NI Holdings, Inc. (NODK)

NASDAQ: NODK · Real-Time Price · USD

15.28

-0.27 (-1.74%)

Aug 7, 2026, 12:55 PM EDT - Market open

NI Holdings Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	273.22	285.05	325.2	304.02	267.78	323.97
Revenue Growth	-15.19%	-12.35%	6.97%	13.53%	-17.34%	5.75%
Net Income	-4.37	-10.41	-6.06	-5.73	-52.42	8.42
Earnings Per Share	-0.20	-0.50	-0.29	-0.26	-2.49	0.39
EPS Growth	-	-	-	-	-	-78.80%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Unallocated Net Investment Income	11.52	11.7	10.94	8.03	6.64	7.13
Unallocated Net Investment Gains (Losses)	2.53	1.7	2.21	1.93	-11.98	15.48
Unallocated Fee and Other Income	0.9	1	1.94	1.94	0.55	0.5
Private Passenger Auto	90.67	91.03	90.31	83.36	77.61	72.53
Non-Standard Auto	34.35	50	95.23	87.76	67.74	59.87
Home and Farm	95.89	93.92	90.76	83.39	78.38	73.79
Crop	21.37	21.67	21.14	25.82	34.72	26.85
All Other	15.99	14.04	12.67	11.79	14.12	10.55
Total	273.22	285.05	325.2	304.02	267.78	323.97

Cash & Debt

Selected indicators aren't available for this stock.

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-27.03	-4.86	25.58	31.2	23.39	29.17
Capital Expenditures	-0.24	-0.22	-0.99	-0.66	-0.88	-0.74
Free Cash Flow	-27.27	-5.08	24.58	30.54	22.51	28.43
Free Cash Flow Growth	-	-	-19.49%	35.64%	-20.81%	-43.59%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	-1.60%	-4.33%	3.12%	6.76%	-19.75%	3.49%
Profit Margin	-1.60%	-3.65%	-1.86%	-1.80%	-19.83%	2.57%
FCF Margin	-9.98%	-1.78%	7.56%	10.04%	8.41%	8.78%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 7, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	-	-	-	-	-	48.49
P/FCF Ratio	-	-	13.20	8.76	12.42	14.11
PS Ratio	1.14	0.96	1.00	0.88	1.04	1.24