MVB Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	300.04	317.91	398.23	40.28	307.44	263.89
Investment Securities	257	384.9	379.73	438.21	420.49	400.74
Trading Asset Securities	4.25	5.91	6.25	9.01	-	-
Mortgage-Backed Securities	195.83	147.58	82.38	56.57	76.11	95.77
Total Investments	457.08	538.39	468.36	503.79	496.6	496.51
Gross Loans	2,260	2,100	2,318	2,373	1,871	1,455
Allowance for Loan Losses	-23.32	-19.66	-22.12	-23.84	-18.27	-25.84
Other Adjustments to Gross Loans	-0.66	-	-	-	-1.61	-1.06
Net Loans	2,236	2,080	2,295	2,349	1,852	1,428
Property, Plant & Equipment	10.35	39.38	33.83	37.53	42.55	43.9
Goodwill	-	-	-	2.84	3.99	2.35
Loans Held for Sale	-	-	0.63	23.13	-	1.06
Accrued Interest Receivable	15.13	16.54	15.27	12.62	7.86	7.79
Other Current Assets	-	2.28	-	4.32	-	-
Long-Term Deferred Tax Assets	-	7.34	9.74	10.44	-	0.23
Other Real Estate Owned & Foreclosed	1	2.83	0.83	1.19	2.33	5.73
Other Long-Term Assets	213.29	121.56	89.44	73.92	78.31	79.31
Total Assets	3,233	3,129	3,314	3,069	2,792	2,331
Interest Bearing Deposits	1,748	1,750	1,701	1,335	1,248	1,250
Institutional Deposits	0.59	2.96	3.15	4.39	9.57	16.96
Non-Interest Bearing Deposits	1,027	940.99	1,197	1,232	1,120	715.79
Total Deposits	2,776	2,694	2,901	2,570	2,378	1,982
Short-Term Borrowings	7.67	8.67	11.07	120.8	11.39	10.27
Current Portion of Leases	-	3.23	-	-	-	-
Accrued Interest Payable	2.22	5.79	2.39	2.56	0.69	0.57
Other Current Liabilities	-	0.72	-	5.44	-	-
Long-Term Debt	73.98	69.79	76.33	79.05	69.03	39.41
Long-Term Leases	-	24.84	14	15	18.6	18.5
Trust Preferred Securities	-	4	4	4	4	4
Long-Term Deferred Tax Liabilities	-	-	-	-	3.93	-
Other Long-Term Liabilities	45.26	12.25	15.28	10.13	31.91	36.86
Total Liabilities	2,905	2,823	3,025	2,807	2,517	2,092
Preferred Stock, Non-Redeemable	-	-	-	-	-	7.33
Total Preferred Equity	-	-	-	-	-	7.33
Common Stock	13.89	13.79	13.61	13.47	12.94	12.37
Additional Paid-In Capital	167.61	164.68	160.49	157.15	143.52	129.12
Retained Earnings	188.35	172.18	160.86	144.91	138.22	105.17
Treasury Stock	-26.86	-16.74	-16.74	-16.74	-16.74	-16.74
Comprehensive Income & Other	-15.24	-28.23	-28.83	-37.7	-3.61	2.23
Total Common Equity	327.75	305.68	289.38	261.08	274.33	232.15
Minority Interest	-	0.11	-0.04	0.31	0.98	-
Shareholders' Equity	327.75	305.79	289.34	261.39	275.3	239.48
Total Liabilities & Equity	3,233	3,129	3,314	3,069	2,792	2,331
Total Debt	81.64	110.54	105.4	218.85	103.02	72.17
Net Cash (Debt)	222.65	213.29	299.08	-169.56	207.14	203.52
Net Cash Growth	-57.14%	-28.68%	-	-	1.78%	-
Net Cash Per Share	16.97	16.24	23.01	-13.17	16.42	16.84
Filing Date Shares Outstanding	12.58	12.95	12.84	12.62	12.1	11.57
Total Common Shares Outstanding	12.57	12.95	12.76	12.62	12.09	11.53
Book Value Per Share	26.07	23.61	22.68	20.69	22.70	20.14
Tangible Book Value	327.75	305.68	289.38	258.25	270.34	229.8
Tangible Book Value Per Share	26.07	23.61	22.68	20.47	22.37	19.94

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q