MVB Financial Statistics
Total Valuation
MVB Financial has a market cap or net worth of $329.91 million. The enterprise value is $206.32 million.
Important Dates
The last earnings date was Wednesday, April 29, 2026, after market close.
| Earnings Date | Apr 29, 2026 |
| Ex-Dividend Date | Feb 27, 2026 |
Share Statistics
MVB Financial has 12.85 million shares outstanding. The number of shares has decreased by -0.34% in one year.
| Current Share Class | 12.85M |
| Shares Outstanding | 12.85M |
| Shares Change (YoY) | -0.34% |
| Shares Change (QoQ) | +0.83% |
| Owned by Insiders (%) | 8.55% |
| Owned by Institutions (%) | 54.36% |
| Float | 11.75M |
Valuation Ratios
The trailing PE ratio is 11.78 and the forward PE ratio is 14.06.
| PE Ratio | 11.78 |
| Forward PE | 14.06 |
| PS Ratio | 2.07 |
| Forward PS | 1.98 |
| PB Ratio | 0.99 |
| P/TBV Ratio | 0.99 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
| EV / Earnings | 7.23 |
| EV / Sales | 1.29 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.85%.
| Return on Equity (ROE) | 8.85% |
| Return on Assets (ROA) | 0.90% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.48% |
| Revenue Per Employee | $395,988 |
| Profits Per Employee | $70,836 |
| Employee Count | 403 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MVB Financial has paid $10.19 million in taxes.
| Income Tax | 10.19M |
| Effective Tax Rate | 26.31% |
Stock Price Statistics
The stock price has increased by +51.11% in the last 52 weeks. The beta is 0.81, so MVB Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.81 |
| 52-Week Price Change | +51.11% |
| 50-Day Moving Average | 25.92 |
| 200-Day Moving Average | 25.84 |
| Relative Strength Index (RSI) | 46.62 |
| Average Volume (20 Days) | 32,228 |
Short Selling Information
The latest short interest is 241,094, so 1.88% of the outstanding shares have been sold short.
| Short Interest | 241,094 |
| Short Previous Month | 251,098 |
| Short % of Shares Out | 1.88% |
| Short % of Float | 2.05% |
| Short Ratio (days to cover) | 6.78 |
Income Statement
In the last 12 months, MVB Financial had revenue of $159.58 million and earned $28.55 million in profits. Earnings per share was $2.18.
| Revenue | 159.58M |
| Gross Profit | 159.58M |
| Operating Income | 41.72M |
| Pretax Income | 38.74M |
| Net Income | 28.55M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.18 |
Full Income Statement Balance Sheet
The company has $177.64 million in cash and $54.05 million in debt, with a net cash position of $123.59 million or $9.62 per share.
| Cash & Cash Equivalents | 177.64M |
| Total Debt | 54.05M |
| Net Cash | 123.59M |
| Net Cash Per Share | $9.62 |
| Equity (Book Value) | 334.92M |
| Book Value Per Share | 26.07 |
| Working Capital | -2.74B |
Full Balance Sheet Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow Statement Margins
| Gross Margin | n/a |
| Operating Margin | 26.15% |
| Pretax Margin | 24.28% |
| Profit Margin | 17.89% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.68, which amounts to a dividend yield of 2.65%.
| Dividend Per Share | $0.68 |
| Dividend Yield | 2.65% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 31.18% |
| Buyback Yield | 0.34% |
| Shareholder Yield | 2.98% |
| Earnings Yield | 8.65% |
| FCF Yield | n/a |
Dividend Details Analyst Forecast
The average price target for MVB Financial is $30.00, which is 16.37% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $30.00 |
| Price Target Difference | 16.37% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Forecasts Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on April 2, 2014. It was a forward split with a ratio of 2:1.
| Last Split Date | Apr 2, 2014 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |