Midland States Bancorp Statistics
Total Valuation
MSBI has a market cap or net worth of $550.38 million. The enterprise value is $915.69 million.
Important Dates
The last earnings date was Thursday, April 23, 2026, after market close.
| Earnings Date | Apr 23, 2026 |
| Ex-Dividend Date | May 15, 2026 |
Share Statistics
MSBI has 20.73 million shares outstanding. The number of shares has decreased by -0.13% in one year.
| Current Share Class | 20.73M |
| Shares Outstanding | 20.73M |
| Shares Change (YoY) | -0.13% |
| Shares Change (QoQ) | -2.53% |
| Owned by Insiders (%) | 4.85% |
| Owned by Institutions (%) | 68.54% |
| Float | 19.48M |
Valuation Ratios
The trailing PE ratio is 22.67 and the forward PE ratio is 8.52.
| PE Ratio | 22.67 |
| Forward PE | 8.52 |
| PS Ratio | 2.01 |
| Forward PS | 1.70 |
| PB Ratio | 1.23 |
| P/TBV Ratio | 1.27 |
| P/FCF Ratio | 4.84 |
| P/OCF Ratio | 4.67 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 36.01 |
| EV / Sales | 3.34 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 8.04 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.24 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.22%.
| Return on Equity (ROE) | 6.22% |
| Return on Assets (ROA) | 0.51% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.16% |
| Revenue Per Employee | $318,778 |
| Profits Per Employee | $29,532 |
| Employee Count | 861 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MSBI has paid $11.89 million in taxes.
| Income Tax | 11.89M |
| Effective Tax Rate | 25.27% |
Stock Price Statistics
The stock price has increased by +45.08% in the last 52 weeks. The beta is 0.65, so MSBI's price volatility has been lower than the market average.
| Beta (5Y) | 0.65 |
| 52-Week Price Change | +45.08% |
| 50-Day Moving Average | 23.75 |
| 200-Day Moving Average | 20.31 |
| Relative Strength Index (RSI) | 57.29 |
| Average Volume (20 Days) | 164,862 |
Short Selling Information
The latest short interest is 654,526, so 3.16% of the outstanding shares have been sold short.
| Short Interest | 654,526 |
| Short Previous Month | 598,924 |
| Short % of Shares Out | 3.16% |
| Short % of Float | 3.36% |
| Short Ratio (days to cover) | 4.02 |
Income Statement
In the last 12 months, MSBI had revenue of $274.47 million and earned $25.43 million in profits. Earnings per share was $1.17.
| Revenue | 274.47M |
| Gross Profit | 274.47M |
| Operating Income | 81.29M |
| Pretax Income | 47.05M |
| Net Income | 25.43M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.17 |
Full Income StatementBalance Sheet
The company has $117.31 million in cash and $482.63 million in debt, with a net cash position of -$365.32 million or -$17.62 per share.
| Cash & Cash Equivalents | 117.31M |
| Total Debt | 482.63M |
| Net Cash | -365.32M |
| Net Cash Per Share | -$17.62 |
| Equity (Book Value) | 558.95M |
| Book Value Per Share | 21.54 |
| Working Capital | -5.51B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $117.95 million and capital expenditures -$4.12 million, giving a free cash flow of $113.83 million.
| Operating Cash Flow | 117.95M |
| Capital Expenditures | -4.12M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -197.55M |
| Free Cash Flow | 113.83M |
| FCF Per Share | $5.49 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 29.62% |
| Pretax Margin | 17.14% |
| Profit Margin | 12.81% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 41.47% |
Dividends & Yields
This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 4.82%.
| Dividend Per Share | $1.28 |
| Dividend Yield | 4.82% |
| Dividend Growth (YoY) | 3.23% |
| Years of Dividend Growth | 10 |
| Payout Ratio | 109.29% |
| Buyback Yield | 0.13% |
| Shareholder Yield | 4.95% |
| Earnings Yield | 4.62% |
| FCF Yield | 20.68% |
Dividend DetailsAnalyst Forecast
The average price target for MSBI is $26.25, which is -8.36% lower than the current price. The consensus rating is "Hold".
| Price Target | $26.25 |
| Price Target Difference | -8.36% |
| Analyst Consensus | Hold |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
