MVB Financial Statistics
Total Valuation
MVB Financial has a market cap or net worth of $356.09 million. The enterprise value is $185.99 million.
Important Dates
The last earnings date was Thursday, February 12, 2026, after market close.
| Earnings Date | Feb 12, 2026 |
| Ex-Dividend Date | Feb 27, 2026 |
Share Statistics
MVB Financial has 12.72 million shares outstanding. The number of shares has decreased by -0.24% in one year.
| Current Share Class | 12.72M |
| Shares Outstanding | 12.72M |
| Shares Change (YoY) | -0.24% |
| Shares Change (QoQ) | +0.55% |
| Owned by Insiders (%) | 9.88% |
| Owned by Institutions (%) | 54.91% |
| Float | 11.47M |
Valuation Ratios
The trailing PE ratio is 13.59 and the forward PE ratio is 14.54.
| PE Ratio | 13.59 |
| Forward PE | 14.54 |
| PS Ratio | 2.24 |
| Forward PS | 2.25 |
| PB Ratio | 1.07 |
| P/TBV Ratio | 1.07 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 6.90 |
| EV / Sales | 1.17 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.42%.
| Return on Equity (ROE) | 8.42% |
| Return on Assets (ROA) | 0.84% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.48% |
| Revenue Per Employee | $350,854 |
| Profits Per Employee | $59,470 |
| Employee Count | 453 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MVB Financial has paid $9.93 million in taxes.
| Income Tax | 9.93M |
| Effective Tax Rate | 26.94% |
Stock Price Statistics
The stock price has increased by +48.41% in the last 52 weeks. The beta is 0.87, so MVB Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.87 |
| 52-Week Price Change | +48.41% |
| 50-Day Moving Average | 27.45 |
| 200-Day Moving Average | 24.67 |
| Relative Strength Index (RSI) | 51.05 |
| Average Volume (20 Days) | 50,667 |
Short Selling Information
The latest short interest is 216,866, so 1.70% of the outstanding shares have been sold short.
| Short Interest | 216,866 |
| Short Previous Month | 218,796 |
| Short % of Shares Out | 1.70% |
| Short % of Float | 1.89% |
| Short Ratio (days to cover) | 4.53 |
Income Statement
In the last 12 months, MVB Financial had revenue of $158.94 million and earned $26.94 million in profits. Earnings per share was $2.06.
| Revenue | 158.94M |
| Gross Profit | 158.94M |
| Operating Income | 36.85M |
| Pretax Income | 36.85M |
| Net Income | 26.94M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.06 |
Full Income StatementBalance Sheet
The company has $244.13 million in cash and $74.03 million in debt, with a net cash position of $170.10 million or $13.37 per share.
| Cash & Cash Equivalents | 244.13M |
| Total Debt | 74.03M |
| Net Cash | 170.10M |
| Net Cash Per Share | $13.37 |
| Equity (Book Value) | 333.97M |
| Book Value Per Share | 26.26 |
| Working Capital | -2.60B |
Full Balance SheetMargins
| Gross Margin | n/a |
| Operating Margin | 23.19% |
| Pretax Margin | 23.19% |
| Profit Margin | 16.95% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.68, which amounts to a dividend yield of 2.43%.
| Dividend Per Share | $0.68 |
| Dividend Yield | 2.43% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 33.01% |
| Buyback Yield | 0.24% |
| Shareholder Yield | 2.67% |
| Earnings Yield | 7.57% |
| FCF Yield | n/a |
Dividend DetailsAnalyst Forecast
The average price target for MVB Financial is $27.60, which is -1.39% lower than the current price. The consensus rating is "Strong Buy".
| Price Target | $27.60 |
| Price Target Difference | -1.39% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on April 2, 2014. It was a forward split with a ratio of 2:1.
| Last Split Date | Apr 2, 2014 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |
