MVB Financial Statistics
Total Valuation
MVB Financial has a market cap or net worth of $331.19 million. The enterprise value is $175.33 million.
| Market Cap | 331.19M |
| Enterprise Value | 175.33M |
Important Dates
The last earnings date was Thursday, October 29, 2026, after market close.
| Earnings Date | Oct 29, 2026 |
| Ex-Dividend Date | Sep 1, 2026 |
Share Statistics
MVB Financial has 13.00 million shares outstanding. The number of shares has increased by 0.52% in one year.
| Current Share Class | 12.97M |
| Shares Outstanding | 13.00M |
| Shares Change (YoY) | +0.52% |
| Shares Change (QoQ) | +0.73% |
| Owned by Insiders (%) | 8.86% |
| Owned by Institutions (%) | 58.55% |
| Float | 11.82M |
Valuation Ratios
The trailing PE ratio is 15.15 and the forward PE ratio is 11.27.
| PE Ratio | 15.15 |
| Forward PE | 11.27 |
| PS Ratio | 2.24 |
| Forward PS | 1.89 |
| PB Ratio | 1.00 |
| P/TBV Ratio | 1.00 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 7.93 |
| EV / Sales | 1.18 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.16 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.72%.
| Return on Equity (ROE) | 6.72% |
| Return on Assets (ROA) | 0.66% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.74% |
| Revenue Per Employee | $367,169 |
| Profits Per Employee | $54,834 |
| Employee Count | 403 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MVB Financial has paid $6.67 million in taxes.
| Income Tax | 6.67M |
| Effective Tax Rate | 23.19% |
Stock Price Statistics
The stock price has decreased by -2.93% in the last 52 weeks. The beta is 0.86, so MVB Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.86 |
| 52-Week Price Change | -2.93% |
| 50-Day Moving Average | 29.97 |
| 200-Day Moving Average | 28.09 |
| Relative Strength Index (RSI) | 22.53 |
| Average Volume (20 Days) | 68,990 |
Short Selling Information
The latest short interest is 281,573, so 2.17% of the outstanding shares have been sold short.
| Short Interest | 281,573 |
| Short Previous Month | 283,059 |
| Short % of Shares Out | 2.17% |
| Short % of Float | 2.38% |
| Short Ratio (days to cover) | 4.95 |
Income Statement
In the last 12 months, MVB Financial had revenue of $147.97 million and earned $22.10 million in profits. Earnings per share was $1.68.
| Revenue | 147.97M |
| Gross Profit | 147.97M |
| Operating Income | 31.75M |
| Pretax Income | 28.77M |
| Net Income | 22.10M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.68 |
Balance Sheet
The company has $209.96 million in cash and $54.10 million in debt, with a net cash position of $155.86 million or $11.99 per share.
| Cash & Cash Equivalents | 209.96M |
| Total Debt | 54.10M |
| Net Cash | 155.86M |
| Net Cash Per Share | $11.99 |
| Equity (Book Value) | 329.66M |
| Book Value Per Share | 25.35 |
| Working Capital | -2.88B |
Cash Flow
In the last 12 months, operating cash flow was -$35.66 million and capital expenditures -$1.93 million, giving a free cash flow of -$37.59 million.
| Operating Cash Flow | -35.66M |
| Capital Expenditures | -1.93M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -19.32M |
| Free Cash Flow | -37.59M |
| FCF Per Share | -$2.89 |
Margins
| Gross Margin | n/a |
| Operating Margin | 21.46% |
| Pretax Margin | 19.44% |
| Profit Margin | 14.93% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.68, which amounts to a dividend yield of 2.67%.
| Dividend Per Share | $0.68 |
| Dividend Yield | 2.67% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 40.48% |
| FCF Payout Ratio | n/a |
| Buyback Yield | -0.52% |
| Shareholder Yield | 2.15% |
| Earnings Yield | 6.60% |
| FCF Yield | -11.35% |
Analyst Forecast
The average price target for MVB Financial is $34.00, which is 33.49% higher than the current price. The consensus rating is "Buy".
| Price Target | $34.00 |
| Price Target Difference | 33.49% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | 5.04% |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on April 2, 2014. It was a forward split with a ratio of 2:1.
| Last Split Date | Apr 2, 2014 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |