NI Holdings, Inc. (NODK)
NASDAQ: NODK · Real-Time Price · USD
15.33
-0.06 (-0.39%)
Nov 6, 2026, 4:00 PM EST - Market closed
NI Holdings Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 15.03 | -10.41 | -6.06 | -5.48 | -53.1 | 8.42 |
Depreciation & Amortization | 0.68 | 0.79 | 0.68 | 0.73 | 0.65 | 1.17 |
Other Amortization | 48.27 | 59.99 | 71.26 | 67.63 | 53.61 | 64.57 |
Gain (Loss) on Sale of Assets | -0.1 | -0.06 | -0.06 | -0.05 | -0.16 | 0.03 |
Gain (Loss) on Sale of Investments | -3.1 | -1.3 | -1.61 | -1 | 13.41 | -13.4 |
Stock-Based Compensation | 1.16 | 1.16 | 0.6 | 1.69 | 0.34 | 2.87 |
Change in Accounts Receivable | 4.8 | 11.33 | 3.25 | -8.81 | -9.45 | -2.93 |
Reinsurance Recoverable | 15.36 | 2.23 | -8.25 | 1.7 | 4.83 | -12.07 |
Change in Unearned Revenue | -6.88 | -20 | 0.4 | 15.17 | 15.24 | 8.43 |
Change in Income Taxes | 3.89 | -4.47 | -7.16 | 14.11 | -13.28 | -1.12 |
Change in Insurance Reserves / Liabilities | -38.39 | 0.57 | 18.1 | 4.89 | 6.3 | 33.91 |
Change in Other Net Operating Assets | 1.8 | -0.82 | 4.12 | -3.84 | -12.04 | 6.24 |
Other Operating Activities | -45.27 | -54.27 | -39.38 | -35.71 | -21.64 | -66.95 |
Operating Cash Flow | -2.77 | -15.27 | 18.08 | 23.45 | -21.81 | 29.17 |
Operating Cash Flow Growth | - | - | -22.93% | - | - | -42.82% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.28 | -0.22 | -0.99 | -0.66 | -0.88 | -0.74 |
Sale of Property, Plant & Equipment | 0.52 | 0.37 | 0.28 | 0.15 | 0.65 | 0.04 |
Investment in Securities | 28.24 | 18.49 | -19.17 | 4.85 | 39.69 | -47.46 |
Other Investing Activities | 0.19 | 0.19 | 3.07 | -13.15 | -14.41 | - |
Investing Cash Flow | 28.67 | 18.84 | -4.54 | -8.81 | 25.05 | -48.15 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt Repaid | -0.12 | -0.11 | -0.1 | -0.02 | - | - |
Net Debt Issued (Repaid) | -0.12 | -0.11 | -0.1 | -0.02 | - | - |
Repurchases of Common Stock | -5.18 | -2.52 | - | -7.28 | -4.18 | -4.32 |
Other Financing Activities | -0.23 | -0.16 | -3.54 | -0.17 | -14.1 | -7.16 |
Financing Cash Flow | -5.53 | -2.78 | -3.64 | -7.47 | -18.28 | -11.47 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 20.38 | 0.79 | 9.89 | 7.18 | -15.04 | -30.45 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -3.05 | -15.49 | 17.09 | 22.79 | -22.69 | 28.43 |
Free Cash Flow Growth | - | - | -25.04% | - | - | -43.59% |
Free Cash Flow Margin | -1.18% | -5.43% | 5.25% | 7.50% | -8.47% | 8.77% |
Free Cash Flow Per Share | -0.15 | -0.74 | 0.81 | 1.07 | -1.06 | 1.31 |
Levered Free Cash Flow | 46.45 | 42.57 | 111.27 | 15.5 | 43.05 | 105.73 |
Unlevered Free Cash Flow | 46.45 | 42.57 | 111.27 | 15.5 | 43.05 | 105.73 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Income Tax Paid | 0.34 | 3.92 | 2.85 | -11.1 | 2.18 | 4.45 |
Change in Working Capital | -19.42 | -11.17 | 10.45 | 23.22 | -8.41 | 32.46 |