M&T Bank Corporation (MTB)
NYSE: MTB · Real-Time Price · USD
217.75
-2.03 (-0.92%)
Nov 6, 2026, 4:00 PM EST - Market closed
M&T Bank Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 2,117 | 2,070 | 1,994 | 2,074 | 2,104 | 2,054 | 2,006 | 2,099 | 2,153 | 2,128 | 2,097 | 2,111 | 2,062 | 1,998 | 1,850 | 1,664 | 1,456 | 1,247 | 870.6 | 905.02 |
Interest Income on Investments | 550 | 550 | 542 | 563 | 576 | 555 | 554 | 608 | 632 | 661 | 648 | 629 | 579 | 518 | 477 | 408.04 | 325.9 | 218.4 | 57.66 | 53.5 |
Total Interest Income | 2,667 | 2,620 | 2,536 | 2,637 | 2,680 | 2,609 | 2,560 | 2,707 | 2,785 | 2,789 | 2,745 | 2,740 | 2,641 | 2,516 | 2,327 | 2,072 | 1,782 | 1,465 | 928.26 | 958.52 |
Interest Paid on Deposits | 636 | 581 | 580 | 660 | 708 | 702 | 676 | 785 | 835 | 835 | 840 | 836 | 696 | 519 | 366 | 187.91 | 69.81 | 29.13 | 8.14 | 9.41 |
Interest Paid on Borrowings | 238 | 247 | 204 | 198 | 211 | 194 | 189 | 194 | 224 | 236 | 225 | 182 | 170 | 198 | 143 | 56.76 | 33.01 | 24.29 | 15.94 | 15.32 |
Total Interest Expense | 874 | 828 | 784 | 858 | 919 | 896 | 865 | 979 | 1,059 | 1,071 | 1,065 | 1,018 | 866 | 717 | 509 | 244.67 | 102.82 | 53.43 | 24.08 | 24.73 |
Net Interest Income | 1,793 | 1,792 | 1,752 | 1,779 | 1,761 | 1,713 | 1,695 | 1,728 | 1,726 | 1,718 | 1,680 | 1,722 | 1,775 | 1,799 | 1,818 | 1,827 | 1,679 | 1,412 | 904.17 | 933.79 |
Net Interest Income Growth (YoY) | 1.82% | 4.61% | 3.36% | 2.95% | 2.03% | -0.29% | 0.89% | 0.35% | -2.76% | -4.50% | -7.59% | -5.77% | 5.74% | 27.43% | 101.07% | 95.70% | 73.55% | 49.81% | -7.87% | -5.61% |
Trust Income | 230 | 197 | 183 | 184 | 217 | 182 | 177 | 175 | 170 | 170 | 160 | 159 | 155 | 172 | 194 | 195.13 | 186.58 | 190.08 | 169.21 | 168.83 |
Mortgage Banking Activities | 152 | 127 | 127 | 155 | 147 | 130 | 118 | 117 | 109 | 106 | 104 | 112 | 105 | 107 | 85 | 81.89 | 83.04 | 82.93 | 109.15 | 139.27 |
Income From Trading Activities | - | 22 | 14 | 19 | - | 12 | 9 | 10 | 13 | 7 | 9 | 11 | 9 | 17 | 12 | 14.26 | 5.08 | 2.29 | 5.37 | 6.03 |
Gain (Loss) on Sale of Assets | - | - | - | 28 | 40 | - | - | - | - | - | - | - | - | - | - | 136 | - | - | - | - |
Gain (Loss) on Sale of Investments | -1 | 2 | 4 | 1 | 1 | - | - | 18 | -2 | -8 | 2 | 4 | - | 1 | - | -4.09 | -1.11 | -0.06 | -0.74 | 1.43 |
Gain (Loss) on Sale of Equity Investments | 31 | 47 | 33 | - | - | - | - | 23 | - | - | 25 | - | - | - | 20 | - | - | - | 30 | 30 |
Other Non-Interest Income | 222 | 201 | 189 | 169 | 242 | 222 | 174 | 183 | 184 | 182 | 156 | 171 | 170 | 387 | 163 | 152.64 | 174.28 | 171.69 | 126.39 | 127.7 |
Total Non-Interest Income | 743 | 740 | 689 | 696 | 752 | 683 | 611 | 657 | 606 | 584 | 580 | 578 | 560 | 803 | 587 | 681.93 | 563.08 | 571.1 | 540.89 | 578.64 |
Non-Interest Income Growth (YoY) | -1.20% | 8.35% | 12.77% | 5.94% | 24.09% | 16.95% | 5.34% | 13.67% | 8.21% | -27.27% | -1.19% | -15.24% | -0.55% | 40.61% | 8.53% | 17.85% | -1.06% | 11.19% | 6.98% | 4.97% |
Revenues Before Loan Losses | 2,536 | 2,532 | 2,441 | 2,475 | 2,513 | 2,396 | 2,306 | 2,385 | 2,332 | 2,302 | 2,260 | 2,300 | 2,335 | 2,602 | 2,405 | 2,509 | 2,242 | 1,983 | 1,445 | 1,512 |
Provision for Loan Losses | 135 | 120 | 140 | 125 | 125 | 125 | 130 | 140 | 120 | 150 | 200 | 225 | 150 | 150 | 120 | 90 | 115 | 302 | 10 | -15 |
| 2,401 | 2,412 | 2,301 | 2,350 | 2,388 | 2,271 | 2,176 | 2,245 | 2,212 | 2,152 | 2,060 | 2,075 | 2,185 | 2,452 | 2,285 | 2,419 | 2,127 | 1,681 | 1,435 | 1,527 | |
Revenue Growth (YoY) | 0.54% | 6.21% | 5.74% | 4.68% | 7.96% | 5.53% | 5.63% | 8.19% | 1.24% | -12.23% | -9.85% | -14.23% | 2.74% | 45.88% | 59.23% | 58.39% | 36.65% | 14.27% | -5.09% | 4.22% |
Salaries and Employee Benefits | 832 | 826 | 914 | 673 | 833 | 813 | 887 | 674 | 775 | 764 | 833 | 606 | 727 | 719 | 808 | 582.41 | 723.26 | 667.9 | 527.43 | 503.93 |
Federal Deposit Insurance | 19 | 18 | 23 | -8 | 13 | 22 | 23 | 24 | 25 | 37 | 60 | 228 | 29 | 28 | 30 | 23.73 | 28.11 | 22.59 | 15.58 | 18.83 |
Amortization of Goodwill & Intangibles | 7 | 7 | 9 | 10 | 10 | 9 | 13 | 13 | 12 | 13 | 15 | 15 | 15 | 15 | 17 | 17.98 | 18.38 | 18.38 | 1.26 | 1.95 |
Selling, General & Administrative | 430 | 399 | 391 | 553 | 371 | 379 | 374 | 484 | 363 | 367 | 354 | 490 | 354 | 382 | 389 | 777.76 | 251.14 | 272.8 | 238.3 | 200.71 |
Other Non-Interest Expense | 105 | 99 | 101 | 151 | 136 | 113 | 118 | 168 | 128 | 116 | 134 | 110 | 153 | 149 | 115 | -38.82 | 205.34 | 198.67 | 159.81 | 180.89 |
Total Non-Interest Expense | 1,393 | 1,349 | 1,438 | 1,379 | 1,363 | 1,336 | 1,415 | 1,363 | 1,303 | 1,297 | 1,396 | 1,449 | 1,278 | 1,293 | 1,359 | 1,363 | 1,226 | 1,180 | 942.37 | 906.31 |
EBT Excluding Unusual Items | 1,008 | 1,063 | 863 | 971 | 1,025 | 935 | 761 | 882 | 909 | 855 | 664 | 626 | 907 | 1,159 | 926 | 1,056 | 900.54 | 500.47 | 492.69 | 621.12 |
Pretax Income | 1,008 | 1,063 | 863 | 971 | 1,025 | 935 | 761 | 882 | 909 | 855 | 664 | 626 | 907 | 1,159 | 926 | 1,012 | 847.52 | 277.66 | 475.32 | 599.93 |
Income Tax Expense | 233 | 245 | 199 | 212 | 233 | 219 | 177 | 201 | 188 | 200 | 133 | 144 | 217 | 292 | 224 | 245.79 | 200.92 | 60.14 | 113.15 | 141.96 |
Net Income | 775 | 818 | 664 | 759 | 792 | 716 | 584 | 681 | 721 | 655 | 531 | 482 | 690 | 867 | 702 | 765.71 | 646.6 | 217.52 | 362.17 | 457.97 |
Preferred Dividends & Other Adjustments | 43 | 37 | 44 | 41 | 38 | 37 | 37 | 37 | 47 | 29 | 26 | 26 | 26 | 26 | 26 | 27.11 | 26.05 | 25.29 | 22.59 | 23.8 |
Net Income to Common | 732 | 781 | 620 | 718 | 754 | 679 | 547 | 644 | 674 | 626 | 505 | 456 | 664 | 841 | 676 | 738.6 | 620.55 | 192.24 | 339.59 | 434.17 |
Net Income Growth (YoY) | -2.92% | 15.02% | 13.35% | 11.49% | 11.87% | 8.47% | 8.32% | 41.23% | 1.51% | -25.56% | -25.30% | -38.26% | 7.00% | 337.48% | 99.06% | 70.12% | 30.38% | -56.19% | -20.67% | -3.91% |
Basic Shares Outstanding | 144 | 146 | 149 | 152 | 156 | 159 | 164 | 166 | 167 | 167 | 166 | 166 | 166 | 166 | 168 | 171 | 175 | 177 | 129 | 129 |
Diluted Shares Outstanding | 145 | 147 | 150 | 154 | 157 | 160 | 165 | 167 | 168 | 168 | 167 | 167 | 167 | 166 | 168 | 172 | 176 | 178 | 129 | 129 |
Shares Change (YoY) | -7.27% | -8.28% | -9.05% | -7.94% | -6.57% | -4.57% | -1.22% | 0.14% | 0.60% | 0.80% | -0.79% | -3.15% | -5.19% | -6.71% | 30.13% | 33.62% | 36.35% | 38.37% | 0.58% | 0.36% |
EPS (Basic) | 5.08 | 5.35 | 4.15 | 4.71 | 4.85 | 4.26 | 3.33 | 3.88 | 4.04 | 3.75 | 3.03 | 2.74 | 4.00 | 5.07 | 4.03 | 4.32 | 3.55 | 1.08 | 2.63 | 3.37 |
EPS (Diluted) | 5.04 | 5.32 | 4.13 | 4.68 | 4.82 | 4.24 | 3.32 | 3.86 | 4.02 | 3.73 | 3.02 | 2.74 | 3.98 | 5.05 | 4.01 | 4.29 | 3.53 | 1.08 | 2.62 | 3.37 |
EPS Growth (YoY) | 4.56% | 25.47% | 24.40% | 21.14% | 19.90% | 13.67% | 9.93% | 41.03% | 1.00% | -26.14% | -24.69% | -36.22% | 12.68% | 367.59% | 52.82% | 27.36% | -4.38% | -68.29% | -21.13% | -4.25% |
Additional Metrics
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 1.500 | 1.500 | 1.500 | 1.500 | 1.500 | 1.350 | 1.350 | 1.350 | 1.350 | 1.350 | 1.300 | 1.300 | 1.300 | 1.300 | 1.300 | 1.200 | 1.200 | 1.200 | 1.200 | 1.200 |
Dividend Growth (YoY) | 0% | 11.11% | 11.11% | 11.11% | 11.11% | 0% | 3.85% | 3.85% | 3.85% | 3.85% | 0% | 8.33% | 8.33% | 8.33% | 8.33% | 0% | 9.09% | 9.09% | 9.09% | 9.09% |
Effective Tax Rate | 23.11% | 23.05% | 23.06% | 21.83% | 22.73% | 23.42% | 23.26% | 22.79% | 20.68% | 23.39% | 20.03% | 23.00% | 23.93% | 25.19% | 24.19% | 24.30% | 23.71% | 21.66% | 23.80% | 23.66% |