MVB Financial Corp. (MVBF)

MVB Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	399.38	317.91	398.23	40.28	307.44	263.89
Investment Securities	345.45	384.9	379.73	438.21	420.49	400.74
Trading Asset Securities	3.14	5.91	6.25	9.01	-	-
Mortgage-Backed Securities	176.45	147.58	82.38	56.57	76.11	95.77
Total Investments	525.04	538.39	468.36	503.79	496.6	496.51
Gross Loans	2,153	2,100	2,318	2,373	1,871	1,455
Allowance for Loan Losses	-20.79	-19.66	-22.12	-23.84	-18.27	-25.84
Other Adjustments to Gross Loans	-	-	-	-	-1.61	-1.06
Net Loans	2,133	2,080	2,295	2,349	1,852	1,428
Property, Plant & Equipment	10.88	39.38	33.83	37.53	42.55	43.9
Goodwill	-	-	-	2.84	3.99	2.35
Loans Held for Sale	-	-	0.63	23.13	-	1.06
Accrued Interest Receivable	14.74	16.54	15.27	12.62	7.86	7.79
Other Current Assets	-	2.28	-	4.32	-	-
Long-Term Deferred Tax Assets	-	7.34	9.74	10.44	-	0.23
Other Real Estate Owned & Foreclosed	1.5	2.83	0.83	1.19	2.33	5.73
Other Long-Term Assets	139.94	121.56	89.44	73.92	78.31	79.31
Total Assets	3,224	3,129	3,314	3,069	2,792	2,331
Interest Bearing Deposits	1,754	1,750	1,701	1,335	1,248	1,250
Institutional Deposits	0.53	2.96	3.15	4.39	9.57	16.96
Non-Interest Bearing Deposits	1,050	940.99	1,197	1,232	1,120	715.79
Total Deposits	2,804	2,694	2,901	2,570	2,378	1,982
Short-Term Borrowings	5.52	8.67	11.07	120.8	11.39	10.27
Current Portion of Leases	-	3.23	-	-	-	-
Accrued Interest Payable	2.07	5.79	2.39	2.56	0.69	0.57
Other Current Liabilities	-	0.72	-	5.44	-	-
Long-Term Debt	73.91	69.79	76.33	79.05	69.03	39.41
Long-Term Leases	-	24.84	14	15	18.6	18.5
Trust Preferred Securities	-	4	4	4	4	4
Long-Term Deferred Tax Liabilities	-	-	-	-	3.93	-
Other Long-Term Liabilities	35.77	12.25	15.28	10.13	31.91	36.86
Total Liabilities	2,922	2,823	3,025	2,807	2,517	2,092
Preferred Stock, Non-Redeemable	-	-	-	-	-	7.33
Total Preferred Equity	-	-	-	-	-	7.33
Common Stock	13.88	13.79	13.61	13.47	12.94	12.37
Additional Paid-In Capital	166.08	164.68	160.49	157.15	143.52	129.12
Retained Earnings	173.35	172.18	160.86	144.91	138.22	105.17
Treasury Stock	-23.12	-16.74	-16.74	-16.74	-16.74	-16.74
Comprehensive Income & Other	-27.87	-28.23	-28.83	-37.7	-3.61	2.23
Total Common Equity	302.32	305.68	289.38	261.08	274.33	232.15
Minority Interest	-	0.11	-0.04	0.31	0.98	-
Shareholders' Equity	302.32	305.79	289.34	261.39	275.3	239.48
Total Liabilities & Equity	3,224	3,129	3,314	3,069	2,792	2,331
Total Debt	79.43	110.54	105.4	218.85	103.02	72.17
Net Cash (Debt)	323.09	213.29	299.08	-169.56	207.14	203.52
Net Cash Growth	-11.78%	-28.68%	-	-	1.78%	-
Net Cash Per Share	24.51	16.24	23.01	-13.17	16.42	16.84
Filing Date Shares Outstanding	12.73	12.95	12.84	12.62	12.1	11.57
Total Common Shares Outstanding	12.71	12.95	12.76	12.62	12.09	11.53
Book Value Per Share	23.78	23.61	22.68	20.69	22.70	20.14
Tangible Book Value	302.32	305.68	289.38	258.25	270.34	229.8
Tangible Book Value Per Share	23.78	23.61	22.68	20.47	22.37	19.94

Updated May 7, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q