2019. It was a forward split with a ratio of 2:1.

Last Split Date	Sep 3, 2019
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2