Midland States Bancorp Statistics
Total Valuation
MSBI has a market cap or net worth of $712.46 million. The enterprise value is $1.20 billion.
| Market Cap | 712.46M |
| Enterprise Value | 1.20B |
Important Dates
The last earnings date was Thursday, October 22, 2026, after market close.
| Earnings Date | Oct 22, 2026 |
| Ex-Dividend Date | Aug 14, 2026 |
Share Statistics
MSBI has 20.80 million shares outstanding. The number of shares has decreased by -2.13% in one year.
| Current Share Class | 20.80M |
| Shares Outstanding | 20.80M |
| Shares Change (YoY) | -2.13% |
| Shares Change (QoQ) | +0.31% |
| Owned by Insiders (%) | 4.86% |
| Owned by Institutions (%) | 71.50% |
| Float | 19.55M |
Valuation Ratios
The trailing PE ratio is 15.24 and the forward PE ratio is 9.94.
| PE Ratio | 15.24 |
| Forward PE | 9.94 |
| PS Ratio | 2.32 |
| Forward PS | 2.10 |
| PB Ratio | 1.69 |
| P/TBV Ratio | 1.75 |
| P/FCF Ratio | 6.12 |
| P/OCF Ratio | 5.97 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 24.75 |
| EV / Sales | 3.90 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.29 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.10 |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.02 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.45%.
| Return on Equity (ROE) | 10.45% |
| Return on Assets (ROA) | 0.85% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.28% |
| Revenue Per Employee | $356,843 |
| Profits Per Employee | $56,171 |
| Employee Count | 861 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MSBI has paid $17.76 million in taxes.
| Income Tax | 17.76M |
| Effective Tax Rate | 23.36% |
Stock Price Statistics
The stock price has increased by +104.84% in the last 52 weeks. The beta is 0.64, so MSBI's price volatility has been lower than the market average.
| Beta (5Y) | 0.64 |
| 52-Week Price Change | +104.84% |
| 50-Day Moving Average | 32.92 |
| 200-Day Moving Average | 28.11 |
| Relative Strength Index (RSI) | 65.45 |
| Average Volume (20 Days) | 146,466 |
Short Selling Information
The latest short interest is 1.05 million, so 5.04% of the outstanding shares have been sold short.
| Short Interest | 1.05M |
| Short Previous Month | 943,052 |
| Short % of Shares Out | 5.04% |
| Short % of Float | 5.37% |
| Short Ratio (days to cover) | 5.43 |
Income Statement
In the last 12 months, MSBI had revenue of $307.24 million and earned $48.36 million in profits. Earnings per share was $2.25.
| Revenue | 307.24M |
| Gross Profit | 307.24M |
| Operating Income | 108.65M |
| Pretax Income | 76.03M |
| Net Income | 48.36M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.25 |
Balance Sheet
The company has $99.61 million in cash and $583.94 million in debt, with a net cash position of -$484.33 million or -$23.28 per share.
| Cash & Cash Equivalents | 99.61M |
| Total Debt | 583.94M |
| Net Cash | -484.33M |
| Net Cash Per Share | -$23.28 |
| Equity (Book Value) | 531.37M |
| Book Value Per Share | 20.23 |
| Working Capital | -5.66B |
Cash Flow
In the last 12 months, operating cash flow was $119.36 million and capital expenditures -$3.01 million, giving a free cash flow of $116.36 million.
| Operating Cash Flow | 119.36M |
| Capital Expenditures | -3.01M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -138.76M |
| Free Cash Flow | 116.36M |
| FCF Per Share | $5.59 |
Margins
| Gross Margin | n/a |
| Operating Margin | 35.36% |
| Pretax Margin | 24.75% |
| Profit Margin | 18.97% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 40.66% |
Dividends & Yields
This stock pays an annual dividend of $1.32, which amounts to a dividend yield of 3.85%.
| Dividend Per Share | $1.32 |
| Dividend Yield | 3.85% |
| Dividend Growth (YoY) | 3.20% |
| Years of Dividend Growth | 9 |
| Payout Ratio | 58.74% |
| FCF Payout Ratio | 23.60% |
| Buyback Yield | 2.13% |
| Shareholder Yield | 5.99% |
| Earnings Yield | 6.56% |
| FCF Yield | 16.33% |
Analyst Forecast
The average price target for MSBI is $34.75, which is 1.46% higher than the current price. The consensus rating is "Hold".
| Price Target | $34.75 |
| Price Target Difference | 1.46% |
| Analyst Consensus | Hold |
| Analyst Count | 5 |
| Revenue Growth Forecast (3Y) | 2.70% |
| EPS Growth Forecast (3Y) | 29.40% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |