MainStreet Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	122.07	124.21	125.18	116.48	79.05	61.74
Interest Income on Investments	6.32	7.38	9.44	7.94	4.97	2.46
Total Interest Income	128.39	131.59	134.62	124.42	84.02	64.2
Interest Paid on Deposits	53.18	58.75	68.17	42.87	10.09	8.78
Interest Paid on Borrowings	3.57	3.3	3.88	4.81	3.28	1.88
Total Interest Expense	56.74	62.04	72.04	47.68	13.37	10.66
Net Interest Income	71.64	69.55	62.57	76.74	70.65	53.54
Net Interest Income Growth	4.68%	11.14%	-18.46%	8.62%	31.96%	16.44%
Gain (Loss) on Sale of Investments	-	0.1	-0.05	-	0	0.01
Other Non-Interest Income	1.38	1.47	1.3	1.19	2.41	2.83
Total Non-Interest Income	2.6	3.75	3.25	3.34	4.66	6.11
Non-Interest Income Growth	-31.67%	15.44%	-2.63%	-28.34%	-23.71%	-18.00%
Revenues Before Loan Losses	74.24	73.3	65.83	80.08	75.31	59.65
Provision for Loan Losses	2.71	-0.07	6.76	1.64	2.4	-1.18
Revenue	71.53	73.37	59.06	78.44	72.91	60.82
Revenue Growth	3.31%	24.22%	-24.70%	7.58%	19.88%	22.09%
Salaries and Employee Benefits	27.66	29	27.64	25.78	21.28	17.42
Federal Deposit Insurance	2.14	2.14	1.34	1.13	0.64	1.05
Selling, General & Administrative	12.8	16.13	16.2	13.6	13.33	10.73
Other Non-Interest Expense	7.87	7.29	8.07	5.11	4.28	3.67
Total Non-Interest Expense	50.89	54.55	53.25	45.62	39.52	32.87
EBT Excluding Unusual Items	20.64	18.82	5.82	32.82	33.39	27.96
Asset Writedown	-	-	-19.72	-	-	-
Other Unusual Items	0.27	0.27	-	-	-	-
Pretax Income	20.91	19.09	-13.9	32.82	33.39	27.96
Income Tax Expense	4.49	3.48	-3.92	6.24	6.71	5.79
Net Income	16.42	15.61	-9.98	26.59	26.67	22.17
Preferred Dividends & Other Adjustments	2.16	2.16	2.16	2.16	2.16	2.16
Net Income to Common	14.27	13.46	-12.14	24.43	24.52	20.02
Net Income Growth	-	-	-	-0.36%	22.50%	32.71%
Basic Shares Outstanding	7	8	8	8	8	8
Diluted Shares Outstanding	7	8	8	8	8	8
Shares Change	-4.27%	0.61%	1.11%	-0.09%	-0.40%	-7.03%
EPS (Basic)	1.95	1.76	-1.60	3.25	3.26	2.65
EPS (Diluted)	1.95	1.76	-1.60	3.25	3.26	2.65
EPS Growth	-	-	-	-0.28%	22.98%	43.12%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.200	0.400	0.400	0.400	0.300	0.050
Dividend Growth	0%	0%	0%	33.33%	500.00%	-
Effective Tax Rate	21.47%	18.22%	-	19.01%	20.11%	20.69%

SEC Filings: 10-K · 10-Q