NB Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	375.46	315.01	270.76	212.2	114.07	85.87
Interest Income on Investments	21.06	20.74	21.75	9.97	6.95	4.77
Total Interest Income	396.53	335.75	292.52	222.17	121.02	90.64
Interest Paid on Deposits	149.22	132.88	126.92	76.39	12.69	10.59
Interest Paid on Borrowings	6.38	5.41	4.4	14.05	2.86	2.04
Total Interest Expense	155.59	138.29	131.32	90.44	15.55	12.63
Net Interest Income	240.94	197.46	161.2	131.72	105.47	78.01
Net Interest Income Growth	38.17%	22.49%	22.38%	24.89%	35.20%	11.95%
Mortgage Banking Activities	-0.01	0.05	1.02	0.58	0.6	1.83
Gain (Loss) on Sale of Assets	-	-	-	-	-	0.5
Gain (Loss) on Sale of Investments	-	-	-1.87	-	-	0.48
Other Non-Interest Income	17.94	16.15	13.4	11.32	7.27	5.85
Total Non-Interest Income	18.11	16.2	12.56	11.9	7.87	8.65
Non-Interest Income Growth	27.24%	28.98%	5.55%	51.30%	-9.12%	1.72%
Revenues Before Loan Losses	259.05	213.66	173.76	143.62	113.34	86.67
Provision for Loan Losses	9.86	4.65	12.12	13.89	6.7	2.05
Revenue	249.2	209.01	161.64	129.74	106.64	84.62
Revenue Growth	38.24%	29.31%	24.59%	21.66%	26.03%	18.68%
Salaries and Employee Benefits	82.22	71.01	64.46	66.34	45.57	38.05
Occupancy Expenses	6.97	5.06	4.38	4.25	3.72	3.37
Federal Deposit Insurance	4.41	3.37	2.85	4.71	1.83	1.4
Selling, General & Administrative	55.64	41.16	31.33	46.04	20.2	14.17
Total Non-Interest Expense	149.24	120.61	103.02	121.34	71.32	56.98
EBT Excluding Unusual Items	99.95	88.4	58.62	8.39	35.32	27.63
Other Unusual Items	-	-	-	3.45	1.07	-
Pretax Income	82.69	71.13	58.62	11.84	36.39	27.63
Income Tax Expense	23.51	20.83	16.47	2.02	6.32	6.06
Net Income	59.18	50.3	42.15	9.83	30.07	21.58
Net Income to Common	59.18	50.3	42.15	9.83	30.07	21.58
Net Income Growth	15.51%	19.34%	329.00%	-67.32%	39.35%	53.33%
Basic Shares Outstanding	39	37	39	42	-	-
Diluted Shares Outstanding	39	38	39	42	-	-
Shares Change	0.68%	-4.48%	-6.25%	-	-	-
EPS (Basic)	1.54	1.34	1.07	0.23	-	-
EPS (Diluted)	1.53	1.34	1.07	0.23	-	-
EPS Growth	15.16%	25.23%	365.22%	-	-	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.980	0.140	-	-	-	-
Dividend Growth	-	-	-	-	-	-
Effective Tax Rate	28.44%	29.28%	28.09%	17.05%	17.38%	21.92%

SEC Filings: 10-K · 10-Q