Navient Statistics
Total Valuation
Navient has a market cap or net worth of $765.07 million. The enterprise value is $45.31 billion.
Important Dates
The last earnings date was Wednesday, April 29, 2026, before market open.
| Earnings Date | Apr 29, 2026 |
| Ex-Dividend Date | Mar 6, 2026 |
Share Statistics
Navient has 93.99 million shares outstanding. The number of shares has decreased by -9.95% in one year.
| Current Share Class | 93.99M |
| Shares Outstanding | 93.99M |
| Shares Change (YoY) | -9.95% |
| Shares Change (QoQ) | -1.03% |
| Owned by Insiders (%) | 2.34% |
| Owned by Institutions (%) | 69.63% |
| Float | 62.32M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 10.96 |
| PS Ratio | 2.33 |
| Forward PS | 1.25 |
| PB Ratio | 0.32 |
| P/TBV Ratio | 0.39 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 2.37 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 137.72 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 7.86, with a Debt / Equity ratio of 19.00.
| Current Ratio | 7.86 |
| Quick Ratio | 7.60 |
| Debt / Equity | 19.00 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -2.46% and return on invested capital (ROIC) is -0.13%.
| Return on Equity (ROE) | -2.46% |
| Return on Assets (ROA) | -0.12% |
| Return on Invested Capital (ROIC) | -0.13% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 0.19% |
| Revenue Per Employee | $491,045 |
| Profits Per Employee | -$91,045 |
| Employee Count | 670 |
| Asset Turnover | 0.01 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -13.00M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -40.76% in the last 52 weeks. The beta is 1.26, so Navient's price volatility has been higher than the market average.
| Beta (5Y) | 1.26 |
| 52-Week Price Change | -40.76% |
| 50-Day Moving Average | 8.45 |
| 200-Day Moving Average | 11.20 |
| Relative Strength Index (RSI) | 39.61 |
| Average Volume (20 Days) | 1,047,794 |
Short Selling Information
The latest short interest is 9.26 million, so 9.85% of the outstanding shares have been sold short.
| Short Interest | 9.26M |
| Short Previous Month | 9.02M |
| Short % of Shares Out | 9.85% |
| Short % of Float | 14.86% |
| Short Ratio (days to cover) | 9.67 |
Income Statement
In the last 12 months, Navient had revenue of $329.00 million and -$61.00 million in losses. Loss per share was -$0.64.
| Revenue | 329.00M |
| Gross Profit | 329.00M |
| Operating Income | -60.00M |
| Pretax Income | -74.00M |
| Net Income | -61.00M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -$0.64 |
Full Income StatementBalance Sheet
The company has $657.00 million in cash and $45.20 billion in debt, with a net cash position of -$44.54 billion or -$473.93 per share.
| Cash & Cash Equivalents | 657.00M |
| Total Debt | 45.20B |
| Net Cash | -44.54B |
| Net Cash Per Share | -$473.93 |
| Equity (Book Value) | 2.38B |
| Book Value Per Share | 25.31 |
| Working Capital | 40.91B |
Full Balance SheetCash Flow
| Operating Cash Flow | 323.00M |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | -2.93B |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
Gross margin is 100.00%, with operating and profit margins of -18.24% and -18.54%.
| Gross Margin | 100.00% |
| Operating Margin | -18.24% |
| Pretax Margin | -22.49% |
| Profit Margin | -18.54% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 7.86%.
| Dividend Per Share | $0.64 |
| Dividend Yield | 7.86% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 9.95% |
| Shareholder Yield | 17.82% |
| Earnings Yield | -7.97% |
| FCF Yield | n/a |
Dividend DetailsAnalyst Forecast
The average price target for Navient is $9.44, which is 18.80% higher than the current price. The consensus rating is "Hold".
| Price Target | $9.44 |
| Price Target Difference | 18.80% |
| Analyst Consensus | Hold |
| Analyst Count | 8 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
The last stock split was on June 23, 2003. It was a forward split with a ratio of 3:1.
| Last Split Date | Jun 23, 2003 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
