Navient Corporation (NAVI)
NASDAQ: NAVI · Real-Time Price · USD
9.56
+0.28 (3.02%)
Sep 2, 2026, 4:00 PM EDT - Market closed
Navient Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 334 | 330 | 848 | 1,156 | 1,658 | 2,272 |
Revenue Growth | -42.81% | -61.09% | -26.64% | -30.28% | -27.02% | 48.21% |
Operating Income Operating Income Growth | -36 | -94 | 160 | 346 | 863 | 1,035 |
Net Income Net Income Growth | -49 | -80 | 131 | 228 | 645 | 717 |
Earnings Per Share EPS Growth | -0.52 | -0.81 | 1.18 | 1.85 | 4.49 | 4.18 |
EPS Growth | - | - | -36.22% | -58.80% | 7.42% | 97.17% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Consumer Lending Consumer Lending Growth | 172 | 174 | 397 | 527 | 528 | 800 |
Federal Education Loans Federal Education Loans Growth | 207 | 220 | 210 | 490 | 621 | 813 |
Other Other Growth | -43 | -25 | -63 | -117 | -87 | -64 |
Unallocated Additions/(Subtractions) Unallocated Additions/(Subtractions) Growth | -2 | -62 | 33 | -73 | 266 | 235 |
Business Processing Business Processing Growth | - | 23 | 271 | 321 | 330 | 488 |
Reclassifications Reclassifications Growth | - | 0 | 0 | 0 | - | - |
Total Total Growth | 334 | 330 | 848 | 1,148 | 1,658 | 2,272 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 796 | 679 | 747 | 894 | 1,591 | 1,123 |
Total Debt Total Debt Growth | 44,428 | 45,785 | 48,562 | 57,818 | 67,154 | 77,232 |
Net Cash (Debt) Net Cash Growth | -43,632 | -45,106 | -47,815 | -56,924 | -65,563 | -76,109 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -456.88 | -455.62 | -430.77 | -462.80 | -455.30 | -442.49 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 340 | 441 | 459 | 676 | 305 | 702 |
Free Cash Flow Free Cash Flow Growth | 340 | 441 | 459 | 676 | 305 | 702 |
Free Cash Flow Growth | 74.36% | -3.92% | -32.10% | 121.64% | -56.55% | -28.88% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | -10.78% | -28.48% | 18.87% | 29.93% | 52.05% | 45.55% |
Pretax Margin | -15.57% | -33.64% | 20.52% | 27.08% | 49.88% | 41.20% |
Profit Margin | -14.67% | -24.24% | 15.45% | 19.72% | 38.90% | 31.56% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.640 | 0.640 | 0.640 | 0.640 | 0.640 | 0.640 |
Dividend Per Share Growth | 0% | 0% | 0% | 0% | 0% | 0% |
Dividend Yield | 6.70% | 5.12% | 5.26% | 3.91% | 4.60% | 3.71% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | - | - | 10.89 | 9.60 | 3.46 | 4.77 |
Forward PE | 11.40 | 12.02 | 9.80 | 6.67 | 5.53 | 6.69 |
PS Ratio | 2.68 | 3.84 | 1.68 | 1.89 | 1.35 | 1.51 |