NI Holdings, Inc. (NODK)

NI Holdings Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jan 21, 2025	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	304	267	280	402	350	380
Market Cap Growth	20.58%	-4.64%	-30.19%	14.77%	-7.94%	8.05%
Enterprise Value	267	236	228	358	282	358
PE Ratio	-	-	-	47.71	8.66	14.39
PS Ratio	0.79	0.73	0.86	1.24	1.14	1.40
PB Ratio	1.26	1.07	1.11	1.16	1.00	1.23
P/FCF Ratio	10.00	10.69	-	14.12	6.94	15.59
P/OCF Ratio	9.68	10.29	-	13.77	6.86	14.81
EV/Sales Ratio	0.68	0.65	0.70	1.11	0.92	1.32
EV/EBITDA Ratio	4771.18	62.60	-	28.71	5.23	9.94
EV/EBIT Ratio	-	94.77	-	31.67	5.34	10.60
EV/FCF Ratio	8.77	9.45	-	12.59	5.60	14.70
Debt / Equity Ratio	0.01	0.01	-	-	-	-
Debt / EBITDA Ratio	4.21	0.49	-	-	-	-
Debt / FCF Ratio	0.06	0.08	-	-	-	-
Quick Ratio	0.49	0.37	0.38	0.44	0.65	0.58
Current Ratio	0.54	0.51	0.50	0.52	0.69	0.62
Asset Turnover	0.64	0.58	0.51	0.51	0.54	0.56
Return on Equity (ROE)	-3.61%	-2.08%	-17.91%	2.39%	12.55%	9.05%
Return on Assets (ROA)	-0.13%	0.25%	-6.82%	1.11%	5.86%	4.37%
Return on Capital (ROIC)	-0.33%	0.62%	-14.37%	2.03%	10.02%	7.22%
Earnings Yield	-3.05%	-2.05%	-18.94%	2.10%	11.54%	6.95%
FCF Yield	10.00%	9.35%	-11.26%	7.08%	14.40%	6.41%
Buyback Yield / Dilution	1.47%	0.82%	1.49%	1.30%	1.45%	0.54%
Total Shareholder Return	1.47%	0.82%	1.49%	1.30%	1.45%	0.54%

Source: S&P Capital IQ. Insurance template. Financial Sources.