Nu Holdings Ltd. (NU)
NYSE: NU · Real-Time Price · USD
11.53
-0.09 (-0.77%)
Nov 3, 2026, 9:51 AM EST - Market open
Nu Holdings Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Revenue | 2,730 | 2,340 | 1,886 | 1,589 | 1,237 | 651.28 |
Other Revenue | 5,712 | 4,651 | 3,627 | 2,118 | 602.4 | 198.76 |
| 8,442 | 6,991 | 5,513 | 3,707 | 1,839 | 850.04 | |
Revenue Growth | 44.33% | 26.81% | 48.73% | 101.52% | 116.39% | 87.35% |
Gross Profit | 8,442 | 6,991 | 5,513 | 3,707 | 1,839 | 850.04 |
Selling, General & Admin | 3,009 | 2,375 | 2,107 | 1,701 | 1,822 | 898.98 |
Other Operating Expenses | 1,041 | 744.04 | 610.91 | 466.36 | 326.69 | 121.22 |
Operating Expenses | 4,050 | 3,119 | 2,718 | 2,168 | 2,148 | 1,020 |
Operating Income | 4,392 | 3,872 | 2,795 | 1,539 | -308.9 | -170.16 |
Earnings From Equity Investments | -7.23 | -3.69 | - | - | - | - |
Pretax Income | 4,385 | 3,868 | 2,795 | 1,539 | -308.9 | -170.16 |
Income Tax Expense | 774.61 | 996.75 | 823.09 | 508.55 | 55.73 | -4.83 |
Earnings From Continuing Operations | 3,610 | 2,872 | 1,972 | 1,031 | -364.63 | -165.33 |
Minority Interest in Earnings | -2.89 | -2.78 | - | - | 0.06 | 0.34 |
Net Income | 3,607 | 2,869 | 1,972 | 1,031 | -364.58 | -164.99 |
Net Income to Common | 3,607 | 2,869 | 1,972 | 1,031 | -364.58 | -164.99 |
Net Income Growth | 56.83% | 45.47% | 91.37% | - | - | - |
Shares Outstanding (Basic) | 4,850 | 4,833 | 4,792 | 4,739 | 4,677 | 1,602 |
Shares Outstanding (Diluted) | 4,913 | 4,907 | 4,889 | 4,858 | 4,677 | 1,602 |
Shares Change | 0.26% | 0.38% | 0.65% | 3.86% | 191.92% | 21.78% |
EPS (Basic) | 0.74 | 0.59 | 0.41 | 0.22 | -0.08 | -0.10 |
EPS (Diluted) | 0.73 | 0.58 | 0.40 | 0.21 | -0.08 | -0.10 |
EPS Growth | 56.33% | 44.92% | 90.19% | - | - | - |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -10,324 | -9,368 | -3,517 | -6,419 | -5,543 | -6,937 |
Free Cash Flow Per Share | -2.10 | -1.91 | -0.72 | -1.32 | -1.19 | -4.33 |
Operating Margin | 52.02% | 55.39% | 50.70% | 41.52% | -16.79% | -20.02% |
Profit Margin | 42.73% | 41.04% | 35.77% | 27.80% | -19.82% | -19.41% |
Free Cash Flow Margin | -122.29% | -134.00% | -63.79% | -173.16% | -301.32% | -816.06% |
D&A For EBITDA | 117.31 | 97.97 | 77.13 | 62.9 | 35.58 | 17.34 |
Effective Tax Rate | 17.67% | 25.77% | 29.45% | 33.04% | - | - |