Nicolet Bankshares, Inc. (NIC)
NYSE: NIC · Real-Time Price · USD
178.58
+1.17 (0.66%)
Aug 13, 2026, 11:22 AM EDT - Market open
Nicolet Bankshares Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 154.16 | 150.69 | 124.06 | 61.52 | 94.26 | 60.65 |
Depreciation & Amortization | 10.81 | 14.99 | 16.95 | 18.4 | 21.93 | 13.86 |
Provision for Credit Losses | 9.25 | 4.25 | 3.85 | 4.99 | 11.5 | 14.9 |
Stock-Based Compensation | 14.08 | 7.34 | 6.64 | 6.44 | 7.02 | 7.31 |
Net Change in Loans Held-for-Sale | -0.38 | 0.77 | 1.8 | 0.33 | 7.53 | 31.14 |
Other Adjustments | -23.28 | -22.34 | -25.07 | 26.88 | -24.63 | -20.7 |
Changes in Accrued Interest and Accounts Receivable | 18.22 | -5.2 | 11.74 | -5.34 | 0.07 | -10.53 |
Changes in Accounts Payable | -1.07 | 3.04 | -6.22 | -5.24 | -0.28 | 1.02 |
Operating Cash Flow | 182.53 | 153.54 | 133.75 | 107.97 | 117.4 | 97.65 |
Operating Cash Flow Growth | 18.74% | 14.79% | 23.87% | -8.03% | 20.22% | 23.77% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements | - | - | - | - | 9.41 | 10.97 |
Net Change in Loans Held-for-Investment | -11.85 | -206.71 | -267.75 | -168.8 | -731.9 | -76.43 |
Net Change in Securities and Investments | -80.25 | -22.67 | 7.29 | 766.01 | 83.84 | -662.89 |
Cash Acquisitions | 165.64 | - | - | - | -28.22 | 367.8 |
Proceeds from Business Divestments | - | - | - | - | 147.83 | - |
Capital Expenditures | -5.33 | -4.09 | -16.92 | -18.57 | -12.23 | -12.79 |
Sale of Property, Plant & Equipment | - | 2.32 | 0.4 | 0.37 | - | - |
Other Investing Activities | 3.25 | 0.41 | -11.46 | 12.46 | 14.91 | 2.74 |
Investing Cash Flow | 70.73 | -230.75 | -288.44 | 591.46 | -516.36 | -370.6 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Deposits | 47.53 | 327.09 | 205.88 | 19.05 | -147.52 | 210.38 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | - | - | - | -317 | 184.13 | - |
Long-Term Debt Issued | - | - | - | - | - | 103.95 |
Long-Term Debt Repaid | -141.11 | -27.4 | -5.17 | -59 | -20 | -187.96 |
Net Long-Term Debt Issued (Repaid) | -141.11 | -27.4 | -5.17 | -59 | -20 | -84.01 |
Issuance of Common Stock | 7.35 | 9.66 | 27.25 | 11.38 | 3.28 | 2.38 |
Repurchase of Common Stock | -100.34 | -89.29 | -12.11 | -6.03 | -61.5 | -62.58 |
Net Common Stock Issued (Repurchased) | -92.99 | -79.63 | 15.14 | 5.35 | -58.22 | -60.2 |
Common Dividends Paid | -24.09 | -18.66 | -16.55 | -11.12 | - | - |
Other Financing Activities | - | - | - | - | - | -0.79 |
Financing Cash Flow | -210.65 | 201.4 | 199.3 | -362.73 | -41.6 | 65.38 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 42.61 | 124.19 | 44.62 | 336.71 | -440.57 | -207.57 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 177.2 | 149.44 | 116.83 | 89.41 | 105.16 | 84.86 |
Free Cash Flow Growth | 19.90% | 27.91% | 30.67% | -14.98% | 23.92% | 24.60% |
FCF Margin | 34.73% | 38.54% | 33.72% | 32.81% | 36.72% | 40.33% |
Free Cash Flow Per Share | 10.01 | 9.70 | 7.58 | 5.93 | 7.32 | 7.61 |