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M&T Bank Corporation (MTB)
NYSE: MTB · Real-Time Price · USD
252.61
+4.33 (1.74%)
At close: Jul 28, 2026, 4:00 PM EDT
254.95
+2.33 (0.92%)
After-hours: Jul 28, 2026, 7:45 PM EDT

M&T Bank Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Quarter
Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021Q2 2021
Period Ending
Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21 Jun '21
Net Income
664759792716584681721655531482690867702765.71646.6217.52362.17458.22495.46458.07
Depreciation & Amortization
97122122124130129122127130129130125113102.07127.34122.2883.3180.5624.3681.88
Provision for Credit Losses
1401251251251301401201502002251501501209011530210-15-20-15
Net Change in Loans Held-for-Sale
220-36967-229159416-555363-3526583-66-274210.14-11.02137.36434.52-46.86-289.7613.74
Other Adjustments
814-50-43-8-8-4-127-61-41-2400-77.89-11.91-84.37-0.3725.4614.437.11
Changes in Trading Assets
42-42-67-248.84-157229-398-27139-422155245.26-245-72.31379.03430.74489.55147.2379.38-19.17
Changes in Accrued Interest and Accounts Receivable
-6238-7350-63-27-149-272729-2720455-64.37-69.46-4.9115.7545.6121.4435.85
Changes in Accrued Expenses
-97-12485193-140116115125-74353280-29-431-38.5966.75-99.162.2101-22.9
Operating Cash Flow
1,0125231,0018446351,676-281,3546088001,4201,257428953.881,1371,1871,296696.97486.32536.97
Operating Cash Flow Growth (YoY)
59.37%-68.80%--37.67%4.44%109.50%-7.72%42.06%-16.13%24.89%5.86%-66.97%36.86%133.79%121.12%30.26%4.95%-2.18%

Investing Activities

Fiscal Quarter
Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021Q2 2021
Period Ending
Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21 Jun '21
Net Change in Loans Held-for-Investment
-1,611-1,671--678-322--534-724-795-479-1,166-3,580206.74-903.31637.62699.733,8052,161
Net Change in Securities and Investments
-2,157779.5-1,54834-857-1,563-1,762-1,095-2,049523587452-3,134-781.18-2,088-1,956-2,389-747.18-321.79440.67
Cash Acquisitions
-------------0.080-----
Capital Expenditures
-96-56-36-26-25-85-30-66-35-88-67-46-55-87.19-39.07-59.83-27.91-61.84-42.71-13.44
Other Investing Activities
-460-3182,326-348-145-9019437,320-4,274122-3,222-4,8302,608583.477,81512,6935,975-3,344-4,636-2,639
Investing Cash Flow
-4,324-3,8321-853-3492,293-1,3865,625-7,082682.91-1,907-4,903-1,747-3,6666,2199,8434,196-3,453-1,196-50.63

Financing Activities

Fiscal Quarter
Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021Q2 2021
Period Ending
Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21 Jun '21
Net Change in Deposits
-3,1683,484-1,027-9574,314-3,4594,643-7,2873,921-8562,0632,986-4,441-330.05-6,512-8,927-5,2252,842432.52-207.59
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements
5,70290-12498513-1,545-2,159-31-521-1,415-1,1779133,4402,63748.48-75.863.26-56.512.3132.28
Long-Term Debt Issued
50807472,0437431,49464603,3571,00354603,486499.75499.25--0--
Long-Term Debt Repaid
-212-2,000-215-3,162-2,950-331-51648.84-49-43-0.59--0.19-7.1-900.05-0.050.04-0.05-0.05
Net Long-Term Debt Issued (Repaid)
296-2,000532-1,119-2,2071,16313048.843,308960545.4103,486499.94492.16-900.05-0.050.04-0.05-0.05
Repurchase of Common Stock
-1,238-502-404-1,069-656-198-198--0-1580-594-600-600-600----
Net Common Stock Issued (Repurchased)
-1,238-502-404-1,069-656-198-198--0-1580-594-600-600-600----
Issuance of Preferred Stock
-----00--0594------0--
Repurchase of Preferred Stock
-400----0--------------
Net Preferred Stock Issued (Repurchased)
-400----00--0594------0--
Common Dividends Paid
-227-228-233-213-225-224-225163-221-216-602-215.85-221-205.03-209.15-213.17-156.66-154.46-141.75-141.75
Preferred Share Dividends Paid
-48-34-41-30-41-31-4970-34-17-72-16.33-34-16.4-33.55-16.33-30.72-12.61-21.29-12.81
Other Financing Activities
-2655-29-1186051-15236.2219-19-8.9825.4-20.99-8.61-3.67-7.52-5.95
Financing Cash Flow
8911,255-1,180281,697-4,2761,852-6,8966,438-1,5214083,6761,6171,976-6,789-10,754-5,4172,614778.73-335.87

Net Cash Flow

Fiscal Quarter
Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021Q2 2021
Period Ending
Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21 Jun '21
Net Cash Flow
-2,421-2,054-178191,983-30743883-36-37.62-7930298-736.23567.54276.8173.88-141.9769.24150.48

Free Cash Flow

Fiscal Quarter
Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021Q2 2021
Period Ending
Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21 Jun '21
Free Cash Flow
9164679658186101,591-581,2885737121,3531,211373866.691,0981,1281,268635.13443.61523.53
Free Cash Flow Growth (YoY)
50.16%-70.65%--36.49%6.46%123.45%-6.36%53.62%-17.85%23.23%7.40%-70.58%36.46%147.49%115.37%31.56%2.90%-8.30%
FCF Margin
39.81%19.87%40.41%36.02%28.03%70.87%-2.62%59.85%27.82%34.31%61.92%49.39%16.32%35.82%51.62%67.08%88.35%41.58%28.50%35.59%
Free Cash Flow Per Share
6.103.045.814.953.709.53-0.357.683.434.278.127.282.215.036.256.329.804.933.444.06
SEC Filings: 10-K · 10-Q