MVB Financial Statistics
Total Valuation
MVB Financial has a market cap or net worth of $396.83 million. The enterprise value is $138.30 million.
| Market Cap | 396.83M |
| Enterprise Value | 138.30M |
Important Dates
The last earnings date was Tuesday, July 28, 2026, after market close.
| Earnings Date | Jul 28, 2026 |
| Ex-Dividend Date | Jun 1, 2026 |
Share Statistics
MVB Financial has 12.95 million shares outstanding. The number of shares has decreased by -0.45% in one year.
| Current Share Class | 12.95M |
| Shares Outstanding | 12.95M |
| Shares Change (YoY) | -0.45% |
| Shares Change (QoQ) | -0.04% |
| Owned by Insiders (%) | 8.90% |
| Owned by Institutions (%) | 55.99% |
| Float | 11.80M |
Valuation Ratios
The trailing PE ratio is 10.35 and the forward PE ratio is 14.90.
| PE Ratio | 10.35 |
| Forward PE | 14.90 |
| PS Ratio | 2.28 |
| Forward PS | 2.38 |
| PB Ratio | 1.15 |
| P/TBV Ratio | 1.15 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 3.56 |
| EV / Sales | 0.79 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.00%.
| Return on Equity (ROE) | 12.00% |
| Return on Assets (ROA) | 1.15% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.58% |
| Revenue Per Employee | $432,360 |
| Profits Per Employee | $96,268 |
| Employee Count | 403 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MVB Financial has paid $12.76 million in taxes.
| Income Tax | 12.76M |
| Effective Tax Rate | 24.75% |
Stock Price Statistics
The stock price has increased by +35.02% in the last 52 weeks. The beta is 0.79, so MVB Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.79 |
| 52-Week Price Change | +35.02% |
| 50-Day Moving Average | 28.23 |
| 200-Day Moving Average | 26.94 |
| Relative Strength Index (RSI) | 64.73 |
| Average Volume (20 Days) | 37,410 |
Short Selling Information
The latest short interest is 298,428, so 2.31% of the outstanding shares have been sold short.
| Short Interest | 298,428 |
| Short Previous Month | 296,663 |
| Short % of Shares Out | 2.31% |
| Short % of Float | 2.53% |
| Short Ratio (days to cover) | 5.10 |
Income Statement
In the last 12 months, MVB Financial had revenue of $174.24 million and earned $38.80 million in profits. Earnings per share was $2.96.
| Revenue | 174.24M |
| Gross Profit | 174.24M |
| Operating Income | 54.54M |
| Pretax Income | 51.56M |
| Net Income | 38.80M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.96 |
Balance Sheet
The company has $312.60 million in cash and $54.07 million in debt, with a net cash position of $258.52 million or $19.97 per share.
| Cash & Cash Equivalents | 312.60M |
| Total Debt | 54.07M |
| Net Cash | 258.52M |
| Net Cash Per Share | $19.97 |
| Equity (Book Value) | 344.54M |
| Book Value Per Share | 26.61 |
| Working Capital | -2.80B |
Cash Flow
In the last 12 months, operating cash flow was -$33.41 million and capital expenditures -$1.79 million, giving a free cash flow of -$35.20 million.
| Operating Cash Flow | -33.41M |
| Capital Expenditures | -1.79M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -19.62M |
| Free Cash Flow | -35.20M |
| FCF Per Share | -$2.72 |
Margins
| Gross Margin | n/a |
| Operating Margin | 31.30% |
| Pretax Margin | 29.59% |
| Profit Margin | 22.27% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.68, which amounts to a dividend yield of 2.22%.
| Dividend Per Share | $0.68 |
| Dividend Yield | 2.22% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 22.95% |
| Buyback Yield | 0.45% |
| Shareholder Yield | 2.67% |
| Earnings Yield | 9.78% |
| FCF Yield | -8.87% |
Analyst Forecast
The average price target for MVB Financial is $33.00, which is 7.67% higher than the current price. The consensus rating is "Buy".
| Price Target | $33.00 |
| Price Target Difference | 7.67% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on April 2, 2014. It was a forward split with a ratio of 2:1.
| Last Split Date | Apr 2, 2014 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |