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Navient Corporation (NAVI)

Stock Price: $9.11 USD -0.29 (-3.09%)
Updated Oct 26, 2020 4:00 PM EDT - Market closed
After-hours: $9.15 +0.04 (0.44%) Oct 26, 5:54 PM

Stock Price Chart

Key Info

Market Cap 1.77B
Revenue (ttm) 1.43B
Net Income (ttm) 336.00M
Shares Out 193.93M
EPS (ttm) 1.96
PE Ratio 4.65
Forward PE 2.88
Dividend $0.64
Dividend Yield 7.03%

Stock Quote

Trading Day Oct 26, 2020
Last Price $9.11
Previous Close $9.40
Change ($) -0.29
Change (%) -3.09%
Day's Open 9.20
Day's Range 9.05 - 9.28
Day's Volume 1,516,313
52-Week Range 4.07 - 15.50

More Stats

Market Cap 1.77B
Enterprise Value 85.35B
Earnings Date (est) Jan 26, 2021
Ex-Dividend Date Sep 3, 2020
Shares Outstanding 193.93M
Float 189.68M
EPS (basic) 1.54
EPS (diluted) 1.96
FCF / Share 5.63
Dividend $0.64
Dividend Yield 7.03%
Earnings Yield 21.51%
FCF Yield 61.81%
Payout Ratio 41.60%
Shares Short 14.46M
Short Ratio 5.08
Short % of Float 7.63%
Beta 1.88
PE Ratio 4.65
Forward PE 2.88
P/FCF Ratio 1.62
PS Ratio 1.24
PB Ratio 0.78
Revenue 1.43B
Operating Income 443.00M
Net Income 336.00M
Free Cash Flow 1.09B
Net Cash -83.58B
Net Cash / Share -430.99
Gross Margin 116.25%
Operating Margin 31.07%
Profit Margin 23.60%
FCF Margin 76.58%
ROA 0.43%
ROE 14.46%
ROIC 0.20%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (10)

Buy 7
Overweight 0
Hold 3
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$12.32*
(35.24% upside)
Low
9.50
Current: $9.11
High
14.00
Target: 12.32
*Average 12-month price target from 10 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue1,7831,5721,7822,0952,5422,9273,2142,3721,9632,987
Revenue Growth13.42%-11.78%-14.94%-17.58%-13.15%-8.93%35.5%20.84%-34.28%-
Gross Profit1,7831,5721,7822,0952,5422,9273,2142,3721,9632,987
Operating Income7635287641,1081,5801,8182,0871,4379251,229
Net Income5973952926819841,1371,418939633530
Shares Outstanding230260275316376417440476517487
Earnings Per Share2.561.491.042.122.582.663.121.901.180.94
EPS Growth71.81%43.27%-50.94%-17.83%-3.01%-14.74%64.21%61.02%25.53%-
Dividend Per Share0.640.640.640.640.640.45----
Dividend Growth0%0%0%0%42.22%-----
Operating Cash Flow1,0191,1401,1581,3471,9101,6642,0002,6363,081-6,692
Free Cash Flow1,0191,1401,1581,3471,9101,6642,0002,6363,081-6,692
Cash & Equivalents3,7815,2624,6464,8535,3325,3698,8408,9118,667-
Total Debt90,19898,941109,783114,702127,403139,529150,443172,257183,966-
Net Cash / Debt-86,417-93,679-105,137-109,849-122,071-134,160-141,603-163,346-175,299-
Assets94,903104,176114,991121,136134,046146,352159,543181,260193,345-
Liabilities91,554100,629111,506117,413130,113142,154153,901176,194188,094-
Book Value3,3363,5193,4543,6993,9094,1985,6375,0605,243-
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Navient Corporation
Country United States
Employees 5,800
CEO John F. Remondi

Stock Information

Ticker Symbol NAVI
Stock Exchange NASDAQ
Sector Financial Services
Industry Credit Services
Unique Identifier NASDAQ: NAVI

Description

Navient Corporation provides education loan management and business processing solutions for education, healthcare, and government clients at the federal, state, and local levels in the United States. It operates through four segments: Federal Education Loans, Consumer Lending, Business Processing, and Other. The company holds and acquires Federal Family Education Loan Program loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing and asset recovery services on its own loan portfolio, and federal education loans owned by the United States Department of Education and other institutions. It also holds, originates, and acquires consumer loans; and performs servicing activities on its own education loan portfolio, including private education loans, and private education refinance loans. In addition, the company offers revenue cycle management and business processing services; and healthcare services that include revenue cycle outsourcing, accounts receivable management, extended business office support, and consulting engagement for federal, state, and municipal clients; public authorities; and healthcare organizations. Further, it provides customizable solutions for its clients that include hospitals, hospital systems, medical centers, large physician groups, and other healthcare providers; and corporate liquidity portfolio and debt repurchase services. The company was founded in 1973 and is headquartered in Wilmington, Delaware.