M&T Bank Corporation (MTB)
NYSE: MTB · Real-Time Price · USD
252.61
+4.33 (1.74%)
At close: Jul 28, 2026, 4:00 PM EDT
254.95
+2.33 (0.92%)
After-hours: Jul 28, 2026, 7:45 PM EDT
M&T Bank Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Net Interest Income | 1,792 | 1,752 | 1,779 | 1,761 | 1,713 | 1,695 | 1,728 | 1,726 | 1,718 | 1,680 | 1,722 | 1,775 | 1,799 | 1,818 | 1,827 | 1,679 | 1,412 | 904.17 | 934.02 | 967.25 |
Net Interest Income Growth (YoY) | 4.61% | 3.36% | 2.95% | 2.03% | -0.29% | 0.89% | 0.35% | -2.76% | -4.50% | -7.59% | -5.77% | 5.74% | 27.43% | 101.07% | 95.65% | 73.55% | 49.81% | -7.87% | -5.59% | 2.56% |
Non-Interest Income | 740 | 689 | 696 | 752 | 683 | 611 | 657 | 606 | 584 | 580 | 578 | 560 | 803 | 587 | 682.25 | 563.08 | 571.1 | 540.89 | 578.64 | 569.13 |
Non-Interest Income Growth (YoY) | 8.35% | 12.77% | 5.94% | 24.09% | 16.95% | 5.34% | 13.67% | 8.21% | -27.27% | -1.19% | -15.28% | -0.55% | 40.61% | 8.53% | 17.90% | -1.06% | 11.19% | 6.98% | 4.97% | 9.33% |
Revenues Before Loan Losses | 2,532 | 2,441 | 2,475 | 2,513 | 2,396 | 2,306 | 2,385 | 2,332 | 2,302 | 2,260 | 2,300 | 2,335 | 2,602 | 2,405 | 2,510 | 2,242 | 1,983 | 1,445 | 1,513 | 1,536 |
Provision for Credit Losses | 120 | 140 | 125 | 125 | 125 | 130 | 140 | 120 | 150 | 200 | 225 | 150 | 150 | 120 | 90 | 115 | 302 | 10 | -15 | -20 |
| 2,412 | 2,301 | 2,350 | 2,388 | 2,271 | 2,176 | 2,245 | 2,212 | 2,152 | 2,060 | 2,075 | 2,185 | 2,452 | 2,285 | 2,420 | 2,127 | 1,681 | 1,435 | 1,528 | 1,556 | |
Revenue Growth (YoY) | 6.21% | 5.74% | 4.68% | 7.96% | 5.53% | 5.63% | 8.19% | 1.24% | -12.23% | -9.85% | -14.24% | 2.74% | 45.88% | 59.23% | 58.39% | 36.65% | 14.27% | -5.09% | 4.24% | 18.48% |
Compensation Expenses | 826 | 914 | 809 | 833 | 813 | 887 | 790 | 775 | 764 | 833 | 724 | 727 | 738 | 808 | 696.93 | 736.35 | 776.2 | 577.52 | 515.37 | 510.42 |
Selling, General & Admin | 399 | 391 | 417 | 371 | 379 | 374 | 368 | 363 | 367 | 354 | 372 | 354 | 363 | 389 | 275.75 | 258.35 | 254.68 | 191.71 | 182.72 | 176.65 |
Other Non-Interest Expenses | 124 | 133 | 153 | 159 | 144 | 154 | 205 | 165 | 166 | 209 | 353 | 197 | 192 | 162 | 418.72 | 284.55 | 372.27 | 190.52 | 221.76 | 212.27 |
Total Non-Interest Expense | 1,349 | 1,438 | 1,379 | 1,363 | 1,336 | 1,415 | 1,363 | 1,303 | 1,297 | 1,396 | 1,449 | 1,278 | 1,293 | 1,359 | 1,408 | 1,279 | 1,403 | 959.74 | 927.88 | 899.33 |
Pretax Income | 1,063 | 863 | 971 | 1,025 | 935 | 761 | 882 | 909 | 855 | 664 | 626 | 907 | 1,159 | 926 | 1,012 | 847.52 | 277.66 | 475.32 | 599.78 | 657.04 |
Provision for Income Taxes | 245 | 199 | 212 | 233 | 219 | 177 | 201 | 188 | 200 | 133 | 144 | 217 | 292 | 224 | 245.79 | 200.92 | 60.14 | 113.15 | 141.56 | 161.58 |
Net Income | 818 | 664 | 759 | 792 | 716 | 584 | 681 | 721 | 655 | 531 | 482 | 690 | 867 | 702 | 765.71 | 646.6 | 217.52 | 362.17 | 458.22 | 495.46 |
Net Income to Common | 818 | 664 | 759 | 792 | 716 | 584 | 681 | 721 | 655 | 531 | 482 | 690 | 867 | 702 | 765.71 | 646.6 | 217.52 | 362.17 | 458.22 | 495.46 |
Net Income Growth (YoY) | 14.25% | 13.70% | 11.45% | 9.85% | 9.31% | 9.98% | 41.29% | 4.49% | -24.45% | -24.36% | -37.05% | 6.71% | 298.58% | 93.83% | 67.10% | 30.50% | -52.51% | -19.02% | -2.74% | 33.14% |
Shares Outstanding (Basic) | 147 | 149 | 154 | 165 | 164 | 164 | 167 | 164 | 167 | 166 | 167 | 166 | 166 | 168 | 171 | 175 | 177 | 129 | 129 | 129 |
Shares Outstanding (Diluted) | 147 | 150 | 154 | 166 | 165 | 165 | 167 | 165 | 168 | 167 | 167 | 167 | 166 | 168 | 172 | 176 | 178 | 129 | 129 | 129 |
Shares Change (YoY) | -11.16% | -9.05% | -7.94% | 0.73% | -1.47% | -1.22% | 0.14% | -1.06% | 0.80% | -0.79% | -3.20% | -5.19% | -6.71% | 30.13% | 33.63% | 36.35% | 38.37% | 0.58% | 0.40% | 0.38% |
EPS (Basic) | 5.35 | 4.16 | 4.71 | 3.03 | 3.04 | 3.33 | 3.88 | 4.04 | 3.75 | 3.04 | 2.75 | 4.00 | 5.07 | 4.03 | 4.29 | 3.55 | 1.08 | 2.63 | 3.37 | 3.70 |
EPS (Diluted) | 5.32 | 4.13 | 4.67 | 3.01 | 3.03 | 3.32 | 3.86 | 4.02 | 3.73 | 3.02 | 2.74 | 3.98 | 5.05 | 4.01 | 4.29 | 3.53 | 1.08 | 2.62 | 3.37 | 3.69 |
EPS Growth (YoY) | 75.58% | 24.40% | 20.98% | -25.12% | -18.77% | 9.93% | 40.88% | 1.00% | -26.14% | -24.69% | -36.13% | 12.75% | 367.59% | 53.05% | 27.30% | -4.34% | -68.33% | -21.32% | -4.26% | 34.18% |
Additional Metrics
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Free Cash Flow | 0 | 916 | 467 | 965 | 818 | 610 | 1,591 | -58 | 1,288 | 573 | 712 | 1,353 | 1,211 | 373 | 866.69 | 1,098 | 1,128 | 1,268 | 635.13 | 443.61 |
Free Cash Flow Growth (YoY) | - | 50.16% | -70.65% | - | -36.49% | 6.46% | 123.45% | - | 6.36% | 53.62% | -17.85% | 23.23% | 7.40% | -70.58% | 36.46% | 147.49% | 115.37% | 31.56% | 2.90% | - |
Free Cash Flow Per Share | - | 6.10 | 3.04 | 5.81 | 4.95 | 3.70 | 9.53 | -0.35 | 7.68 | 3.43 | 4.27 | 8.12 | 7.28 | 2.21 | 5.03 | 6.25 | 6.32 | 9.80 | 4.93 | 3.44 |
Dividends Per Share | 1.500 | 1.500 | 1.500 | 1.500 | 1.350 | 1.350 | 1.350 | 1.350 | 1.350 | 1.300 | 1.300 | 1.300 | 1.300 | 1.300 | 1.200 | 1.200 | 1.200 | 1.200 | 1.200 | 1.100 |
Dividend Growth (YoY) | 11.11% | 11.11% | 11.11% | 11.11% | 0% | 3.85% | 3.85% | 3.85% | 3.85% | 0% | 8.33% | 8.33% | 8.33% | 8.33% | 0% | 9.09% | 9.09% | 9.09% | 9.09% | 0% |
Profit Margin | 33.91% | 28.86% | 32.30% | 33.17% | 31.53% | 26.84% | 30.33% | 32.59% | 30.44% | 25.78% | 23.23% | 31.58% | 35.36% | 30.72% | 31.65% | 30.40% | 12.94% | 25.24% | 30.00% | 31.83% |
FCF Margin | 0.00% | 39.81% | 19.87% | 40.41% | 36.02% | 28.03% | 70.87% | -2.62% | 59.85% | 27.82% | 34.31% | 61.92% | 49.39% | 16.32% | 35.82% | 51.62% | 67.08% | 88.35% | 41.58% | 28.50% |
Effective Tax Rate | 23.05% | 23.06% | 21.83% | 22.73% | 23.42% | 23.26% | 22.79% | 20.68% | 23.39% | 20.03% | 23.00% | 23.93% | 25.19% | 24.19% | 24.30% | 23.71% | 21.66% | 23.80% | 23.60% | 24.59% |