MVB Financial Statistics

Total Valuation

MVB Financial has a market cap or net worth of $246.08 million. The enterprise value is $1.96 million.

Market Cap	246.08M
Enterprise Value	1.96M

Important Dates

The last earnings date was Thursday, February 13, 2025, after market close.

Earnings Date	Feb 13, 2025
Ex-Dividend Date	Nov 29, 2024

Share Statistics

MVB Financial has 12.95 million shares outstanding. The number of shares has increased by 1.07% in one year.

Current Share Class	12.95M
Shares Outstanding	12.95M
Shares Change (YoY)	+1.07%
Shares Change (QoQ)	+0.20%
Owned by Insiders (%)	8.42%
Owned by Institutions (%)	54.19%
Float	11.86M

Valuation Ratios

The trailing PE ratio is 12.42 and the forward PE ratio is 15.78.

PE Ratio	12.42
Forward PE	15.78
PS Ratio	1.65
Forward PS	1.59
PB Ratio	0.80
P/TBV Ratio	0.80
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	0.10
EV / Sales	0.01
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.80%.

Return on Equity (ROE)	6.80%
Return on Assets (ROA)	0.63%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$333,865
Profits Per Employee	$45,148
Employee Count	445
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, MVB Financial has paid $6.10 million in taxes.

Income Tax	6.10M
Effective Tax Rate	23.15%

Stock Price Statistics

The stock price has decreased by -15.96% in the last 52 weeks. The beta is 1.03, so MVB Financial's price volatility has been similar to the market average.

Beta (5Y)	1.03
52-Week Price Change	-15.96%
50-Day Moving Average	20.07
200-Day Moving Average	20.08
Relative Strength Index (RSI)	39.51
Average Volume (20 Days)	29,364

Short Selling Information

The latest short interest is 75,507, so 0.58% of the outstanding shares have been sold short.

Short Interest	75,507
Short Previous Month	86,785
Short % of Shares Out	0.58%
Short % of Float	0.64%
Short Ratio (days to cover)	1.93

Income Statement

In the last 12 months, MVB Financial had revenue of $148.57 million and earned $20.09 million in profits. Earnings per share was $1.53.

Revenue	148.57M
Gross Profit	148.57M
Operating Income	26.34M
Pretax Income	28.71M
Net Income	20.09M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.53

Full Income Statement

Balance Sheet

The company has $317.91 million in cash and $73.79 million in debt, giving a net cash position of $244.13 million or $18.86 per share.

Cash & Cash Equivalents	317.91M
Total Debt	73.79M
Net Cash	244.13M
Net Cash Per Share	$18.86
Equity (Book Value)	305.79M
Book Value Per Share	23.62
Working Capital	-2.37B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	17.73%
Pretax Margin	17.73%
Profit Margin	13.52%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.68, which amounts to a dividend yield of 3.58%.

Dividend Per Share	$0.68
Dividend Yield	3.58%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	44.44%
Buyback Yield	-1.07%
Shareholder Yield	2.50%
Earnings Yield	8.16%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for MVB Financial is $27.50, which is 44.66% higher than the current price. The consensus rating is "Buy".

Price Target	$27.50
Price Target Difference	44.66%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on April 2, 2014. It was a forward split with a ratio of 2:1.

Last Split Date	Apr 2, 2014
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2