Northpointe Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Net Interest Income	167.53	150.74	114.22	101.22	99.44
Net Interest Income Growth	33.66%	31.98%	12.84%	1.79%	-
Non-Interest Income	89.71	90.98	72.92	95.07	158.12
Non-Interest Income Growth	5.93%	24.76%	-23.29%	-39.88%	-
Revenues Before Loan Losses	257.23	241.72	187.14	196.29	257.56
Provision for Credit Losses	-0.03	-0.06	-1.21	-1.49	2.22
Revenue	257.26	241.77	188.35	197.77	255.34
Revenue Growth	22.22%	28.37%	-4.76%	-22.55%	-
Compensation Expenses	96.87	90.17	77.79	104.29	159.88
Selling, General & Admin	27.18	25.99	24.58	29.89	34
Other Non-Interest Expenses	13.73	13.06	12.22	18.91	27.77
Total Non-Interest Expense	137.79	129.23	114.59	153.08	221.65
Pretax Income	119.46	110.39	72.88	44.69	33.69
Provision for Income Taxes	29.74	26.98	17.72	10.93	10.46
Net Income	89.72	83.41	55.16	33.76	23.24
Net Income Attributable to Preferred Dividends	8.19	11.79	8	9.65	9.66
Net Income to Common	81.52	71.62	47.16	24.11	13.58
Net Income Growth	38.09%	51.85%	95.60%	77.54%	-
Shares Outstanding (Basic)	35	33	26	26	26
Shares Outstanding (Diluted)	35	34	26	26	26
Shares Change	20.35%	31.14%	0.10%	-0.51%	-
EPS (Basic)	2.35	2.14	1.83	0.94	0.53
EPS (Diluted)	2.31	2.11	1.83	0.93	0.52
EPS Growth	15.50%	15.30%	96.77%	78.85%	-
Free Cash Flow	-	41.53	18.76	501.36	1,348
Free Cash Flow Growth	-	121.39%	-96.26%	-62.81%	-
Free Cash Flow Per Share	-	1.23	0.73	19.44	52.00
Dividends Per Share	0.100	0.100	-	0.100	0.300
Dividend Growth	100.00%	-	-	-66.67%	-
Profit Margin	34.87%	34.50%	29.29%	17.07%	9.10%
FCF Margin	-	17.18%	9.96%	253.50%	528.02%
Effective Tax Rate	24.90%	24.44%	24.31%	24.45%	31.03%

SEC Filings: 10-K · 10-Q