MVB Financial Statistics
Total Valuation
MVB Financial has a market cap or net worth of $322.40 million. The enterprise value is $148.85 million.
Important Dates
The next estimated earnings date is Friday, August 1, 2025, after market close.
| Earnings Date | Aug 1, 2025 |
| Ex-Dividend Date | May 30, 2025 |
Share Statistics
MVB Financial has 12.99 million shares outstanding. The number of shares has increased by 0.99% in one year.
| Current Share Class | 12.99M |
| Shares Outstanding | 12.99M |
| Shares Change (YoY) | +0.99% |
| Shares Change (QoQ) | -0.11% |
| Owned by Insiders (%) | 8.95% |
| Owned by Institutions (%) | 54.28% |
| Float | 11.83M |
Valuation Ratios
The trailing PE ratio is 17.00 and the forward PE ratio is 17.81.
| PE Ratio | 17.00 |
| Forward PE | 17.81 |
| PS Ratio | 2.19 |
| Forward PS | 2.16 |
| PB Ratio | 1.04 |
| P/TBV Ratio | 1.04 |
| P/FCF Ratio | 8.45 |
| P/OCF Ratio | 8.24 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 7.76 |
| EV / Sales | 1.02 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 3.90 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.16 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.41%.
| Return on Equity (ROE) | 6.41% |
| Return on Assets (ROA) | 0.59% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $322,519 |
| Profits Per Employee | $42,353 |
| Employee Count | 453 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MVB Financial has paid $6.06 million in taxes.
| Income Tax | 6.06M |
| Effective Tax Rate | 23.90% |
Stock Price Statistics
The stock price has increased by +2.95% in the last 52 weeks. The beta is 0.98, so MVB Financial's price volatility has been similar to the market average.
| Beta (5Y) | 0.98 |
| 52-Week Price Change | +2.95% |
| 50-Day Moving Average | 21.13 |
| 200-Day Moving Average | 19.69 |
| Relative Strength Index (RSI) | 76.25 |
| Average Volume (20 Days) | 79,947 |
Short Selling Information
The latest short interest is 160,194, so 1.23% of the outstanding shares have been sold short.
| Short Interest | 160,194 |
| Short Previous Month | 134,210 |
| Short % of Shares Out | 1.23% |
| Short % of Float | 1.35% |
| Short Ratio (days to cover) | 2.90 |
Income Statement
In the last 12 months, MVB Financial had revenue of $146.10 million and earned $19.19 million in profits. Earnings per share was $1.46.
| Revenue | 146.10M |
| Gross Profit | 146.10M |
| Operating Income | 29.60M |
| Pretax Income | 28.71M |
| Net Income | 19.19M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.46 |
Full Income StatementBalance Sheet
The company has $255.80 million in cash and $82.25 million in debt, giving a net cash position of $173.55 million or $13.36 per share.
| Cash & Cash Equivalents | 255.80M |
| Total Debt | 82.25M |
| Net Cash | 173.55M |
| Net Cash Per Share | $13.36 |
| Equity (Book Value) | 310.05M |
| Book Value Per Share | 23.94 |
| Working Capital | -2.32B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $39.10 million and capital expenditures -$960,000, giving a free cash flow of $38.14 million.
| Operating Cash Flow | 39.10M |
| Capital Expenditures | -960,000 |
| Free Cash Flow | 38.14M |
| FCF Per Share | $2.94 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 20.26% |
| Pretax Margin | 17.36% |
| Profit Margin | 13.13% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 26.11% |
Dividends & Yields
This stock pays an annual dividend of $0.68, which amounts to a dividend yield of 2.75%.
| Dividend Per Share | $0.68 |
| Dividend Yield | 2.75% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 46.59% |
| Buyback Yield | -0.99% |
| Shareholder Yield | 1.75% |
| Earnings Yield | 5.95% |
| FCF Yield | 11.83% |
Dividend DetailsAnalyst Forecast
The average price target for MVB Financial is $25.40, which is 2.38% higher than the current price. The consensus rating is "Buy".
| Price Target | $25.40 |
| Price Target Difference | 2.38% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on April 2, 2014. It was a forward split with a ratio of 2:1.
| Last Split Date | Apr 2, 2014 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
