Navient Statistics
Total Valuation
Navient has a market cap or net worth of $829.05 million. The enterprise value is $44.46 billion.
| Market Cap | 829.05M |
| Enterprise Value | 44.46B |
Important Dates
The last earnings date was Thursday, August 6, 2026, after market close.
| Earnings Date | Aug 6, 2026 |
| Ex-Dividend Date | Jun 5, 2026 |
Share Statistics
Navient has 93.78 million shares outstanding. The number of shares has decreased by -9.48% in one year.
| Current Share Class | 93.78M |
| Shares Outstanding | 93.78M |
| Shares Change (YoY) | -9.48% |
| Shares Change (QoQ) | -1.04% |
| Owned by Insiders (%) | 2.24% |
| Owned by Institutions (%) | 71.86% |
| Float | 61.85M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 10.65 |
| PS Ratio | 2.43 |
| Forward PS | 1.36 |
| PB Ratio | 0.33 |
| P/TBV Ratio | 0.41 |
| P/FCF Ratio | 2.38 |
| P/OCF Ratio | 2.38 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 133.06 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 130.71 |
Financial Position
The company has a current ratio of 10.74, with a Debt / Equity ratio of 18.53.
| Current Ratio | 10.74 |
| Quick Ratio | 10.41 |
| Debt / Equity | 18.53 |
| Debt / EBITDA | n/a |
| Debt / FCF | 130.67 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -1.98% and return on invested capital (ROIC) is -0.08%.
| Return on Equity (ROE) | -1.98% |
| Return on Assets (ROA) | -0.10% |
| Return on Invested Capital (ROIC) | -0.08% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 0.19% |
| Revenue Per Employee | $498,507 |
| Profits Per Employee | -$73,134 |
| Employee Count | 670 |
| Asset Turnover | 0.01 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -3.00M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -29.53% in the last 52 weeks. The beta is 1.19, so Navient's price volatility has been higher than the market average.
| Beta (5Y) | 1.19 |
| 52-Week Price Change | -29.53% |
| 50-Day Moving Average | 8.39 |
| 200-Day Moving Average | 9.83 |
| Relative Strength Index (RSI) | 52.07 |
| Average Volume (20 Days) | 1,101,752 |
Short Selling Information
The latest short interest is 10.32 million, so 11.00% of the outstanding shares have been sold short.
| Short Interest | 10.32M |
| Short Previous Month | 10.19M |
| Short % of Shares Out | 11.00% |
| Short % of Float | 16.69% |
| Short Ratio (days to cover) | 9.03 |
Income Statement
In the last 12 months, Navient had revenue of $334.00 million and -$49.00 million in losses. Loss per share was -$0.52.
| Revenue | 334.00M |
| Gross Profit | 334.00M |
| Operating Income | -36.00M |
| Pretax Income | -52.00M |
| Net Income | -49.00M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -$0.52 |
Balance Sheet
The company has $796.00 million in cash and $44.43 billion in debt, with a net cash position of -$43.63 billion or -$465.24 per share.
| Cash & Cash Equivalents | 796.00M |
| Total Debt | 44.43B |
| Net Cash | -43.63B |
| Net Cash Per Share | -$465.24 |
| Equity (Book Value) | 2.40B |
| Book Value Per Share | 25.57 |
| Working Capital | 41.95B |
Cash Flow
| Operating Cash Flow | 340.00M |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | -2.87B |
| Free Cash Flow | 340.00M |
| FCF Per Share | $3.63 |
Margins
Gross margin is 100.00%, with operating and profit margins of -10.78% and -14.67%.
| Gross Margin | 100.00% |
| Operating Margin | -10.78% |
| Pretax Margin | -15.57% |
| Profit Margin | -14.67% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 101.80% |
Dividends & Yields
This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 7.24%.
| Dividend Per Share | $0.64 |
| Dividend Yield | 7.24% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 9.48% |
| Shareholder Yield | 16.90% |
| Earnings Yield | -6.05% |
| FCF Yield | 41.96% |
Analyst Forecast
The average price target for Navient is $9.07, which is 2.60% higher than the current price. The consensus rating is "Hold".
| Price Target | $9.07 |
| Price Target Difference | 2.60% |
| Analyst Consensus | Hold |
| Analyst Count | 7 |
| Revenue Growth Forecast (3Y) | 24.64% |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
The last stock split was on June 23, 2003. It was a forward split with a ratio of 3:1.
| Last Split Date | Jun 23, 2003 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |