MainStreet Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	120.91	124.21	125.18	116.48	79.05	61.74
Interest Income on Investments	6.73	7.38	9.44	7.94	4.97	2.46
Total Interest Income	127.65	131.59	134.62	124.42	84.02	64.2
Interest Paid on Deposits	54.32	58.75	68.17	42.87	10.09	8.78
Interest Paid on Borrowings	3.35	3.3	3.88	4.81	3.28	1.88
Total Interest Expense	57.68	62.04	72.04	47.68	13.37	10.66
Net Interest Income	69.97	69.55	62.57	76.74	70.65	53.54
Net Interest Income Growth	4.93%	11.14%	-18.46%	8.62%	31.96%	16.44%
Gain (Loss) on Sale of Investments	-	0.1	-0.05	-	0	0.01
Other Non-Interest Income	1.62	1.47	1.3	1.19	2.41	2.83
Total Non-Interest Income	3.18	3.75	3.25	3.34	4.66	6.11
Non-Interest Income Growth	-10.96%	15.44%	-2.63%	-28.34%	-23.71%	-18.00%
Revenues Before Loan Losses	73.15	73.3	65.83	80.08	75.31	59.65
Provision for Loan Losses	0.93	-0.07	6.76	1.64	2.4	-1.18
Revenue	72.22	73.37	59.06	78.44	72.91	60.82
Revenue Growth	12.01%	24.22%	-24.70%	7.58%	19.88%	22.09%
Salaries and Employee Benefits	27.42	29	27.64	25.78	21.28	17.42
Federal Deposit Insurance	1.8	2.14	1.34	1.13	0.64	1.05
Selling, General & Administrative	13.42	16.13	16.2	13.6	13.33	10.73
Other Non-Interest Expense	7.81	7.29	8.07	5.11	4.28	3.67
Total Non-Interest Expense	50.68	54.55	53.25	45.62	39.52	32.87
EBT Excluding Unusual Items	21.54	18.82	5.82	32.82	33.39	27.96
Asset Writedown	-	-	-19.72	-	-	-
Other Unusual Items	0.15	0.27	-	-	-	-
Pretax Income	21.69	19.09	-13.9	32.82	33.39	27.96
Income Tax Expense	4.35	3.48	-3.92	6.24	6.71	5.79
Net Income	17.34	15.61	-9.98	26.59	26.67	22.17
Preferred Dividends & Other Adjustments	2.16	2.16	2.16	2.16	2.16	2.16
Net Income to Common	15.18	13.46	-12.14	24.43	24.52	20.02
Net Income Growth	-	-	-	-0.36%	22.50%	32.71%
Basic Shares Outstanding	7	8	8	8	8	8
Diluted Shares Outstanding	7	8	8	8	8	8
Shares Change	-2.02%	0.61%	1.11%	-0.09%	-0.40%	-7.03%
EPS (Basic)	2.03	1.76	-1.60	3.25	3.26	2.65
EPS (Diluted)	2.03	1.76	-1.60	3.25	3.26	2.65
EPS Growth	-	-	-	-0.28%	22.98%	43.12%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.400	0.400	0.400	0.400	0.300	0.050
Dividend Growth	0%	0%	0%	33.33%	500.00%	-
Effective Tax Rate	20.05%	18.22%	-	19.01%	20.11%	20.69%

SEC Filings: 10-K · 10-Q