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National Bankshares, Inc. (NKSH)
NASDAQ: NKSH · Real-Time Price · USD
36.64
+0.76 (2.12%)
Jul 24, 2026, 4:00 PM EDT - Market closed

National Bankshares Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
17.5715.837.6215.6925.9320.38
Depreciation & Amortization
2.542.522.211.831.872.32
Provision for Credit Losses
-0.37-0.021.23-1.260.71-0.4
Stock-Based Compensation
0.210.190.130.04--
Net Change in Loans Held-for-Sale
0.330.62-0.21-0.410.620.25
Other Adjustments
-3.3-2.380.463.1-0.78-0.74
Changes in Accrued Interest and Accounts Receivable
-0.33-0.070.18-0.31-0.9-0.08
Changes in Accounts Payable
0.170.12-0.091.310.06-0.01
Changes in Other Operating Activities
1.091.07-2.09-4.4821.15
Operating Cash Flow
18.6217.899.4415.5229.522.88
Operating Cash Flow Growth
128.12%89.55%-39.20%-47.38%28.92%65.90%

Investing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Change in Loans Held-for-Investment
9.71-9.65-13.61-4.11-49.66-34.92
Net Change in Securities and Investments
54.46-26.7925.5457.72-78.71-154.07
Proceeds from Business Divestments
--6.9---
Capital Expenditures
-2-2.74-3.26-1.49-1.26-0.32
Sale of Property, Plant & Equipment
-00.05-0.01-
Other Investing Activities
-0.02-0.171.07-0.1-3.93
Investing Cash Flow
-41.29-39.1815.7953.19-129.71-193.25

Financing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Change in Deposits
-28.11-17.9710.78-38.7548.14197.44
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements
-50--5.23---
Repurchase of Common Stock
-----6.34-13.35
Net Common Stock Issued (Repurchased)
-----6.34-13.35
Common Dividends Paid
--9.61-9.26-14.78-8.95-8.81
Financing Cash Flow
-37.72-27.58-3.71-53.5432.85175.28

Net Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
-60.38-48.8721.5115.17-67.364.92

Free Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
16.6215.156.1814.0328.2422.56
Free Cash Flow Growth
290.14%145.10%-55.94%-50.32%25.19%88.48%
FCF Margin
28.45%27.26%14.01%29.29%48.10%41.92%
Free Cash Flow Per Share
2.612.381.002.384.723.63
SEC Filings: 10-K · 10-Q