Nicolet Bankshares, Inc. (NIC)

NYSE: NIC · Real-Time Price · USD

148.90

-0.69 (-0.46%)

At close: Apr 2, 2026, 4:00 PM EDT

146.03

-2.87 (-1.93%)

After-hours: Apr 2, 2026, 4:34 PM EDT

Nicolet Bankshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	150.69	124.06	61.52	94.26	60.65
Depreciation & Amortization	14.99	16.95	18.4	21.93	13.86
Provision for Credit Losses	4.25	3.85	4.99	11.5	14.9
Stock-Based Compensation	7.34	6.64	6.44	7.02	7.31
Net Change in Loans Held-for-Sale	0.77	1.8	0.33	7.53	31.14
Other Adjustments	-22.34	-25.07	26.88	-24.63	-20.7
Changes in Accrued Interest and Accounts Receivable	-5.2	11.74	-5.34	0.07	-10.53
Changes in Accounts Payable	3.04	-6.22	-5.24	-0.28	1.02
Operating Cash Flow	153.54	133.75	107.97	117.4	97.65
Operating Cash Flow Growth	14.79%	23.87%	-8.03%	20.22%	23.77%
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements	-	-	-	9.41	10.97
Net Change in Loans Held-for-Investment	-206.71	-267.75	-168.8	-731.9	-76.43
Net Change in Securities and Investments	-22.67	7.29	766.01	83.84	-662.89
Payments for Business Acquisitions	-	-	-	-28.22	367.8
Proceeds from Business Divestments	-	-	-	147.83	-
Capital Expenditures	-4.09	-16.92	-18.57	-12.23	-12.79
Sale of Property, Plant & Equipment	2.32	0.4	0.37	-	-
Other Investing Activities	0.41	-11.46	12.46	14.91	2.74
Investing Cash Flow	-230.75	-288.44	591.46	-516.36	-370.6
Net Change in Deposits	327.09	205.88	19.05	-147.52	210.38
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-	-	-317	184.13	-
Long-Term Debt Issued	-	-	-	-	103.95
Long-Term Debt Repaid	-27.4	-5.17	-59	-20	-187.96
Net Long-Term Debt Issued (Repaid)	-27.4	-5.17	-59	-20	-84.01
Issuance of Common Stock	9.66	27.25	11.38	3.28	2.38
Repurchase of Common Stock	-89.29	-12.11	-6.03	-61.5	-62.58
Net Common Stock Issued (Repurchased)	-79.63	15.14	5.35	-58.22	-60.2
Common Dividends Paid	-18.66	-16.55	-11.12	-	-
Other Financing Activities	-	-	-	-	-0.79
Financing Cash Flow	201.4	199.3	-362.73	-41.6	65.38
Net Cash Flow	124.19	44.62	336.71	-440.57	-207.57
Free Cash Flow	149.44	116.83	89.41	105.16	84.86
Free Cash Flow Growth	27.91%	30.67%	-14.98%	23.92%	24.60%
FCF Margin	38.54%	33.72%	32.81%	36.72%	40.33%
Free Cash Flow Per Share	9.70	7.58	5.93	7.32	7.61
Levered Free Cash Flow	132.03	124.44	-8.23	83.75	-31.8
Unlevered Free Cash Flow	8.74	5.56	-10.74	9.49	-8.44

Updated Jan 20, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q