National Bankshares, Inc. (NKSH)
NASDAQ: NKSH · Real-Time Price · USD
40.95
+0.04 (0.10%)
Oct 29, 2026, 4:00 PM EDT - Market closed
National Bankshares Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 30.11 | 59.25 | 108.12 | 86.6 | 71.43 | 138.79 |
Investment Securities | 619.9 | 446.74 | 463.6 | 468.45 | 495.38 | 479.91 |
Mortgage-Backed Securities | - | 207.64 | 138.3 | 150.15 | 161.48 | 206.17 |
Total Investments | 619.9 | 654.38 | 601.9 | 618.6 | 656.85 | 686.08 |
Gross Loans | 1,018 | 999.93 | 988.61 | 857.18 | 853.19 | 803.73 |
Allowance for Loan Losses | -10.12 | -9.89 | -10.26 | -9.09 | -8.23 | -7.67 |
Other Adjustments to Gross Loans | -0.85 | -0.62 | -0.66 | -0.53 | -0.45 | -0.48 |
Net Loans | 1,007 | 989.42 | 977.69 | 847.55 | 844.52 | 795.57 |
Property, Plant & Equipment | 18.04 | 20.32 | 18.13 | 12.21 | 11.79 | 11.25 |
Goodwill | 10.72 | 10.72 | 10.72 | 5.85 | 5.85 | 5.85 |
Other Intangible Assets | 1.24 | 1.49 | 1.86 | - | - | - |
Loans Held for Sale | 0.42 | - | 0.62 | 0.41 | - | 0.62 |
Accrued Interest Receivable | 7.31 | 6.54 | 6.47 | 6.31 | 6 | 5.1 |
Long-Term Deferred Tax Assets | - | 9.91 | 16.38 | 16.32 | 21.56 | 0.26 |
Other Real Estate Owned & Foreclosed | - | - | - | - | 0.66 | 0.96 |
Other Long-Term Assets | 88.19 | 72.48 | 69.76 | 61.52 | 58.9 | 57.69 |
Total Assets | 1,783 | 1,825 | 1,812 | 1,655 | 1,678 | 1,702 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 1,258 | 1,235 | 1,267 | 1,157 | 1,196 | 1,163 |
Institutional Deposits | - | 78.98 | 87.64 | 65.78 | 18.61 | 14.6 |
Non-Interest Bearing Deposits | 318.75 | 313.02 | 290.09 | 281.22 | 327.71 | 317.43 |
Total Deposits | 1,577 | 1,627 | 1,645 | 1,504 | 1,543 | 1,495 |
Current Portion of Leases | - | 0.56 | - | - | - | - |
Accrued Interest Payable | 1.57 | 1.58 | 1.46 | 1.42 | 0.11 | 0.05 |
Long-Term Leases | - | 1.48 | 1.52 | 1.13 | 1.44 | 1.56 |
Other Long-Term Liabilities | 10.21 | 9.05 | 7.49 | 8.33 | 10.59 | 14.23 |
Total Liabilities | 1,607 | 1,640 | 1,655 | 1,515 | 1,555 | 1,510 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 22.19 | 22.02 | 21.83 | 7.4 | 7.36 | 7.58 |
Retained Earnings | 213.28 | 202.56 | 196.34 | 197.98 | 199.09 | 188.23 |
Comprehensive Income & Other | -59.13 | -39.67 | -61.77 | -64.87 | -83.77 | -4.06 |
Shareholders' Equity | 176.34 | 184.91 | 156.41 | 140.52 | 122.69 | 191.75 |
Total Liabilities & Equity | 1,783 | 1,825 | 1,812 | 1,655 | 1,678 | 1,702 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 17.9 | 2.04 | 1.52 | 1.13 | 1.44 | 1.56 |
Net Cash (Debt) | 12.21 | 57.21 | 106.59 | 85.48 | 69.99 | 137.23 |
Net Cash Growth | - | -46.33% | 24.71% | 22.13% | -49.00% | 4.08% |
Net Cash Per Share | 1.92 | 8.99 | 17.29 | 14.51 | 11.68 | 22.10 |
Filing Date Shares Outstanding | 6.37 | 6.36 | 6.36 | 5.89 | 5.89 | 6.02 |
Total Common Shares Outstanding | 6.37 | 6.36 | 6.36 | 5.89 | 5.89 | 6.06 |
Book Value Per Share | 27.70 | 29.06 | 24.60 | 23.86 | 20.83 | 31.62 |
Tangible Book Value | 164.38 | 172.7 | 143.83 | 134.67 | 116.84 | 185.9 |
Tangible Book Value Per Share | 25.82 | 27.14 | 22.62 | 22.87 | 19.84 | 30.66 |