Nu Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Revenue	2,730	2,340	1,886	1,589	1,237	651.28
Other Revenue	5,712	4,651	3,627	2,118	602.4	198.76
Revenue	8,442	6,991	5,513	3,707	1,839	850.04
Revenue Growth	44.33%	26.81%	48.73%	101.52%	116.39%	87.35%
Gross Profit	8,442	6,991	5,513	3,707	1,839	850.04
Selling, General & Admin	3,009	2,375	2,107	1,701	1,822	898.98
Other Operating Expenses	1,041	744.04	610.91	466.36	326.69	121.22
Operating Expenses	4,050	3,119	2,718	2,168	2,148	1,020
Operating Income	4,392	3,872	2,795	1,539	-308.9	-170.16
Earnings From Equity Investments	-7.23	-3.69	-	-	-	-
Pretax Income	4,385	3,868	2,795	1,539	-308.9	-170.16
Income Tax Expense	774.61	996.75	823.09	508.55	55.73	-4.83
Earnings From Continuing Operations	3,610	2,872	1,972	1,031	-364.63	-165.33
Minority Interest in Earnings	-2.89	-2.78	-	-	0.06	0.34
Net Income	3,607	2,869	1,972	1,031	-364.58	-164.99
Net Income to Common	3,607	2,869	1,972	1,031	-364.58	-164.99
Net Income Growth	56.83%	45.47%	91.37%	-	-	-
Shares Outstanding (Basic)	4,850	4,833	4,792	4,739	4,677	1,602
Shares Outstanding (Diluted)	4,913	4,907	4,889	4,858	4,677	1,602
Shares Change	0.26%	0.38%	0.65%	3.86%	191.92%	21.78%
EPS (Basic)	0.74	0.59	0.41	0.22	-0.08	-0.10
EPS (Diluted)	0.73	0.58	0.40	0.21	-0.08	-0.10
EPS Growth	56.33%	44.92%	90.19%	-	-	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	-10,324	-9,368	-3,517	-6,419	-5,543	-6,937
Free Cash Flow Per Share	-2.10	-1.91	-0.72	-1.32	-1.19	-4.33
Operating Margin	52.02%	55.39%	50.70%	41.52%	-16.79%	-20.02%
Profit Margin	42.73%	41.04%	35.77%	27.80%	-19.82%	-19.41%
Free Cash Flow Margin	-122.29%	-134.00%	-63.79%	-173.16%	-301.32%	-816.06%
D&A For EBITDA	130.31	97.97	77.13	62.9	35.58	17.34
Effective Tax Rate	17.67%	25.77%	29.45%	33.04%	-	-

SEC Filings: 10-K · 10-Q