Midland States Bancorp, Inc. (MSBI)
NASDAQ: MSBI · Real-Time Price · USD
18.90
+0.24 (1.29%)
At close: Jul 14, 2025, 4:00 PM
19.00
+0.10 (0.53%)
After-hours: Jul 14, 2025, 4:00 PM EDT
Midland States Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Interest Income on Loans | 421.55 | 367.82 | 380.36 | 288.06 | 217.51 | 222.45 | Upgrade
|
Interest Income on Investments | -12.24 | 58.31 | 36.74 | 24.65 | 20.31 | 22.44 | Upgrade
|
Total Interest Income | 409.32 | 426.13 | 417.1 | 312.72 | 237.82 | 244.89 | Upgrade
|
Interest Paid on Deposits | 191.63 | 160.68 | 136.95 | 36.06 | 10.96 | 21.5 | Upgrade
|
Interest Paid on Borrowings | -6.54 | 29.11 | 31.33 | 19.96 | 19.19 | 24.25 | Upgrade
|
Total Interest Expense | 185.09 | 189.78 | 168.28 | 56.02 | 30.14 | 45.75 | Upgrade
|
Net Interest Income | 224.22 | 236.35 | 248.82 | 256.7 | 207.68 | 199.14 | Upgrade
|
Net Interest Income Growth (YoY) | -3.12% | -5.01% | -3.07% | 23.60% | 4.29% | 4.91% | Upgrade
|
Trust Income | 28.92 | 28.7 | 25.57 | 25.71 | 26.81 | 22.8 | Upgrade
|
Mortgage Banking Activities | 2.57 | 2.42 | 1.9 | 1.51 | 5.53 | 15.82 | Upgrade
|
Gain (Loss) on Sale of Assets | - | - | - | -3.25 | -0.22 | -1.69 | Upgrade
|
Gain (Loss) on Sale of Investments | -0.23 | -0.23 | -8.27 | -0.23 | 4.73 | 5.13 | Upgrade
|
Other Non-Interest Income | 29.49 | 94.47 | 78.32 | 113.91 | 31.12 | 21.23 | Upgrade
|
Total Non-Interest Income | 74.09 | 138.51 | 109.51 | 147.88 | 77.21 | 71.89 | Upgrade
|
Non-Interest Income Growth (YoY) | 2.90% | 26.48% | -25.95% | 91.53% | 7.39% | -7.14% | Upgrade
|
Revenues Before Loan Losses | 298.31 | 374.86 | 358.33 | 404.58 | 284.88 | 271.03 | Upgrade
|
Provision for Loan Losses | 123.59 | 120.33 | 82.56 | 76.76 | 3.39 | 44.36 | Upgrade
|
| 174.72 | 254.52 | 275.77 | 327.81 | 281.49 | 226.67 | Upgrade
| |
Revenue Growth (YoY) | -35.63% | -7.70% | -15.88% | 16.46% | 24.19% | -9.42% | Upgrade
|
Salaries and Employee Benefits | 96.65 | 90.61 | 90.95 | 88.09 | 84.95 | 83.38 | Upgrade
|
Occupancy Expenses | 17.62 | 14.8 | 14.07 | 13.34 | 13.47 | 15.25 | Upgrade
|
Federal Deposit Insurance | 5.47 | 5.28 | 4.78 | 3.34 | 3.35 | - | Upgrade
|
Amortization of Goodwill & Intangibles | 3.83 | 4.01 | 4.76 | 5.41 | 5.86 | 6.5 | Upgrade
|
Selling, General & Administrative | 34.41 | 46.29 | 42.64 | 40.67 | 45.15 | 41.9 | Upgrade
|
Other Non-Interest Expense | 31.74 | 30.35 | 35.56 | 39.12 | 12.28 | 15.4 | Upgrade
|
Total Non-Interest Expense | 189.72 | 196.9 | 193.08 | 195.16 | 166.31 | 164.6 | Upgrade
|
EBT Excluding Unusual Items | -15 | 57.63 | 82.69 | 132.65 | 115.18 | 62.07 | Upgrade
|
Asset Writedown | -7.6 | -7.86 | - | -1.26 | -7.53 | -12.34 | Upgrade
|
Legal Settlements | - | -3.1 | - | - | - | - | Upgrade
|
Other Unusual Items | 0.23 | 0.23 | 5.28 | - | -8.54 | -4.87 | Upgrade
|
Pretax Income | -22.37 | 46.9 | 87.96 | 131.39 | 99.11 | 32.01 | Upgrade
|
Income Tax Expense | -9.85 | 8.86 | 26.81 | 31.15 | 17.8 | 9.48 | Upgrade
|
Net Income | -12.52 | 38.04 | 61.16 | 100.24 | 81.32 | 22.54 | Upgrade
|
Preferred Dividends & Other Adjustments | 8.91 | 9.4 | 9.56 | 4.29 | 0.82 | 0.26 | Upgrade
|
Net Income to Common | -21.43 | 28.65 | 51.59 | 95.95 | 80.49 | 22.28 | Upgrade
|
Net Income Growth | - | -37.79% | -38.99% | 23.27% | 260.82% | -59.60% | Upgrade
|
Basic Shares Outstanding | 21 | 22 | 22 | 22 | 22 | 23 | Upgrade
|
Diluted Shares Outstanding | 21 | 22 | 22 | 22 | 23 | 23 | Upgrade
|
Shares Change (YoY) | -2.72% | -1.75% | -1.21% | -0.67% | -3.42% | -4.68% | Upgrade
|
EPS (Basic) | -1.00 | 1.32 | 2.33 | 4.29 | 3.58 | 0.95 | Upgrade
|
EPS (Diluted) | -1.02 | 1.32 | 2.33 | 4.28 | 3.57 | 0.95 | Upgrade
|
EPS Growth | - | -43.42% | -45.62% | 20.01% | 275.79% | -57.89% | Upgrade
|
Dividend Per Share | 0.930 | 1.240 | 1.200 | 1.160 | 1.120 | 1.070 | Upgrade
|
Dividend Growth | -23.14% | 3.33% | 3.45% | 3.57% | 4.67% | 10.31% | Upgrade
|
Effective Tax Rate | - | 18.88% | 30.48% | 23.71% | 17.95% | 29.60% | Upgrade
|
Updated Jan 23, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.