MVB Financial Corp. (MVBF)

MVB Financial Statistics

Total Valuation

MVB Financial has a market cap or net worth of $274.98 million. The enterprise value is -$244.54 million.

Market Cap	274.98M
Enterprise Value	-244.54M

Important Dates

The next estimated earnings date is Wednesday, February 12, 2025, after market close.

Earnings Date	Feb 12, 2025
Ex-Dividend Date	Nov 29, 2024

Share Statistics

MVB Financial has 12.94 million shares outstanding. The number of shares has increased by 0.68% in one year.

Current Share Class	12.94M
Shares Outstanding	12.94M
Shares Change (YoY)	+0.68%
Shares Change (QoQ)	+0.95%
Owned by Insiders (%)	8.38%
Owned by Institutions (%)	50.17%
Float	11.84M

Valuation Ratios

The trailing PE ratio is 15.10 and the forward PE ratio is 14.26.

PE Ratio	15.10
Forward PE	14.26
PS Ratio	1.95
Forward PS	1.84
PB Ratio	0.91
P/TBV Ratio	0.91
P/FCF Ratio	10.64
P/OCF Ratio	9.89
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.69
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.52%.

Return on Equity (ROE)	6.52%
Return on Assets (ROA)	0.55%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$315,171
Profits Per Employee	$41,712
Employee Count	445
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, MVB Financial has paid $4.74 million in taxes.

Income Tax	4.74M
Effective Tax Rate	20.19%

Stock Price Statistics

The stock price has decreased by -6.31% in the last 52 weeks. The beta is 1.05, so MVB Financial's price volatility has been similar to the market average.

Beta (5Y)	1.05
52-Week Price Change	-6.31%
50-Day Moving Average	20.96
200-Day Moving Average	20.22
Relative Strength Index (RSI)	50.15
Average Volume (20 Days)	37,538

Short Selling Information

The latest short interest is 55,337, so 0.43% of the outstanding shares have been sold short.

Short Interest	55,337
Short Previous Month	51,446
Short % of Shares Out	0.43%
Short % of Float	0.47%
Short Ratio (days to cover)	1.91

Income Statement

In the last 12 months, MVB Financial had revenue of $140.25 million and earned $18.56 million in profits. Earnings per share was $1.41.

Revenue	140.25M
Gross Profit	140.25M
Operating Income	27.37M
Pretax Income	28.71M
Net Income	18.56M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.41

Balance Sheet

The company has $614.80 million in cash and $95.28 million in debt, giving a net cash position of $519.52 million or $40.15 per share.

Cash & Cash Equivalents	614.80M
Total Debt	95.28M
Net Cash	519.52M
Net Cash Per Share	$40.15
Equity (Book Value)	303.20M
Book Value Per Share	23.44
Working Capital	-2.38B

Cash Flow

In the last 12 months, operating cash flow was $27.81 million and capital expenditures -$1.96 million, giving a free cash flow of $25.85 million.

Operating Cash Flow	27.81M
Capital Expenditures	-1.96M
Free Cash Flow	25.85M
FCF Per Share	$2.00

Margins

Gross Margin	n/a
Operating Margin	19.51%
Pretax Margin	16.73%
Profit Margin	13.23%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	18.43%

Dividends & Yields

This stock pays an annual dividend of $0.68, which amounts to a dividend yield of 3.20%.

Dividend Per Share	$0.68
Dividend Yield	3.20%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	48.31%
Buyback Yield	-0.68%
Shareholder Yield	2.52%
Earnings Yield	6.75%
FCF Yield	9.40%

Analyst Forecast

The average price target for MVB Financial is $27.50, which is 29.41% higher than the current price. The consensus rating is "Buy".

Price Target	$27.50
Price Target Difference	29.41%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on April 2, 2014. It was a forward split with a ratio of 2:1.

Last Split Date	Apr 2, 2014
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4