National Bankshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	47.93	45.56	36.31	37.28	47.03	44.99
Net Interest Income Growth	24.94%	25.47%	-2.61%	-20.72%	4.53%	2.23%
Non-Interest Income	10.12	10	9.05	9.36	12.4	8.43
Non-Interest Income Growth	8.15%	10.57%	-3.34%	-24.53%	47.17%	6.07%
Revenues Before Loan Losses	58.06	55.56	45.36	46.64	59.43	53.41
Provision for Credit Losses	-0.37	-0.02	1.23	-1.26	0.71	-0.4
Revenue	58.42	55.58	44.13	47.9	58.72	53.81
Revenue Growth (YoY)	26.42%	25.94%	-7.88%	-18.42%	9.13%	7.71%
Compensation Expenses	21.5	20.86	19.18	17.32	16.52	15.75
Selling, General & Admin	8.94	8.78	8.07	8.04	6.6	5.3
Other Non-Interest Expenses	6.67	6.78	7.76	3.87	3.84	5.03
Total Non-Interest Expense	37.11	36.41	35.01	29.23	26.96	26.08
Pretax Income	21.31	19.17	9.12	18.68	31.76	24.63
Provision for Income Taxes	2.78	3.34	1.5	-	-	-
Net Income	18.53	15.83	7.62	18.68	31.76	24.63
Net Income to Common	18.53	15.83	7.62	18.68	31.76	24.63
Net Income Growth	88.28%	107.61%	-59.18%	-41.21%	28.95%	28.61%
Shares Outstanding (Basic)	6	6	6	6	6	6
Shares Outstanding (Diluted)	6	6	6	6	6	6
Shares Change (YoY)	1.39%	3.23%	4.65%	-1.66%	-3.55%	-4.21%
EPS (Basic)	2.76	2.49	1.24	2.66	4.33	3.28
EPS (Diluted)	2.75	2.49	1.24	2.66	4.33	3.28
EPS Growth	102.21%	100.81%	-53.38%	-38.57%	32.01%	32.26%
Shares Outstanding	6.37	6.37	6.36	5.89	5.89	6.06
Free Cash Flow	16.62	15.15	6.18	14.03	28.24	22.56
Free Cash Flow Growth	9.69%	145.10%	-55.94%	-50.32%	25.19%	88.48%
Free Cash Flow Per Share	2.61	2.38	1.00	2.38	4.72	3.63
Dividends Per Share	1.510	1.510	1.510	1.510	1.500	1.440
Dividend Growth	-	-	-	0.67%	4.17%	3.60%
Profit Margin	12.44%	28.47%	17.27%	38.98%	54.09%	45.78%
FCF Margin	28.45%	27.26%	14.01%	29.29%	48.10%	41.92%
EBITDA	2.54	2.52	2.21	1.83	1.87	2.32
EBITDA Margin	4.35%	4.54%	5.00%	3.82%	3.18%	4.32%
Effective Tax Rate	13.04%	17.43%	16.43%	0.00%	0.00%	0.00%

Updated May 13, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q