Midland States Bancorp, Inc. (MSBI)
Stock Price Chart
Key Info
| Market Cap | 342.22M |
| Revenue (ttm) | 238.88M |
| Net Income (ttm) | 39.57M |
| Shares Out | 22.94M |
| EPS (ttm) | 1.60 |
| PE Ratio | 9.33 |
| Forward PE | n/a |
| Dividend | $1.07 |
| Dividend Yield | 7.17% |
Stock Quote
| Trading Day | Aug 7, 2020 |
| Last Price | $14.92 |
| Previous Close | $14.45 |
| Change ($) | 0.47 |
| Change (%) | 3.25% |
| Day's Open | 14.39 |
| Day's Range | 14.22 - 14.99 |
| Day's Volume | 134,204 |
| 52-Week Range | 12.49 - 29.50 |
More Stats
| Market Cap | 342.22M |
| Enterprise Value | 826.81M |
| Earnings Date (est) | Oct 22, 2020 |
| Ex-Dividend Date | May 14, 2020 |
| Shares Outstanding | 22.94M |
| Float | 19.01M |
| EPS (basic) | 1.62 |
| EPS (diluted) | 1.60 |
| FCF / Share | 3.69 |
| Dividend | $1.07 |
| Dividend Yield | 7.17% |
| Earnings Yield | 10.72% |
| FCF Yield | 25.18% |
| Payout Ratio | 63.00% |
| Shares Short | 699,034 |
| Short Ratio | 5.94 |
| Short % of Float | 3.15% |
| Beta | 1.05 |
| PE Ratio | 9.33 |
| Forward PE | n/a |
| P/FCF Ratio | 3.97 |
| PS Ratio | 1.43 |
| PB Ratio | 0.53 |
| Revenue | 238.88M |
| Operating Income | 50.76M |
| Net Income | 39.57M |
| Free Cash Flow | 86.18M |
| Net Cash | -484.58M |
| Net Cash / Share | -21.13 |
| Gross Margin | 104.96% |
| Operating Margin | 21.25% |
| Profit Margin | 17.30% |
| FCF Margin | 36.08% |
| ROA | 0.65% |
| ROE | 6.21% |
| ROIC | 0.80% |
Analyst Summary
Analyst Consensus: Hold
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|
| Revenue | 248 | 242 | 179 | 172 | 153 | 84.95 |
| Revenue Growth | 2.34% | 35.09% | 4.51% | 12.04% | 80.42% | - |
| Gross Profit | 248 | 242 | 179 | 172 | 153 | 84.95 |
| Operating Income | 71.98 | 51.26 | 30.53 | 50.43 | 35.42 | 17.21 |
| Net Income | 55.78 | 39.42 | 16.06 | 31.54 | 24.32 | 10.82 |
| Shares Outstanding | 24.29 | 23.13 | 17.78 | 14.13 | 11.90 | 5.95 |
| Earnings Per Share | 2.26 | 1.66 | 0.87 | 2.17 | 2.00 | 0.53 |
| EPS Growth | 36.14% | 90.8% | -59.91% | 8.5% | 277.36% | - |
| Dividend Per Share | 0.97 | 0.88 | 0.80 | 0.36 | - | - |
| Dividend Growth | 10.23% | 10% | 122.22% | - | - | - |
| Operating Cash Flow | 119 | 97.06 | 70.45 | 24.13 | 73.32 | 21.50 |
| Capital Expenditures | -5.51 | -7.17 | -1.90 | -2.17 | -6.06 | -2.92 |
| Free Cash Flow | 114 | 89.89 | 68.55 | 21.96 | 67.26 | 18.58 |
| Cash & Equivalents | 395 | 214 | 215 | 191 | 212 | 0.00 |
| Total Debt | 816 | 907 | 794 | 461 | 247 | - |
| Net Cash / Debt | -421 | -693 | -579 | -270 | -34.16 | 0.00 |
| Assets | 6,087 | 5,638 | 4,413 | 3,234 | 2,885 | - |
| Liabilities | 5,425 | 5,029 | 3,963 | 2,912 | 2,652 | - |
| Book Value | 662 | 609 | 450 | 322 | 233 | - |
Company Profile
Company Details
| Full Name | Midland States Bancorp, Inc. |
| Country | United States |
| Employees | 1,100 |
| CEO | Jeffrey G. Ludwig |
Stock Information
| Ticker Symbol | MSBI |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: MSBI |
| IPO Date | May 24, 2016 |
Description
Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates through Banking, Wealth Management, Commercial FHA Origination and Servicing, and Other segments. The company accepts various deposits, such as checking, savings, money market, and sweep accounts, as well as certificates of deposit, noninterest-bearing and interest-bearing demand deposits, and time deposits. It also offers commercial lending products, including owner occupied commercial real estate, commercial real estate investment, real estate construction, and multifamily loans, as well as loans to purchase farmland and finance agricultural production; business term loans, equipment financing, and lines of credit; and consumer installment loans for purchase of cars, boats, and other recreational vehicles, as well as appliances and other home improvement projects. In addition, the company provides residential first and second mortgage loans; home equity lines of credit; and commercial mortgage loans for multifamily and healthcare facilities. Further, it offers commercial equipment leasing, merchant, and treasury management services. Additionally, the company provides trust and wealth management products and services, including financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration, and retail brokerage services. As of December 31, 2019, it operated 67 banking offices in 48 communities. The company was founded in 1881 and is headquartered in Effingham, Illinois.