Nicolet Bankshares, Inc. (NIC)

Acelyrin Statistics

Total Valuation

NIC has a market cap or net worth of $1.87 billion. The enterprise value is $1.58 billion.

Market Cap	1.87B
Enterprise Value	1.58B

Important Dates

The last earnings date was Tuesday, July 15, 2025, after market close.

Earnings Date	Jul 15, 2025
Ex-Dividend Date	Jun 2, 2025

Share Statistics

NIC has 14.86 million shares outstanding. The number of shares has increased by 2.35% in one year.

Current Share Class	14.86M
Shares Outstanding	14.86M
Shares Change (YoY)	+2.35%
Shares Change (QoQ)	-1.38%
Owned by Insiders (%)	11.52%
Owned by Institutions (%)	51.59%
Float	13.14M

Valuation Ratios

The trailing PE ratio is 14.44 and the forward PE ratio is 13.34.

PE Ratio	14.44
Forward PE	13.34
PS Ratio	5.25
Forward PS	5.98
PB Ratio	1.58
P/TBV Ratio	2.32
P/FCF Ratio	n/a
P/OCF Ratio	12.17
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	11.67
EV / Sales	4.35
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.89%.

Return on Equity (ROE)	11.89%
Return on Assets (ROA)	1.55%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$372,212
Profits Per Employee	$138,674
Employee Count	978
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NIC has paid $33.34 million in taxes.

Income Tax	33.34M
Effective Tax Rate	19.73%

Stock Price Statistics

The stock price has increased by +25.26% in the last 52 weeks. The beta is 0.77, so NIC's price volatility has been lower than the market average.

Beta (5Y)	0.77
52-Week Price Change	+25.26%
50-Day Moving Average	125.91
200-Day Moving Average	114.77
Relative Strength Index (RSI)	41.76
Average Volume (20 Days)	118,090

Short Selling Information

The latest short interest is 344,949, so 2.32% of the outstanding shares have been sold short.

Short Interest	344,949
Short Previous Month	323,788
Short % of Shares Out	2.32%
Short % of Float	2.62%
Short Ratio (days to cover)	3.01

Income Statement

In the last 12 months, NIC had revenue of $364.02 million and earned $135.62 million in profits. Earnings per share was $8.72.

Revenue	364.02M
Gross Profit	364.02M
Operating Income	179.23M
Pretax Income	140.33M
Net Income	135.62M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$8.72

Balance Sheet

The company has $422.64 million in cash and $134.34 million in debt, giving a net cash position of $288.30 million or $19.41 per share.

Cash & Cash Equivalents	422.64M
Total Debt	134.34M
Net Cash	288.30M
Net Cash Per Share	$19.41
Equity (Book Value)	1.19B
Book Value Per Share	79.74
Working Capital	-7.09B

Cash Flow

Operating Cash Flow	153.73M
Capital Expenditures	-11.25M
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	49.24%
Pretax Margin	46.42%
Profit Margin	37.26%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 1.02%.

Dividend Per Share	$1.28
Dividend Yield	1.02%
Dividend Growth (YoY)	12.62%
Years of Dividend Growth	2
Payout Ratio	13.30%
Buyback Yield	-2.35%
Shareholder Yield	-1.33%
Earnings Yield	7.25%
FCF Yield	n/a

Analyst Forecast

The average price target for NIC is $145.33, which is 15.38% higher than the current price. The consensus rating is "Buy".

Price Target	$145.33
Price Target Difference	15.38%
Analyst Consensus	Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4