National Bankshares, Inc. (NKSH)

National Bankshares Statistics

Total Valuation

NKSH has a market cap or net worth of $182.11 million. The enterprise value is $189.81 million.

Market Cap	182.11M
Enterprise Value	189.81M

Important Dates

The last earnings date was Thursday, October 23, 2025, after market close.

Earnings Date	Oct 23, 2025
Ex-Dividend Date	May 27, 2025

Share Statistics

NKSH has 6.36 million shares outstanding. The number of shares has increased by 5.32% in one year.

Current Share Class	6.36M
Shares Outstanding	6.36M
Shares Change (YoY)	+5.32%
Shares Change (QoQ)	+0.03%
Owned by Insiders (%)	4.07%
Owned by Institutions (%)	32.45%
Float	6.09M

Valuation Ratios

The trailing PE ratio is 14.02 and the forward PE ratio is 10.37.

PE Ratio	14.02
Forward PE	10.37
PS Ratio	3.50
Forward PS	3.72
PB Ratio	1.02
P/TBV Ratio	1.09
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	14.57
EV / Sales	3.65
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.51%.

Return on Equity (ROE)	7.51%
Return on Assets (ROA)	0.73%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$212,163
Profits Per Employee	$53,159
Employee Count	245
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NKSH has paid $2.60 million in taxes.

Income Tax	2.60M
Effective Tax Rate	16.63%

Stock Price Statistics

The stock price has decreased by -4.09% in the last 52 weeks. The beta is 0.67, so NKSH's price volatility has been lower than the market average.

Beta (5Y)	0.67
52-Week Price Change	-4.09%
50-Day Moving Average	29.76
200-Day Moving Average	28.00
Relative Strength Index (RSI)	47.60
Average Volume (20 Days)	8,299

Short Selling Information

The latest short interest is 80,426, so 1.26% of the outstanding shares have been sold short.

Short Interest	80,426
Short Previous Month	81,153
Short % of Shares Out	1.26%
Short % of Float	1.32%
Short Ratio (days to cover)	10.67

Income Statement

In the last 12 months, NKSH had revenue of $51.98 million and earned $13.02 million in profits. Earnings per share was $2.04.

Revenue	51.98M
Gross Profit	51.98M
Operating Income	16.88M
Pretax Income	15.62M
Net Income	13.02M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.04

Balance Sheet

The company has $42.31 million in cash and $50.00 million in debt, giving a net cash position of -$7.70 million or -$1.21 per share.

Cash & Cash Equivalents	42.31M
Total Debt	50.00M
Net Cash	-7.70M
Net Cash Per Share	-$1.21
Equity (Book Value)	179.22M
Book Value Per Share	28.17
Working Capital	-1.51B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	32.47%
Pretax Margin	30.05%
Profit Margin	25.06%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.51, which amounts to a dividend yield of 5.27%.

Dividend Per Share	$1.51
Dividend Yield	5.27%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	73.94%
Buyback Yield	-5.32%
Shareholder Yield	-0.08%
Earnings Yield	7.15%
FCF Yield	n/a

Analyst Forecast

The average price target for NKSH is $38.00, which is 31.72% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$38.00
Price Target Difference	31.72%
Analyst Consensus	Strong Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 3, 2006. It was a forward split with a ratio of 2:1.

Last Split Date	Apr 3, 2006
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2