Nicolet Bankshares, Inc. (NIC)
NYSE: NIC · Real-Time Price · USD
178.58
+1.17 (0.66%)
Aug 13, 2026, 11:22 AM EDT - Market open

Nicolet Bankshares Statistics

Total Valuation

NIC has a market cap or net worth of $3.74 billion. The enterprise value is $3.38 billion.

Market Cap3.74B
Enterprise Value 3.38B

Important Dates

The last earnings date was Tuesday, July 21, 2026, after market close.

Earnings Date Jul 21, 2026
Ex-Dividend Date Sep 1, 2026

Share Statistics

NIC has 20.96 million shares outstanding. The number of shares has increased by 14.17% in one year.

Current Share Class 20.96M
Shares Outstanding 20.96M
Shares Change (YoY) +14.17%
Shares Change (QoQ) +15.89%
Owned by Insiders (%) 5.31%
Owned by Institutions (%) 63.50%
Float 19.78M

Valuation Ratios

The trailing PE ratio is 20.59 and the forward PE ratio is 13.90.

PE Ratio 20.59
Forward PE 13.90
PS Ratio 7.29
Forward PS 6.54
PB Ratio 1.64
P/TBV Ratio 2.84
P/FCF Ratio 21.35
P/OCF Ratio 20.37
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 21.77
EV / Sales 6.58
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 19.27

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 0.53
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 8.91%.

Return on Equity (ROE) 8.91%
Return on Assets (ROA) 1.27%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 7.60%
Revenue Per Employee $357,048
Profits Per Employee $107,877
Employee Count1,429
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, NIC has paid $39.38 million in taxes.

Income Tax 39.38M
Effective Tax Rate 20.35%

Stock Price Statistics

The stock price has increased by +34.66% in the last 52 weeks. The beta is 0.64, so NIC's price volatility has been lower than the market average.

Beta (5Y) 0.64
52-Week Price Change +34.66%
50-Day Moving Average 161.94
200-Day Moving Average 145.10
Relative Strength Index (RSI) 69.22
Average Volume (20 Days) 182,006

Short Selling Information

The latest short interest is 1.11 million, so 5.29% of the outstanding shares have been sold short.

Short Interest 1.11M
Short Previous Month 832,295
Short % of Shares Out 5.29%
Short % of Float 5.60%
Short Ratio (days to cover) 2.51

Income Statement

In the last 12 months, NIC had revenue of $510.22 million and earned $154.16 million in profits. Earnings per share was $8.67.

Revenue510.22M
Gross Profit 510.22M
Operating Income 267.03M
Pretax Income 193.54M
Net Income 154.16M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $8.67
Full Income Statement

Balance Sheet

The company has $455.25 million in cash and $92.75 million in debt, with a net cash position of $362.50 million or $17.30 per share.

Cash & Cash Equivalents 455.25M
Total Debt 92.75M
Net Cash 362.50M
Net Cash Per Share $17.30
Equity (Book Value) 2.27B
Book Value Per Share 108.32
Working Capital -11.97B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $182.53 million and capital expenditures -$8.42 million, giving a free cash flow of $174.11 million.

Operating Cash Flow 182.53M
Capital Expenditures -8.42M
Depreciation & Amortization n/a
Net Borrowing -141.11M
Free Cash Flow 174.11M
FCF Per Share $8.31
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 52.34%
Pretax Margin 37.93%
Profit Margin 30.21%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 34.12%

Dividends & Yields

This stock pays an annual dividend of $1.44, which amounts to a dividend yield of 0.81%.

Dividend Per Share $1.44
Dividend Yield 0.81%
Dividend Growth (YoY) 13.79%
Years of Dividend Growth 2
Payout Ratio 16.60%
Buyback Yield -14.17%
Shareholder Yield -13.36%
Earnings Yield 4.15%
FCF Yield 4.68%
Dividend Details

Analyst Forecast

The average price target for NIC is $191.80, which is 7.40% higher than the current price. The consensus rating is "Buy".

Price Target $191.80
Price Target Difference 7.40%
Analyst Consensus Buy
Analyst Count 6
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4