MetroCity Bankshares Statistics
Total Valuation
MCBS has a market cap or net worth of $791.06 million. The enterprise value is $926.79 million.
Important Dates
The next estimated earnings date is Friday, April 17, 2026.
| Earnings Date | Apr 17, 2026 |
| Ex-Dividend Date | Feb 4, 2026 |
Share Statistics
MCBS has 28.76 million shares outstanding. The number of shares has increased by 1.66% in one year.
| Current Share Class | 28.76M |
| Shares Outstanding | 28.76M |
| Shares Change (YoY) | +1.66% |
| Shares Change (QoQ) | +3.85% |
| Owned by Insiders (%) | 23.14% |
| Owned by Institutions (%) | 22.33% |
| Float | 22.10M |
Valuation Ratios
The trailing PE ratio is 10.42 and the forward PE ratio is 9.02.
| PE Ratio | 10.42 |
| Forward PE | 9.02 |
| PS Ratio | 5.07 |
| Forward PS | 3.71 |
| PB Ratio | 1.46 |
| P/TBV Ratio | 1.66 |
| P/FCF Ratio | 21.36 |
| P/OCF Ratio | 20.98 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 13.52 |
| EV / Sales | 5.94 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 25.03 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 14.20 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.20%.
| Return on Equity (ROE) | 14.20% |
| Return on Assets (ROA) | 1.64% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.94% |
| Revenue Per Employee | $491,896 |
| Profits Per Employee | $216,189 |
| Employee Count | 317 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MCBS has paid $24.16 million in taxes.
| Income Tax | 24.16M |
| Effective Tax Rate | 26.07% |
Stock Price Statistics
The stock price has decreased by -0.47% in the last 52 weeks. The beta is 0.72, so MCBS's price volatility has been lower than the market average.
| Beta (5Y) | 0.72 |
| 52-Week Price Change | -0.47% |
| 50-Day Moving Average | 28.32 |
| 200-Day Moving Average | 27.94 |
| Relative Strength Index (RSI) | 39.92 |
| Average Volume (20 Days) | 125,667 |
Short Selling Information
The latest short interest is 242,410, so 0.84% of the outstanding shares have been sold short.
| Short Interest | 242,410 |
| Short Previous Month | 257,929 |
| Short % of Shares Out | 0.84% |
| Short % of Float | 1.10% |
| Short Ratio (days to cover) | 3.31 |
Income Statement
In the last 12 months, MCBS had revenue of $155.93 million and earned $68.53 million in profits. Earnings per share was $2.64.
| Revenue | 155.93M |
| Gross Profit | 155.93M |
| Operating Income | 97.40M |
| Pretax Income | 92.69M |
| Net Income | 68.53M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.64 |
Full Income StatementBalance Sheet
The company has $390.02 million in cash and $525.76 million in debt, with a net cash position of -$135.74 million or -$4.72 per share.
| Cash & Cash Equivalents | 390.02M |
| Total Debt | 525.76M |
| Net Cash | -135.74M |
| Net Cash Per Share | -$4.72 |
| Equity (Book Value) | 544.18M |
| Book Value Per Share | 18.88 |
| Working Capital | -3.22B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $37.70 million and capital expenditures -$674,000, giving a free cash flow of $37.03 million.
| Operating Cash Flow | 37.70M |
| Capital Expenditures | -674,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | 50.00M |
| Free Cash Flow | 37.03M |
| FCF Per Share | $1.29 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 62.47% |
| Pretax Margin | 59.45% |
| Profit Margin | 43.95% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 23.75% |
Dividends & Yields
This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 3.64%.
| Dividend Per Share | $1.00 |
| Dividend Yield | 3.64% |
| Dividend Growth (YoY) | 13.95% |
| Years of Dividend Growth | 5 |
| Payout Ratio | 37.12% |
| Buyback Yield | -1.65% |
| Shareholder Yield | 1.98% |
| Earnings Yield | 8.66% |
| FCF Yield | 4.68% |
Dividend DetailsAnalyst Forecast
The average price target for MCBS is $31.00, which is 12.69% higher than the current price. The consensus rating is "Hold".
| Price Target | $31.00 |
| Price Target Difference | 12.69% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on September 3, 2019. It was a forward split with a ratio of 2:1.
| Last Split Date | Sep 3, 2019 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
