National Bankshares, Inc. (NKSH)

NASDAQ: NKSH · Real-Time Price · USD

36.64

+0.76 (2.12%)

Jul 24, 2026, 4:00 PM EDT - Market closed

National Bankshares Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	54	55.58	44.13	47.9	58.72	53.81
Revenue Growth	7.76%	25.94%	-7.88%	-18.42%	9.13%	7.71%
Net Income	24.74	15.83	7.62	18.68	31.76	24.63
Earnings Per Share	3.18	2.49	1.24	2.66	4.33	3.28
EPS Growth	79.66%	100.81%	-53.38%	-38.57%	32.01%	32.26%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	54.56	59.25	108.12	86.6	71.43	138.79
Total Debt	0	0	0	0	0	0
Net Cash (Debt)	-0	-0	-0	-0	-0	-0
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-	-	-	-	-	-

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	18.62	17.89	9.44	15.52	29.5	22.88
Capital Expenditures	-2	-2.74	-3.26	-1.49	-1.26	-0.32
Free Cash Flow	16.62	15.15	6.18	14.03	28.24	22.56
Free Cash Flow Growth	290.14%	145.10%	-55.94%	-50.32%	25.19%	88.48%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	45.81%	34.48%	20.67%	38.99%	54.09%	45.78%
Profit Margin	45.81%	28.47%	17.27%	38.98%	54.09%	45.78%
FCF Margin	0.00%	27.26%	14.01%	29.29%	48.10%	41.92%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.510	1.510	1.510	1.510	1.500	1.440
Dividend Per Share Growth	1.32%	0%	0%	0.67%	4.17%	3.60%
Dividend Yield	4.12%	4.51%	5.24%	7.76%	3.71%	3.96%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	11.49	13.47	23.15	12.16	9.31	10.93
Forward PE	11.10	12.15	13.11	16.34	9.71	12.40
P/FCF Ratio	14.03	14.09	29.55	13.59	8.40	9.63
PS Ratio	3.85	3.84	4.14	3.98	4.04	4.04