MVB Financial Corp. (MVBF)

MVB Financial Statistics

Total Valuation

MVB Financial has a market cap or net worth of $217.05 million. The enterprise value is $3.76 million.

Market Cap	217.05M
Enterprise Value	3.76M

Important Dates

The next estimated earnings date is Tuesday, May 6, 2025, after market close.

Earnings Date	May 6, 2025
Ex-Dividend Date	Feb 28, 2025

Share Statistics

MVB Financial has 12.95 million shares outstanding. The number of shares has increased by 1.07% in one year.

Current Share Class	12.95M
Shares Outstanding	12.95M
Shares Change (YoY)	+1.07%
Shares Change (QoQ)	+0.20%
Owned by Insiders (%)	8.61%
Owned by Institutions (%)	54.74%
Float	11.84M

Valuation Ratios

The trailing PE ratio is 10.95 and the forward PE ratio is 13.93.

PE Ratio	10.95
Forward PE	13.93
PS Ratio	1.45
Forward PS	1.46
PB Ratio	0.71
P/TBV Ratio	0.71
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	0.19
EV / Sales	0.03
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.80%.

Return on Equity (ROE)	6.80%
Return on Assets (ROA)	0.63%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$327,969
Profits Per Employee	$44,351
Employee Count	453
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, MVB Financial has paid $6.10 million in taxes.

Income Tax	6.10M
Effective Tax Rate	23.15%

Stock Price Statistics

The stock price has decreased by -17.43% in the last 52 weeks. The beta is 0.88, so MVB Financial's price volatility has been lower than the market average.

Beta (5Y)	0.88
52-Week Price Change	-17.43%
50-Day Moving Average	17.61
200-Day Moving Average	19.83
Relative Strength Index (RSI)	49.89
Average Volume (20 Days)	29,902

Short Selling Information

The latest short interest is 91,668, so 0.71% of the outstanding shares have been sold short.

Short Interest	91,668
Short Previous Month	88,751
Short % of Shares Out	0.71%
Short % of Float	0.77%
Short Ratio (days to cover)	2.79

Income Statement

In the last 12 months, MVB Financial had revenue of $148.57 million and earned $20.09 million in profits. Earnings per share was $1.53.

Revenue	148.57M
Gross Profit	148.57M
Operating Income	30.51M
Pretax Income	28.71M
Net Income	20.09M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.53

Balance Sheet

The company has $323.83 million in cash and $110.54 million in debt, giving a net cash position of $213.29 million or $16.47 per share.

Cash & Cash Equivalents	323.83M
Total Debt	110.54M
Net Cash	213.29M
Net Cash Per Share	$16.47
Equity (Book Value)	305.79M
Book Value Per Share	23.61
Working Capital	-2.37B

Cash Flow

In the last 12 months, operating cash flow was -$285,000 and capital expenditures -$1.62 million, giving a free cash flow of -$1.91 million.

Operating Cash Flow	-285,000
Capital Expenditures	-1.62M
Free Cash Flow	-1.91M
FCF Per Share	-$0.15

Margins

Gross Margin	n/a
Operating Margin	20.54%
Pretax Margin	17.73%
Profit Margin	13.52%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.68, which amounts to a dividend yield of 4.10%.

Dividend Per Share	$0.68
Dividend Yield	4.10%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	44.44%
Buyback Yield	-1.07%
Shareholder Yield	3.03%
Earnings Yield	9.26%
FCF Yield	-0.88%

Analyst Forecast

The average price target for MVB Financial is $24.67, which is 48.79% higher than the current price. The consensus rating is "Buy".

Price Target	$24.67
Price Target Difference	48.79%
Analyst Consensus	Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on April 2, 2014. It was a forward split with a ratio of 2:1.

Last Split Date	Apr 2, 2014
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2