NI Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenues Before Loan Losses	285.05	325.2	304.02	267.78	323.97
Revenue	285.05	325.2	304.02	267.78	323.97
Revenue Growth (YoY)	-12.35%	6.97%	13.53%	-17.34%	5.75%
Selling, General & Admin	36.6	33.71	29.33	25.3	31.72
Other Non-Interest Expenses	260.78	281.35	254.15	295.36	280.95
Total Non-Interest Expense	297.38	315.06	283.47	320.66	312.67
Pretax Income	-12.33	10.15	20.55	-52.88	11.31
Provision for Income Taxes	-1.92	3.55	0.72	-14.19	2.97
Net Income	-10.41	-6.06	-5.73	-52.42	8.42
Minority Interest in Earnings	-	-	0.25	-0.68	-0.08
Earnings From Discontinued Operations	-	-12.66	-25.06	-15.09	-
Net Income to Common	-10.41	-6.06	-5.73	-52.42	8.42
Net Income Growth	-	-	-	-	-79.16%
Shares Outstanding (Basic)	21	21	21	21	21
Shares Outstanding (Diluted)	21	21	21	21	22
Shares Change (YoY)	-0.46%	-0.69%	-0.46%	-1.49%	-1.30%
EPS (Basic)	-0.50	-0.29	-0.26	-2.49	0.39
EPS (Diluted)	-0.50	-0.29	-0.26	-2.49	0.39
EPS Growth	-	-	-	-	-78.80%
Shares Outstanding	20.55	20.67	20.6	21.08	21.22
Free Cash Flow	-5.08	24.58	30.54	22.51	28.43
Free Cash Flow Growth	-	-19.49%	35.64%	-20.81%	-43.59%
Free Cash Flow Per Share	-0.24	1.17	1.44	1.06	1.31
Profit Margin	-3.65%	-1.86%	-1.80%	-19.83%	2.57%
FCF Margin	-1.78%	7.56%	10.04%	8.41%	8.78%
EBITDA	0.79	0.68	0.73	0.65	1.17
EBITDA Margin	0.28%	0.21%	0.24%	0.24%	0.36%
Effective Tax Rate	15.54%	34.94%	3.48%	26.84%	26.30%

Updated Mar 6, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q