Nicolet Bankshares, Inc. (NIC)
NYSE: NIC · Real-Time Price · USD
155.33
-0.72 (-0.46%)
Mar 3, 2026, 2:16 PM EST - Market open

Nicolet Bankshares Statistics

Total Valuation

NIC has a market cap or net worth of $3.32 billion. The enterprise value is $2.81 billion.

Market Cap3.32B
Enterprise Value 2.81B

Important Dates

The next estimated earnings date is Tuesday, April 14, 2026, after market close.

Earnings Date Apr 14, 2026
Ex-Dividend Date Mar 2, 2026

Share Statistics

NIC has 21.37 million shares outstanding. The number of shares has decreased by -0.08% in one year.

Current Share Class 21.37M
Shares Outstanding 21.37M
Shares Change (YoY) -0.08%
Shares Change (QoQ) -0.50%
Owned by Insiders (%) 8.53%
Owned by Institutions (%) 38.26%
Float 19.54M

Valuation Ratios

The trailing PE ratio is 15.83 and the forward PE ratio is 12.94.

PE Ratio 15.83
Forward PE 12.94
PS Ratio 8.60
Forward PS 7.38
PB Ratio 1.83
P/TBV Ratio 3.81
P/FCF Ratio 22.31
P/OCF Ratio 21.72
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 18.67
EV / Sales 7.26
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 18.83

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 0.94
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 12.40%.

Return on Equity (ROE) 12.40%
Return on Assets (ROA) 1.68%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 8.18%
Revenue Per Employee $405,214
Profits Per Employee $157,457
Employee Count957
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, NIC has paid $36.27 million in taxes.

Income Tax 36.27M
Effective Tax Rate 19.40%

Stock Price Statistics

The stock price has increased by +28.58% in the last 52 weeks. The beta is 0.78, so NIC's price volatility has been lower than the market average.

Beta (5Y) 0.78
52-Week Price Change +28.58%
50-Day Moving Average 140.87
200-Day Moving Average 131.23
Relative Strength Index (RSI) 54.64
Average Volume (20 Days) 233,512

Short Selling Information

The latest short interest is 869,269, so 4.07% of the outstanding shares have been sold short.

Short Interest 869,269
Short Previous Month 712,620
Short % of Shares Out 4.07%
Short % of Float 4.45%
Short Ratio (days to cover) 4.80

Income Statement

In the last 12 months, NIC had revenue of $387.79 million and earned $150.69 million in profits. Earnings per share was $9.78.

Revenue387.79M
Gross Profit 387.79M
Operating Income 198.66M
Pretax Income 186.96M
Net Income 150.69M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $9.78
Full Income Statement

Balance Sheet

The company has $660.23 million in cash and $139.98 million in debt, with a net cash position of $520.25 million or $24.35 per share.

Cash & Cash Equivalents 660.23M
Total Debt 139.98M
Net Cash 520.25M
Net Cash Per Share $24.35
Equity (Book Value) 1.26B
Book Value Per Share 85.08
Working Capital -7.04B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $153.54 million and capital expenditures -$4.09 million, giving a free cash flow of $149.44 million.

Operating Cash Flow 153.54M
Capital Expenditures -4.09M
Free Cash Flow 149.44M
FCF Per Share $6.99
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 51.23%
Pretax Margin 48.21%
Profit Margin 38.86%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 38.54%

Dividends & Yields

This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 0.83%.

Dividend Per Share $1.28
Dividend Yield 0.83%
Dividend Growth (YoY) 14.29%
Years of Dividend Growth 3
Payout Ratio 13.09%
Buyback Yield 0.08%
Shareholder Yield 0.90%
Earnings Yield 4.52%
FCF Yield 4.48%
Dividend Details

Analyst Forecast

The average price target for NIC is $176.00, which is 13.31% higher than the current price. The consensus rating is "Strong Buy".

Price Target $176.00
Price Target Difference 13.31%
Analyst Consensus Strong Buy
Analyst Count 3
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4