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Midland States Bancorp, Inc. (MSBI)
NASDAQ: MSBI · Real-Time Price · USD
33.00
-0.14 (-0.42%)
Oct 5, 2026, 4:00 PM EDT - Market closed

Midland States Bancorp Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
286.15265.14254.52280.37327.81281.49
Revenue Growth
27.56%4.17%-9.22%-14.47%16.46%24.19%
Net Income
32.99-133.7328.6551.5995.9580.49
Earnings Per Share
1.53-6.121.322.334.283.57
EPS Growth
---43.42%-45.62%20.01%275.79%

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Banking
264.52247.01235.26264.15314.58257.17
Wealth Management
33.2330.9428.6525.5625.7126.88
Corporate
-11.6-12.82-9.15-8.66-10.49-9.86
Total
286.15265.14254.76281.05329.8274.18

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
302.29131.26118.6135.43161.08686.28
Total Debt
355.42446.37490.21673.16671.4586.54
Net Cash (Debt)
-53.13-315.1-371.61-537.73-510.3299.74
Net Cash Growth
------
Net Cash Per Share
-2.47-14.43-17.09-24.30-22.794.42

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
119.36125.68176.55153.36285.82334.44
Capital Expenditures
-3.01-5.35-6.9-8.73-3.47-2.72
Free Cash Flow
116.36120.33169.65144.63282.35331.72
Free Cash Flow Growth
-20.70%-29.07%17.30%-48.78%-14.88%-33.20%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
11.53%-50.44%11.26%18.40%29.27%28.59%
FCF Margin
40.66%45.39%66.65%51.59%86.13%117.84%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.3201.2601.2401.2001.1601.120
Dividend Per Share Growth
3.20%1.61%3.33%3.45%3.57%4.67%
Dividend Yield
4.00%6.17%5.65%5.10%5.38%5.82%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
21.54-18.2311.516.156.78
Forward PE
9.767.729.048.987.317.59
P/FCF Ratio
5.893.793.084.102.091.65
PS Ratio
2.391.722.052.121.801.94