NI Holdings, Inc. (NODK)
NASDAQ: NODK · Real-Time Price · USD
15.21
-0.04 (-0.26%)
At close: Aug 28, 2026, 4:00 PM EDT
15.21
0.00 (0.00%)
After-hours: Aug 28, 2026, 4:10 PM EDT

NI Holdings Statistics

Total Valuation

NI Holdings has a market cap or net worth of $310.36 million. The enterprise value is $259.90 million.

Market Cap310.36M
Enterprise Value 259.90M

Important Dates

The last earnings date was Friday, August 7, 2026, after market close.

Earnings Date Aug 7, 2026
Ex-Dividend Date n/a

Share Statistics

NI Holdings has 20.40 million shares outstanding. The number of shares has decreased by -0.93% in one year.

Current Share Class 20.40M
Shares Outstanding 20.40M
Shares Change (YoY) -0.93%
Shares Change (QoQ) -0.29%
Owned by Insiders (%) 0.75%
Owned by Institutions (%) 17.49%
Float 6.05M

Valuation Ratios

The trailing PE ratio is 40.69.

PE Ratio 40.69
Forward PE n/a
PS Ratio 1.16
Forward PS n/a
PB Ratio 1.25
P/TBV Ratio 1.25
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 33.24
EV / Sales 0.97
EV / EBITDA 21.83
EV / EBIT 23.27
EV / FCF n/a

Financial Position

The company has a current ratio of 0.58, with a Debt / Equity ratio of 0.00.

Current Ratio 0.58
Quick Ratio 0.53
Debt / Equity 0.00
Debt / EBITDA 0.09
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 3.18% and return on invested capital (ROIC) is 3.12%.

Return on Equity (ROE) 3.18%
Return on Assets (ROA) 1.20%
Return on Invested Capital (ROIC) 3.12%
Return on Capital Employed (ROCE) 4.47%
Weighted Average Cost of Capital (WACC) 6.17%
Revenue Per Employee $1.55M
Profits Per Employee $45,535
Employee Count172
Asset Turnover 0.46
Inventory Turnover n/a

Taxes

In the past 12 months, NI Holdings has paid $3.35 million in taxes.

Income Tax 3.35M
Effective Tax Rate 29.98%

Stock Price Statistics

The stock price has increased by +14.36% in the last 52 weeks. The beta is 0.35, so NI Holdings's price volatility has been lower than the market average.

Beta (5Y) 0.35
52-Week Price Change +14.36%
50-Day Moving Average 15.61
200-Day Moving Average 14.03
Relative Strength Index (RSI) 44.89
Average Volume (20 Days) 19,125

Short Selling Information

The latest short interest is 70,661, so 0.35% of the outstanding shares have been sold short.

Short Interest 70,661
Short Previous Month 63,423
Short % of Shares Out 0.35%
Short % of Float 1.17%
Short Ratio (days to cover) 3.52

Income Statement

In the last 12 months, NI Holdings had revenue of $267.40 million and earned $7.83 million in profits. Earnings per share was $0.37.

Revenue267.40M
Gross Profit 11.19M
Operating Income 11.19M
Pretax Income 11.19M
Net Income 7.83M
EBITDA 11.93M
EBIT 11.19M
Earnings Per Share (EPS) $0.37
Full Income Statement

Balance Sheet

The company has $51.61 million in cash and $1.16 million in debt, with a net cash position of $50.45 million or $2.47 per share.

Cash & Cash Equivalents 51.61M
Total Debt 1.16M
Net Cash 50.45M
Net Cash Per Share $2.47
Equity (Book Value) 249.38M
Book Value Per Share 12.21
Working Capital -123.00M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$32.52 million and capital expenditures -$96,000, giving a free cash flow of -$32.61 million.

Operating Cash Flow -32.52M
Capital Expenditures -96,000
Depreciation & Amortization n/a
Net Borrowing -81,000
Free Cash Flow -32.61M
FCF Per Share -$1.60
Full Cash Flow Statement

Margins

Gross margin is 4.18%, with operating and profit margins of 4.18% and 2.93%.

Gross Margin 4.18%
Operating Margin 4.18%
Pretax Margin 4.18%
Profit Margin 2.93%
EBITDA Margin 4.46%
EBIT Margin 4.18%
FCF Margin n/a

Dividends & Yields

NI Holdings does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 0.93%
Shareholder Yield 0.93%
Earnings Yield 2.52%
FCF Yield -10.49%

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2