MVB Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	107.41	109.2	123.28	111.8	77.16
Net Interest Income Growth	-1.64%	-11.43%	10.27%	44.90%	12.11%
Non-Interest Income	60.27	42.91	19.72	27.57	55.85
Non-Interest Income Growth	40.44%	117.67%	-28.48%	-50.65%	-39.18%
Revenues Before Loan Losses	167.67	152.11	143	139.37	133.01
Provision for Credit Losses	8.74	3.54	-1.92	14.19	-6.28
Revenue	158.94	148.57	144.92	125.17	139.29
Revenue Growth (YoY)	6.98%	2.52%	15.77%	-10.13%	-3.33%
Compensation Expenses	70.98	67.96	63.37	62.53	52.97
Selling, General & Admin	40.51	46.1	43.74	38.85	33.75
Other Non-Interest Expenses	10.59	8.17	10.51	8.77	5.09
Total Non-Interest Expense	122.09	122.23	117.63	110.15	91.81
Pretax Income	36.85	26.34	27.29	15.03	47.48
Provision for Income Taxes	9.93	6.1	5.07	3.29	9.64
Net Income	26.94	20.09	31.23	15.05	39.09
Minority Interest in Earnings	-0.02	0.15	-0.23	-0.66	-0.43
Net Income Attributable to Preferred Dividends	-	-	-	-	0.04
Net Income to Common	26.94	20.09	31.23	15.05	39.09
Net Income Growth	34.09%	-35.67%	107.56%	-61.50%	5.78%
Shares Outstanding (Basic)	13	13	13	12	12
Shares Outstanding (Diluted)	13	13	13	13	13
Shares Change (YoY)	-0.24%	1.07%	0.98%	2.04%	4.35%
EPS (Basic)	2.11	1.56	2.46	1.23	3.32
EPS (Diluted)	2.06	1.53	2.40	1.17	3.10
EPS Growth	34.64%	-36.25%	105.13%	-62.26%	1.31%
Free Cash Flow	2.11	-1.91	56.32	4.31	29.95
Free Cash Flow Growth	-	-	1206.08%	-85.60%	-71.64%
Free Cash Flow Per Share	0.16	-0.15	4.33	0.34	2.37
Dividends Per Share	0.680	0.680	0.680	0.680	0.510
Dividend Growth	-	-	-	33.33%	41.67%
Profit Margin	16.94%	13.63%	21.40%	11.49%	27.78%
FCF Margin	1.33%	-1.28%	38.86%	3.44%	21.50%
EBITDA	2.6	3.93	5	5.32	4.2
EBITDA Margin	1.64%	2.65%	3.45%	4.25%	3.01%
Effective Tax Rate	26.94%	23.15%	18.58%	21.92%	20.31%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q