MVB Financial Corp. (MVBF)
NASDAQ: MVBF · Real-Time Price · USD
17.25
-0.07 (-0.40%)
At close: Apr 1, 2025, 4:00 PM
17.15
-0.10 (-0.60%)
After-hours: Apr 1, 2025, 5:30 PM EDT

MVB Financial Statistics

Total Valuation

MVB Financial has a market cap or net worth of $223.37 million. The enterprise value is $10.08 million.

Market Cap 223.37M
Enterprise Value 10.08M

Important Dates

The next estimated earnings date is Monday, April 28, 2025, after market close.

Earnings Date Apr 28, 2025
Ex-Dividend Date Feb 28, 2025

Share Statistics

MVB Financial has 12.95 million shares outstanding. The number of shares has increased by 1.07% in one year.

Current Share Class 12.95M
Shares Outstanding 12.95M
Shares Change (YoY) +1.07%
Shares Change (QoQ) +0.20%
Owned by Insiders (%) 8.59%
Owned by Institutions (%) 54.33%
Float 11.84M

Valuation Ratios

The trailing PE ratio is 11.32 and the forward PE ratio is 14.39.

PE Ratio 11.32
Forward PE 14.39
PS Ratio 1.50
Forward PS 1.50
PB Ratio 0.73
P/TBV Ratio 0.73
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 0.50
EV / Sales 0.07
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 6.80%.

Return on Equity (ROE) 6.80%
Return on Assets (ROA) 0.63%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $327,969
Profits Per Employee $44,351
Employee Count 453
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, MVB Financial has paid $6.10 million in taxes.

Income Tax 6.10M
Effective Tax Rate 23.15%

Stock Price Statistics

The stock price has decreased by -22.68% in the last 52 weeks. The beta is 0.88, so MVB Financial's price volatility has been lower than the market average.

Beta (5Y) 0.88
52-Week Price Change -22.68%
50-Day Moving Average 18.65
200-Day Moving Average 19.98
Relative Strength Index (RSI) 41.29
Average Volume (20 Days) 32,037

Short Selling Information

The latest short interest is 88,751, so 0.69% of the outstanding shares have been sold short.

Short Interest 88,751
Short Previous Month 81,394
Short % of Shares Out 0.69%
Short % of Float 0.75%
Short Ratio (days to cover) 2.82

Income Statement

In the last 12 months, MVB Financial had revenue of $148.57 million and earned $20.09 million in profits. Earnings per share was $1.53.

Revenue 148.57M
Gross Profit 148.57M
Operating Income 30.51M
Pretax Income 28.71M
Net Income 20.09M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.53
Full Income Statement

Balance Sheet

The company has $323.83 million in cash and $110.54 million in debt, giving a net cash position of $213.29 million or $16.47 per share.

Cash & Cash Equivalents 323.83M
Total Debt 110.54M
Net Cash 213.29M
Net Cash Per Share $16.47
Equity (Book Value) 305.79M
Book Value Per Share 23.61
Working Capital -2.37B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$285,000 and capital expenditures -$1.62 million, giving a free cash flow of -$1.91 million.

Operating Cash Flow -285,000
Capital Expenditures -1.62M
Free Cash Flow -1.91M
FCF Per Share -$0.15
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 20.54%
Pretax Margin 17.73%
Profit Margin 13.52%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.68, which amounts to a dividend yield of 3.93%.

Dividend Per Share $0.68
Dividend Yield 3.93%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 44.44%
Buyback Yield -1.07%
Shareholder Yield 2.85%
Earnings Yield 8.99%
FCF Yield -0.85%
Dividend Details

Analyst Forecast

The average price target for MVB Financial is $27.00, which is 56.52% higher than the current price. The consensus rating is "Buy".

Price Target $27.00
Price Target Difference 56.52%
Analyst Consensus Buy
Analyst Count 2
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on April 2, 2014. It was a forward split with a ratio of 2:1.

Last Split Date Apr 2, 2014
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2