MVB Financial Statistics
Total Valuation
MVB Financial has a market cap or net worth of $339.78 million. The enterprise value is $117.13 million.
Important Dates
The last earnings date was Wednesday, October 29, 2025, after market close.
| Earnings Date | Oct 29, 2025 |
| Ex-Dividend Date | Dec 1, 2025 |
Share Statistics
MVB Financial has 12.58 million shares outstanding. The number of shares has increased by 0.32% in one year.
| Current Share Class | 12.58M |
| Shares Outstanding | 12.58M |
| Shares Change (YoY) | +0.32% |
| Shares Change (QoQ) | -0.85% |
| Owned by Insiders (%) | 9.27% |
| Owned by Institutions (%) | 55.88% |
| Float | 11.42M |
Valuation Ratios
The trailing PE ratio is 11.02 and the forward PE ratio is 15.32.
| PE Ratio | 11.02 |
| Forward PE | 15.32 |
| PS Ratio | 2.07 |
| Forward PS | 2.22 |
| PB Ratio | 1.04 |
| P/TBV Ratio | 1.04 |
| P/FCF Ratio | 49.14 |
| P/OCF Ratio | 40.18 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 3.64 |
| EV / Sales | 0.70 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 16.94 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 11.81 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.19%.
| Return on Equity (ROE) | 10.19% |
| Return on Assets (ROA) | 0.97% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $370,536 |
| Profits Per Employee | $70,982 |
| Employee Count | 453 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MVB Financial has paid $11.50 million in taxes.
| Income Tax | 11.50M |
| Effective Tax Rate | 26.35% |
Stock Price Statistics
The stock price has increased by +21.13% in the last 52 weeks. The beta is 0.95, so MVB Financial's price volatility has been similar to the market average.
| Beta (5Y) | 0.95 |
| 52-Week Price Change | +21.13% |
| 50-Day Moving Average | 25.93 |
| 200-Day Moving Average | 21.70 |
| Relative Strength Index (RSI) | 61.92 |
| Average Volume (20 Days) | 44,134 |
Short Selling Information
The latest short interest is 166,366, so 1.32% of the outstanding shares have been sold short.
| Short Interest | 166,366 |
| Short Previous Month | 203,318 |
| Short % of Shares Out | 1.32% |
| Short % of Float | 1.46% |
| Short Ratio (days to cover) | 4.27 |
Income Statement
In the last 12 months, MVB Financial had revenue of $167.85 million and earned $32.16 million in profits. Earnings per share was $2.45.
| Revenue | 167.85M |
| Gross Profit | 167.85M |
| Operating Income | 47.74M |
| Pretax Income | 43.63M |
| Net Income | 32.16M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.45 |
Full Income StatementBalance Sheet
The company has $304.29 million in cash and $81.64 million in debt, giving a net cash position of $222.65 million or $17.69 per share.
| Cash & Cash Equivalents | 304.29M |
| Total Debt | 81.64M |
| Net Cash | 222.65M |
| Net Cash Per Share | $17.69 |
| Equity (Book Value) | 327.75M |
| Book Value Per Share | 26.07 |
| Working Capital | -2.47B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $8.46 million and capital expenditures -$1.54 million, giving a free cash flow of $6.92 million.
| Operating Cash Flow | 8.46M |
| Capital Expenditures | -1.54M |
| Free Cash Flow | 6.92M |
| FCF Per Share | $0.55 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 28.44% |
| Pretax Margin | 25.99% |
| Profit Margin | 19.16% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 4.12% |
Dividends & Yields
This stock pays an annual dividend of $0.68, which amounts to a dividend yield of 2.52%.
| Dividend Per Share | $0.68 |
| Dividend Yield | 2.52% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 27.77% |
| Buyback Yield | -0.32% |
| Shareholder Yield | 2.20% |
| Earnings Yield | 9.46% |
| FCF Yield | 2.04% |
Dividend DetailsAnalyst Forecast
The average price target for MVB Financial is $27.60, which is 2.22% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $27.60 |
| Price Target Difference | 2.22% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on April 2, 2014. It was a forward split with a ratio of 2:1.
| Last Split Date | Apr 2, 2014 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
