MetroCity Bankshares, Inc. (MCBS)

MetroCity Bankshares Statistics

Total Valuation

MCBS has a market cap or net worth of $733.09 million. The enterprise value is $864.04 million.

Market Cap	733.09M
Enterprise Value	864.04M

Important Dates

The next estimated earnings date is Friday, July 18, 2025, before market open.

Earnings Date	Jul 18, 2025
Ex-Dividend Date	Apr 30, 2025

Share Statistics

MCBS has 25.40 million shares outstanding. The number of shares has increased by 0.27% in one year.

Current Share Class	25.40M
Shares Outstanding	25.40M
Shares Change (YoY)	+0.27%
Shares Change (QoQ)	+0.19%
Owned by Insiders (%)	24.57%
Owned by Institutions (%)	23.41%
Float	19.16M

Valuation Ratios

The trailing PE ratio is 11.19 and the forward PE ratio is 10.46.

PE Ratio	11.19
Forward PE	10.46
PS Ratio	5.09
Forward PS	4.80
PB Ratio	1.71
P/TBV Ratio	1.71
P/FCF Ratio	19.32
P/OCF Ratio	18.77
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	13.06
EV / Sales	6.01
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	22.77

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	11.42
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 16.05%.

Return on Equity (ROE)	16.05%
Return on Assets (ROA)	1.81%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$599,063
Profits Per Employee	$275,708
Employee Count	240
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, MCBS has paid $22.79 million in taxes.

Income Tax	22.79M
Effective Tax Rate	25.62%

Stock Price Statistics

The stock price has increased by +11.30% in the last 52 weeks. The beta is 0.66, so MCBS's price volatility has been lower than the market average.

Beta (5Y)	0.66
52-Week Price Change	+11.30%
50-Day Moving Average	27.61
200-Day Moving Average	30.18
Relative Strength Index (RSI)	55.65
Average Volume (20 Days)	31,479

Short Selling Information

The latest short interest is 168,790, so 0.66% of the outstanding shares have been sold short.

Short Interest	168,790
Short Previous Month	149,952
Short % of Shares Out	0.66%
Short % of Float	0.88%
Short Ratio (days to cover)	3.47

Income Statement

In the last 12 months, MCBS had revenue of $143.78 million and earned $66.17 million in profits. Earnings per share was $2.58.

Revenue	143.78M
Gross Profit	143.78M
Operating Income	88.96M
Pretax Income	75.59M
Net Income	66.17M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.58

Balance Sheet

The company has $302.22 million in cash and $433.17 million in debt, giving a net cash position of -$130.95 million or -$5.16 per share.

Cash & Cash Equivalents	302.22M
Total Debt	433.17M
Net Cash	-130.95M
Net Cash Per Share	-$5.16
Equity (Book Value)	427.97M
Book Value Per Share	16.85
Working Capital	-2.39B

Cash Flow

In the last 12 months, operating cash flow was $39.05 million and capital expenditures -$1.11 million, giving a free cash flow of $37.94 million.

Operating Cash Flow	39.05M
Capital Expenditures	-1.11M
Free Cash Flow	37.94M
FCF Per Share	$1.49

Margins

Gross Margin	n/a
Operating Margin	61.87%
Pretax Margin	61.87%
Profit Margin	46.02%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	26.39%

Dividends & Yields

This stock pays an annual dividend of $0.92, which amounts to a dividend yield of 3.20%.

Dividend Per Share	$0.92
Dividend Yield	3.20%
Dividend Growth (YoY)	17.11%
Years of Dividend Growth	6
Payout Ratio	35.66%
Buyback Yield	-0.27%
Shareholder Yield	2.93%
Earnings Yield	9.03%
FCF Yield	5.18%

Analyst Forecast

The average price target for MCBS is $34.00, which is 18.22% higher than the current price. The consensus rating is "Hold".

Price Target	$34.00
Price Target Difference	18.22%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on September 3, 2019. It was a forward split with a ratio of 2:1.

Last Split Date	Sep 3, 2019
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3