National Bankshares, Inc. (NKSH)

National Bankshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	45.56	36.31	37.28	47.03	44.99
Net Interest Income Growth	25.47%	-2.61%	-20.72%	4.53%	2.23%
Non-Interest Income	10	9.05	9.36	12.4	8.43
Non-Interest Income Growth	10.57%	-3.34%	-24.53%	47.17%	6.07%
Revenues Before Loan Losses	55.56	45.36	46.64	59.43	53.41
Provision for Credit Losses	-0.02	1.23	-1.26	0.71	-0.4
Revenue	55.58	44.13	47.9	58.72	53.81
Revenue Growth (YoY)	25.94%	-7.88%	-18.42%	9.13%	7.71%
Compensation Expenses	20.86	19.18	17.32	16.52	15.75
Selling, General & Admin	8.78	8.07	8.04	6.6	5.3
Other Non-Interest Expenses	6.78	7.76	3.87	3.84	5.03
Total Non-Interest Expense	36.41	35.01	29.23	26.96	26.08
Pretax Income	19.17	9.12	18.68	31.76	24.63
Net Income	15.83	7.62	15.69	25.93	20.38
Net Income to Common	15.83	7.62	15.69	25.93	20.38
Net Income Growth	107.61%	-51.42%	-39.49%	27.23%	26.78%
Shares Outstanding (Basic)	6	6	6	6	6
Shares Outstanding (Diluted)	6	6	6	6	6
Shares Change (YoY)	3.23%	4.65%	-1.66%	-3.55%	-4.22%
EPS (Basic)	2.49	1.24	2.66	4.33	3.28
EPS (Diluted)	2.49	1.24	2.66	4.33	3.28
EPS Growth	100.81%	-53.38%	-38.57%	32.01%	32.26%
Shares Outstanding	6.37	6.36	5.89	5.89	6.06
Free Cash Flow	15.15	6.18	14.03	28.24	22.56
Free Cash Flow Growth	145.10%	-55.94%	-50.32%	25.19%	88.48%
Free Cash Flow Per Share	2.38	1.00	2.38	4.72	3.63
Dividends Per Share	1.510	1.510	1.510	1.500	1.440
Dividend Growth	-	-	0.67%	4.17%	3.60%
Profit Margin	28.47%	17.27%	32.76%	44.16%	37.88%
FCF Margin	27.26%	14.01%	29.29%	48.10%	41.92%
EBITDA	2.52	2.21	1.83	1.87	2.32
EBITDA Margin	4.54%	5.00%	3.82%	3.18%	4.32%

Updated Jan 22, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q