Nicolet Bankshares, Inc. (NIC)

Nicolet Bankshares Statistics

Total Valuation

NIC has a market cap or net worth of $2.23 billion. The enterprise value is $1.70 billion.

Market Cap	2.23B
Enterprise Value	1.70B

Important Dates

The last earnings date was Tuesday, January 20, 2026, after market close.

Earnings Date	Jan 20, 2026
Ex-Dividend Date	Mar 2, 2026

Share Statistics

NIC has 14.67 million shares outstanding. The number of shares has decreased by -0.08% in one year.

Current Share Class	14.67M
Shares Outstanding	14.67M
Shares Change (YoY)	-0.08%
Shares Change (QoQ)	-0.50%
Owned by Insiders (%)	12.07%
Owned by Institutions (%)	50.81%
Float	12.90M

Valuation Ratios

The trailing PE ratio is 15.53 and the forward PE ratio is 12.58.

PE Ratio	15.53
Forward PE	12.58
PS Ratio	5.87
Forward PS	5.67
PB Ratio	1.77
P/TBV Ratio	2.54
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	11.29
EV / Sales	4.39
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.40%.

Return on Equity (ROE)	12.40%
Return on Assets (ROA)	1.68%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	8.04%
Revenue Per Employee	$405,214
Profits Per Employee	$157,457
Employee Count	957
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NIC has paid $36.27 million in taxes.

Income Tax	36.27M
Effective Tax Rate	19.40%

Stock Price Statistics

The stock price has increased by +29.51% in the last 52 weeks. The beta is 0.78, so NIC's price volatility has been lower than the market average.

Beta (5Y)	0.78
52-Week Price Change	+29.51%
50-Day Moving Average	133.41
200-Day Moving Average	128.69
Relative Strength Index (RSI)	70.55
Average Volume (20 Days)	169,541

Short Selling Information

The latest short interest is 712,620, so 4.86% of the outstanding shares have been sold short.

Short Interest	712,620
Short Previous Month	700,357
Short % of Shares Out	4.86%
Short % of Float	5.53%
Short Ratio (days to cover)	4.63

Income Statement

In the last 12 months, NIC had revenue of $387.79 million and earned $150.69 million in profits. Earnings per share was $9.78.

Revenue	387.79M
Gross Profit	387.79M
Operating Income	198.66M
Pretax Income	186.96M
Net Income	150.69M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$9.78

Balance Sheet

The company has $660.23 million in cash and $134.86 million in debt, with a net cash position of $525.37 million or $35.82 per share.

Cash & Cash Equivalents	660.23M
Total Debt	134.86M
Net Cash	525.37M
Net Cash Per Share	$35.82
Equity (Book Value)	1.26B
Book Value Per Share	85.75
Working Capital	-6.99B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	51.23%
Pretax Margin	48.21%
Profit Margin	38.86%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 0.84%.

Dividend Per Share	$1.28
Dividend Yield	0.84%
Dividend Growth (YoY)	14.29%
Years of Dividend Growth	3
Payout Ratio	13.09%
Buyback Yield	0.08%
Shareholder Yield	0.92%
Earnings Yield	6.77%
FCF Yield	n/a

Analyst Forecast

The average price target for NIC is $163.67, which is 7.78% higher than the current price. The consensus rating is "Buy".

Price Target	$163.67
Price Target Difference	7.78%
Analyst Consensus	Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2