National Bankshares, Inc. (NKSH)

National Bankshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	42.31	108.12	86.6	71.43	138.79	13.15
Investment Securities	630.48	463.6	468.45	495.38	479.91	418.29
Mortgage-Backed Securities	-	138.3	150.15	161.48	206.17	249.18
Total Investments	630.48	601.9	618.6	656.85	686.08	667.47
Gross Loans	1,017	988.61	857.18	853.19	803.73	770.03
Allowance for Loan Losses	-10.58	-10.26	-9.09	-8.23	-7.67	-8.48
Other Adjustments to Gross Loans	-0.54	-0.66	-0.53	-0.45	-0.48	-1.23
Net Loans	1,006	977.69	847.55	844.52	795.57	760.32
Property, Plant & Equipment	19.81	18.18	12.21	11.79	11.25	12.03
Goodwill	10.72	10.72	5.85	5.85	5.85	5.85
Other Intangible Assets	1.58	1.86	-	-	-	-
Loans Held for Sale	0.54	0.62	0.41	-	0.62	0.87
Accrued Interest Receivable	6.68	6.47	6.31	6	5.1	5.03
Long-Term Deferred Tax Assets	-	16.38	16.32	21.56	0.26	-
Other Real Estate Owned & Foreclosed	-	-	-	0.66	0.96	1.55
Other Long-Term Assets	84.48	69.7	61.52	58.9	57.69	53.41
Total Assets	1,802	1,812	1,655	1,678	1,702	1,520
Interest Bearing Deposits	1,249	1,267	1,157	1,196	1,163	1,007
Institutional Deposits	-	87.64	65.78	18.61	14.6	13.18
Non-Interest Bearing Deposits	312.58	290.09	281.22	327.71	317.43	276.79
Total Deposits	1,562	1,645	1,504	1,543	1,495	1,297
Current Portion of Leases	-	0.37	-	-	-	-
Accrued Interest Payable	1.62	1.46	1.42	0.11	0.05	0.06
Long-Term Leases	-	1.16	1.13	1.44	1.56	2.02
Pension & Post-Retirement Benefits	-	-	-	-	-	2.44
Other Long-Term Liabilities	9.67	7.49	8.33	10.59	14.23	17.41
Total Liabilities	1,623	1,655	1,515	1,555	1,510	1,319
Common Stock	21.97	21.83	7.4	7.36	7.58	8.04
Retained Earnings	201.64	196.34	197.98	199.09	188.23	189.55
Comprehensive Income & Other	-44.4	-61.77	-64.87	-83.77	-4.06	3.02
Shareholders' Equity	179.22	156.41	140.52	122.69	191.75	200.61
Total Liabilities & Equity	1,802	1,812	1,655	1,678	1,702	1,520
Total Debt	50	1.52	1.13	1.44	1.56	2.02
Net Cash (Debt)	-7.7	106.59	85.48	69.99	137.23	131.86
Net Cash Growth	-	24.71%	22.13%	-49.00%	4.08%	55.34%
Net Cash Per Share	-1.21	17.29	14.51	11.68	22.10	20.34
Filing Date Shares Outstanding	6.36	6.36	5.89	5.89	6.02	6.39
Total Common Shares Outstanding	6.36	6.36	5.89	5.89	6.06	6.43
Book Value Per Share	28.17	24.60	23.86	20.83	31.62	31.19
Tangible Book Value	166.92	143.83	134.67	116.84	185.9	194.76
Tangible Book Value Per Share	26.24	22.62	22.87	19.84	30.66	30.28

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q