MVB Financial Statistics
Total Valuation
MVB Financial has a market cap or net worth of $322.66 million. The enterprise value is $176.78 million.
Important Dates
The next estimated earnings date is Wednesday, April 29, 2026, after market close.
| Earnings Date | Apr 29, 2026 |
| Ex-Dividend Date | Feb 27, 2026 |
Share Statistics
MVB Financial has 12.84 million shares outstanding. The number of shares has decreased by -0.24% in one year.
| Current Share Class | 12.84M |
| Shares Outstanding | 12.84M |
| Shares Change (YoY) | -0.24% |
| Shares Change (QoQ) | +0.55% |
| Owned by Insiders (%) | 9.78% |
| Owned by Institutions (%) | 54.39% |
| Float | 11.59M |
Valuation Ratios
The trailing PE ratio is 12.19 and the forward PE ratio is 13.05.
| PE Ratio | 12.19 |
| Forward PE | 13.05 |
| PS Ratio | 2.04 |
| Forward PS | 2.02 |
| PB Ratio | 0.96 |
| P/TBV Ratio | 0.97 |
| P/FCF Ratio | 152.70 |
| P/OCF Ratio | 80.10 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 6.56 |
| EV / Sales | 1.12 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 83.66 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 50.22 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.42%.
| Return on Equity (ROE) | 8.42% |
| Return on Assets (ROA) | 0.84% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.81% |
| Revenue Per Employee | $392,762 |
| Profits Per Employee | $66,849 |
| Employee Count | 403 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MVB Financial has paid $9.93 million in taxes.
| Income Tax | 9.93M |
| Effective Tax Rate | 26.94% |
Stock Price Statistics
The stock price has increased by +41.15% in the last 52 weeks. The beta is 0.87, so MVB Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.87 |
| 52-Week Price Change | +41.15% |
| 50-Day Moving Average | 27.06 |
| 200-Day Moving Average | 25.33 |
| Relative Strength Index (RSI) | 40.52 |
| Average Volume (20 Days) | 36,710 |
Short Selling Information
The latest short interest is 224,927, so 1.75% of the outstanding shares have been sold short.
| Short Interest | 224,927 |
| Short Previous Month | 223,707 |
| Short % of Shares Out | 1.75% |
| Short % of Float | 1.94% |
| Short Ratio (days to cover) | 4.53 |
Income Statement
In the last 12 months, MVB Financial had revenue of $158.28 million and earned $26.94 million in profits. Earnings per share was $2.06.
| Revenue | 158.28M |
| Gross Profit | 158.28M |
| Operating Income | 39.84M |
| Pretax Income | 36.85M |
| Net Income | 26.94M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.06 |
Full Income StatementBalance Sheet
The company has $252.00 million in cash and $106.12 million in debt, with a net cash position of $145.88 million or $11.36 per share.
| Cash & Cash Equivalents | 252.00M |
| Total Debt | 106.12M |
| Net Cash | 145.88M |
| Net Cash Per Share | $11.36 |
| Equity (Book Value) | 333.97M |
| Book Value Per Share | 26.26 |
| Working Capital | -2.58B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $4.03 million and capital expenditures -$1.92 million, giving a free cash flow of $2.11 million.
| Operating Cash Flow | 4.03M |
| Capital Expenditures | -1.92M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 580,000 |
| Free Cash Flow | 2.11M |
| FCF Per Share | $0.16 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 25.17% |
| Pretax Margin | 23.28% |
| Profit Margin | 17.02% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 1.33% |
Dividends & Yields
This stock pays an annual dividend of $0.68, which amounts to a dividend yield of 2.69%.
| Dividend Per Share | $0.68 |
| Dividend Yield | 2.69% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 33.01% |
| Buyback Yield | 0.24% |
| Shareholder Yield | 2.94% |
| Earnings Yield | 8.35% |
| FCF Yield | 0.65% |
Dividend DetailsAnalyst Forecast
The average price target for MVB Financial is $27.60, which is 9.48% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $27.60 |
| Price Target Difference | 9.48% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on April 2, 2014. It was a forward split with a ratio of 2:1.
| Last Split Date | Apr 2, 2014 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
