NB Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	408.83	315.01	270.76	212.2	114.07	85.87
Interest Income on Investments	22.17	20.74	21.75	9.97	6.95	4.77
Total Interest Income	431	335.75	292.52	222.17	121.02	90.64
Interest Paid on Deposits	160.84	132.88	126.92	76.39	12.69	10.59
Interest Paid on Borrowings	5.96	5.41	4.4	14.05	2.86	2.04
Total Interest Expense	166.79	138.29	131.32	90.44	15.55	12.63
Net Interest Income	264.2	197.46	161.2	131.72	105.47	78.01
Net Interest Income Growth	45.79%	22.49%	22.38%	24.89%	35.20%	11.95%
Mortgage Banking Activities	-0.03	0.05	1.02	0.58	0.6	1.83
Gain (Loss) on Sale of Assets	-	-	-	-	-	0.5
Gain (Loss) on Sale of Investments	-	-	-1.87	-	-	0.48
Other Non-Interest Income	19.71	16.15	13.4	11.32	7.27	5.85
Total Non-Interest Income	19.67	16.2	12.56	11.9	7.87	8.65
Non-Interest Income Growth	19.04%	28.98%	5.55%	51.30%	-9.12%	1.72%
Revenues Before Loan Losses	283.87	213.66	173.76	143.62	113.34	86.67
Provision for Loan Losses	9.71	4.65	12.12	13.89	6.7	2.05
Revenue	274.16	209.01	161.64	129.74	106.64	84.62
Revenue Growth	43.82%	29.31%	24.59%	21.66%	26.03%	18.68%
Salaries and Employee Benefits	93.89	71.01	64.46	66.34	45.57	38.05
Occupancy Expenses	8.46	5.06	4.38	4.25	3.72	3.37
Federal Deposit Insurance	4.92	3.37	2.85	4.71	1.83	1.4
Selling, General & Administrative	57.99	41.16	31.33	46.04	20.2	14.17
Total Non-Interest Expense	166.15	120.61	103.02	121.34	71.32	56.98
EBT Excluding Unusual Items	108.02	88.4	58.62	8.39	35.32	27.63
Other Unusual Items	-	-	-	3.45	1.07	-
Pretax Income	91.75	71.13	58.62	11.84	36.39	27.63
Income Tax Expense	24.8	20.83	16.47	2.02	6.32	6.06
Net Income	66.95	50.3	42.15	9.83	30.07	21.58
Net Income to Common	66.95	50.3	42.15	9.83	30.07	21.58
Net Income Growth	15.01%	19.34%	329.00%	-67.32%	39.35%	53.33%
Basic Shares Outstanding	39	37	39	42	-	-
Diluted Shares Outstanding	40	38	39	42	-	-
Shares Change	5.60%	-4.48%	-6.25%	-	-	-
EPS (Basic)	1.70	1.34	1.07	0.23	-	-
EPS (Diluted)	1.69	1.34	1.07	0.23	-	-
EPS Growth	9.20%	25.23%	365.22%	-	-	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.070	0.140	-	-	-	-
Dividend Growth	0%	-	-	-	-	-
Effective Tax Rate	27.03%	29.28%	28.09%	17.05%	17.38%	21.92%

SEC Filings: 10-K · 10-Q