NI Holdings, Inc. (NODK)
NASDAQ: NODK · Real-Time Price · USD
15.21
-0.04 (-0.26%)
At close: Aug 28, 2026, 4:00 PM EDT
15.21
0.00 (0.00%)
After-hours: Aug 28, 2026, 4:10 PM EDT
NI Holdings Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 267.4 | 285.05 | 325.2 | 304.02 | 267.78 | 323.97 |
Revenue Growth | -13.85% | -12.35% | 6.97% | 13.53% | -17.34% | 5.75% |
Operating Income Operating Income Growth | 11.19 | -12.33 | 12.77 | 20.55 | -52.88 | 11.31 |
Net Income Net Income Growth | 7.83 | -10.41 | -6.06 | -5.48 | -53.1 | 8.42 |
Earnings Per Share EPS Growth | 0.37 | -0.50 | -0.29 | -0.26 | -2.49 | 0.39 |
EPS Growth | 431.76% | - | - | - | - | -78.80% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Non-Standard Auto Non-Standard Auto Growth | 20.79 | 50 | 95.23 | 87.76 | 67.74 | 59.87 |
All Other All Other Growth | 17.79 | 14.04 | 12.67 | 11.79 | 14.12 | 10.55 |
Home and Farm Home and Farm Growth | 100.7 | 93.92 | 90.76 | 83.39 | 78.38 | 73.79 |
Crop Crop Growth | 21.17 | 21.67 | 21.14 | 25.82 | 34.72 | 26.85 |
Private Passenger Auto Private Passenger Auto Growth | 89.84 | 91.03 | 90.31 | 83.36 | 77.61 | 72.53 |
Unallocated Net Investment Income Unallocated Net Investment Income Growth | 11.18 | 11.7 | 10.94 | 8.03 | 6.64 | 7.13 |
Unallocated Net Investment Gains (Losses) Unallocated Net Investment Gains (Losses) Growth | 5 | 1.7 | 2.21 | 1.93 | -11.98 | 15.48 |
Unallocated Fee and Other Income Unallocated Fee and Other Income Growth | 0.93 | 1 | 1.94 | 1.94 | 0.55 | 0.5 |
Total Total Growth | 267.4 | 285.05 | 325.2 | 304.02 | 267.78 | 323.97 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 51.61 | 51.72 | 50.93 | 41.04 | 47 | 70.62 |
Total Debt Total Debt Growth | 1.16 | 1.39 | - | - | - | - |
Net Cash (Debt) Net Cash Growth | 50.45 | 50.33 | 50.93 | 41.04 | 47 | 70.62 |
Net Cash Growth | -8.56% | -1.18% | 24.11% | -12.69% | -33.45% | -30.13% |
Net Cash Per Share Net Cash Per Share Growth | 2.41 | 2.40 | 2.41 | 1.93 | 2.20 | 3.26 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -32.52 | -15.27 | 18.08 | 23.45 | -21.81 | 29.17 |
Capital Expenditures CapEx Growth | -0.1 | -0.22 | -0.99 | -0.66 | -0.88 | -0.74 |
Free Cash Flow Free Cash Flow Growth | -32.61 | -15.49 | 17.09 | 22.79 | -22.69 | 28.43 |
Free Cash Flow Growth | - | - | -25.04% | - | - | -43.59% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 4.18% | -4.32% | 3.93% | 6.76% | -19.75% | 3.49% |
Pretax Margin | 4.18% | -4.33% | 3.12% | 6.76% | -19.75% | 3.49% |
Profit Margin | 2.93% | -3.65% | -1.86% | -1.80% | -19.83% | 2.60% |
FCF Margin | -12.20% | -5.43% | 5.25% | 7.50% | -8.47% | 8.77% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 28, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 40.69 | - | - | - | - | 47.71 |
P/FCF Ratio | - | - | 18.97 | 11.73 | - | 14.12 |
PS Ratio | 1.16 | 0.96 | 1.00 | 0.88 | 1.05 | 1.24 |