Midland States Bancorp Statistics
Total Valuation
MSBI has a market cap or net worth of $675.69 million. The enterprise value is $728.82 million.
| Market Cap | 675.69M |
| Enterprise Value | 728.82M |
Important Dates
The next confirmed earnings date is Thursday, October 22, 2026, after market close.
| Earnings Date | Oct 22, 2026 |
| Ex-Dividend Date | Aug 14, 2026 |
Share Statistics
MSBI has 20.75 million shares outstanding. The number of shares has decreased by -1.09% in one year.
| Current Share Class | 20.75M |
| Shares Outstanding | 20.75M |
| Shares Change (YoY) | -1.09% |
| Shares Change (QoQ) | -1.06% |
| Owned by Insiders (%) | 4.87% |
| Owned by Institutions (%) | 71.64% |
| Float | 19.50M |
Valuation Ratios
The trailing PE ratio is 21.24 and the forward PE ratio is 9.62.
| PE Ratio | 21.24 |
| Forward PE | 9.62 |
| PS Ratio | 2.36 |
| Forward PS | 2.03 |
| PB Ratio | 1.47 |
| P/TBV Ratio | 1.52 |
| P/FCF Ratio | 5.81 |
| P/OCF Ratio | 5.66 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 22.09 |
| EV / Sales | 2.55 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 6.26 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.05 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.52%.
| Return on Equity (ROE) | 7.52% |
| Return on Assets (ROA) | 0.62% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.10% |
| Revenue Per Employee | $332,341 |
| Profits Per Employee | $38,314 |
| Employee Count | 861 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MSBI has paid $14.94 million in taxes.
| Income Tax | 14.94M |
| Effective Tax Rate | 25.78% |
Stock Price Statistics
The stock price has increased by +94.04% in the last 52 weeks. The beta is 0.64, so MSBI's price volatility has been lower than the market average.
| Beta (5Y) | 0.64 |
| 52-Week Price Change | +94.04% |
| 50-Day Moving Average | 33.17 |
| 200-Day Moving Average | 27.32 |
| Relative Strength Index (RSI) | 46.12 |
| Average Volume (20 Days) | 181,784 |
Short Selling Information
The latest short interest is 1.02 million, so 4.90% of the outstanding shares have been sold short.
| Short Interest | 1.02M |
| Short Previous Month | 982,569 |
| Short % of Shares Out | 4.90% |
| Short % of Float | 5.21% |
| Short Ratio (days to cover) | 7.30 |
Income Statement
In the last 12 months, MSBI had revenue of $286.15 million and earned $32.99 million in profits. Earnings per share was $1.53.
| Revenue | 286.15M |
| Gross Profit | 286.15M |
| Operating Income | 91.41M |
| Pretax Income | 57.96M |
| Net Income | 32.99M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.53 |
Balance Sheet
The company has $302.29 million in cash and $355.42 million in debt, with a net cash position of -$53.13 million or -$2.56 per share.
| Cash & Cash Equivalents | 302.29M |
| Total Debt | 355.42M |
| Net Cash | -53.13M |
| Net Cash Per Share | -$2.56 |
| Equity (Book Value) | 569.69M |
| Book Value Per Share | 22.15 |
| Working Capital | -5.45B |
Cash Flow
In the last 12 months, operating cash flow was $119.36 million and capital expenditures -$3.01 million, giving a free cash flow of $116.36 million.
| Operating Cash Flow | 119.36M |
| Capital Expenditures | -3.01M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -138.76M |
| Free Cash Flow | 116.36M |
| FCF Per Share | $5.61 |
Margins
| Gross Margin | n/a |
| Operating Margin | 31.94% |
| Pretax Margin | 20.26% |
| Profit Margin | 15.03% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 40.66% |
Dividends & Yields
This stock pays an annual dividend of $1.32, which amounts to a dividend yield of 4.05%.
| Dividend Per Share | $1.32 |
| Dividend Yield | 4.05% |
| Dividend Growth (YoY) | 3.20% |
| Years of Dividend Growth | 9 |
| Payout Ratio | 86.12% |
| FCF Payout Ratio | 23.54% |
| Buyback Yield | 1.09% |
| Shareholder Yield | 5.14% |
| Earnings Yield | 4.88% |
| FCF Yield | 17.22% |
Analyst Forecast
The average price target for MSBI is $33.25, which is 2.12% higher than the current price. The consensus rating is "Hold".
| Price Target | $33.25 |
| Price Target Difference | 2.12% |
| Analyst Consensus | Hold |
| Analyst Count | 5 |
| Revenue Growth Forecast (3Y) | 1.53% |
| EPS Growth Forecast (3Y) | 27.82% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |