Nu Holdings Ltd. (NU)
NYSE: NU · Real-Time Price · USD
12.19
-0.74 (-5.72%)
At close: May 15, 2026, 4:00 PM EDT
12.23
+0.04 (0.33%)
After-hours: May 15, 2026, 7:59 PM EDT
Nu Holdings Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Quarter | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 | Jun '21 Jun 30, 2021 |
Cash & Equivalents | 23,116 | 24,541 | 21,062 | 21,479 | 17,660 | 15,929 | 14,446 | 15,196 | 13,040 | 13,371 | 9,063 | 9,002 | 6,982 | 6,950 | 5,553 | 5,253 | 4,302 | 3,644 | 2,419 | 2,928 |
Securities and Investments | 15,897 | 16,359 | 15,340 | 12,636 | 11,119 | 11,464 | 11,798 | 9,451 | 9,496 | 9,279 | 8,759 | 7,636 | 8,010 | 10,039 | 9,673 | 9,708 | 10,078 | 8,979 | 6,518 | 5,692 |
Trading Assets | 386.3 | 80.75 | 287.73 | 143.93 | 127.01 | 75.46 | 195.6 | 27.87 | 21.4 | 21.3 | 15.86 | 26.54 | 15 | 41.79 | 39.86 | 110.34 | 219.61 | 102.37 | 100.92 | 46.93 |
Gross Loans | 31,156 | 27,689 | 25,754 | 23,000 | 20,353 | 17,581 | 17,629 | 16,036 | 16,661 | 15,617 | 13,186 | 12,821 | 11,179 | 9,907 | 8,973 | 8,528 | 7,902 | 5,975 | 4,874 | 4,344 |
Net Loans | 31,156 | 27,689 | 25,754 | 23,000 | 20,353 | 17,581 | 17,629 | 16,036 | 16,661 | 15,617 | 13,186 | 12,821 | 11,179 | 9,907 | 8,973 | 8,528 | 7,902 | 5,975 | 4,874 | 4,344 |
Net Property, Plant & Equipment | 75.19 | 49.79 | 45.75 | 46.67 | 46.08 | 46.22 | 53.48 | 56.22 | 65.48 | 69.75 | 61.96 | 51.66 | 46.94 | 46.46 | 37.91 | 40.55 | 37.19 | 20.54 | 19.56 | 21.83 |
Accrued Interest and Accounts Receivable | 961.07 | 1,149 | 1,220 | 1,090 | 995 | 1,492 | 1,152 | 1,080 | 1,574 | 1,821 | 1,773 | 1,488 | 1,179 | 999.95 | 75.59 | 61.14 | 335.37 | 18.49 | 39.23 | 24.9 |
Other Intangible Assets | 700.19 | 601.67 | 574.97 | 514.29 | 439.84 | 347.62 | 357.64 | 305.99 | 307.4 | 295.88 | 277.92 | 254.38 | 215.3 | 182.16 | 167.99 | 147.43 | 120.56 | 72.34 | 61.85 | 59.24 |
Goodwill | 409.37 | 409.37 | 410.37 | 410.35 | 408.82 | 414.29 | 440.79 | 397.6 | 397.57 | 397.54 | 397.51 | 397.47 | 397.49 | 397.4 | 397.33 | 409.6 | 409.57 | 401.87 | 393.82 | 391.71 |
Long-Term Investments | 97.67 | 98.7 | 96.04 | 97.21 | 98.24 | 99.37 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Other Non-Earning Assets | 4,658 | 3,915 | 3,573 | 3,313 | 2,946 | 2,482 | 2,566 | 2,252 | 2,278 | 2,474 | 2,160 | 1,932 | 1,464 | 1,371 | 1,089 | 930.3 | 853.43 | 644.02 | 499.63 | 443.14 |
Total Assets | 77,456 | 74,894 | 68,363 | 62,730 | 54,193 | 49,931 | 48,638 | 44,803 | 43,840 | 43,345 | 35,693 | 33,608 | 29,489 | 29,935 | 26,007 | 25,189 | 24,258 | 19,859 | 14,926 | 13,952 |
Total Deposits | 42,448 | 41,925 | 38,776 | 36,640 | 31,564 | 28,855 | 28,319 | 25,229 | 24,255 | 23,691 | 19,117 | 18,034 | 15,758 | 15,809 | 14,040 | 13,293 | 12,597 | 9,667 | 8,090 | 7,506 |
Short-Term Interbank Borrowing and Repurchase Agreements | 1,248 | 783.84 | 1,368 | 1,064 | 486.76 | 308.58 | 482.36 | 619.66 | 628.95 | 210.45 | 158.27 | 144.92 | 144.16 | 197.24 | 46.06 | 16.91 | 3.2 | 3.05 | - | - |
Trading Liabilities | 370.87 | 65.97 | 293.35 | 124.5 | 98.76 | 32.33 | 142.11 | 16.13 | 27.49 | 28.17 | 52.78 | 41.72 | 10.34 | 9.43 | 4.05 | 86.51 | 177.08 | 87.28 | 86.64 | 0.12 |
Accounts Payable | 14,410 | 13,634 | 11,999 | 11,160 | 10,115 | 9,334 | 8,556 | 8,897 | 9,573 | 9,755 | 7,835 | 7,750 | 6,872 | 7,055 | 5,894 | 5,931 | 5,921 | 4,882 | 4,128 | 3,990 |
Accrued Expenses | 222.89 | 236.57 | 242.66 | 235.25 | 180.44 | 180.18 | 222.53 | 200.78 | 191.54 | 166.88 | 163.9 | 150.03 | 101.29 | 90.59 | 107.55 | 88.07 | 115.6 | 97.91 | 68.51 | 54 |
Long-Term Debt | 4,504 | 4,398 | 3,091 | 2,276 | 1,707 | 1,730 | 1,499 | 1,740 | 1,407 | 1,140 | 1,090 | 768.29 | 654.11 | 597.08 | 487.06 | 489.44 | 167.87 | 169.31 | 173.69 | 121.28 |
Other Liabilities | 1,660 | 2,529 | 2,039 | 1,654 | 1,432 | 1,844 | 1,772 | 1,178 | 954.08 | 1,947 | 1,387 | 1,075 | 741.48 | 1,286 | 675 | 545.39 | 485.95 | 509.14 | 474.34 | 342.93 |
Total Liabilities | 64,865 | 63,572 | 57,809 | 53,154 | 45,584 | 42,284 | 40,994 | 37,879 | 37,037 | 36,939 | 29,804 | 27,964 | 24,281 | 25,044 | 21,254 | 20,451 | 19,467 | 15,416 | 13,021 | 12,014 |
Common Stock | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 |
Additional Paid-in Capital | 5,063 | 5,062 | 5,058 | 5,056 | 5,055 | 5,054 | 5,046 | 4,975 | 4,975 | 4,973 | 4,972 | 4,971 | 4,966 | 4,964 | 4,963 | 4,963 | 4,961 | 4,679 | 2,114 | 2,112 |
Accumulated Other Comprehensive Income | 183.33 | -184.3 | 3.17 | -173.02 | -480.64 | -828.17 | -249.28 | -306.78 | 111.83 | 156.43 | 29.61 | 126.99 | -14.45 | -137.65 | -164.71 | -128.59 | -54.79 | -109.23 | -101.02 | -70.41 |
Retained Earnings | 7,342 | 6,413 | 5,491 | 4,692 | 4,034 | 3,421 | 2,848 | 2,255 | 1,716 | 1,277 | 887.81 | 546.74 | 257.09 | 64.58 | -45.88 | -95.91 | -116.81 | -128.41 | -108.89 | -104.82 |
Total Common Shareholders' Equity | 12,589 | 11,291 | 10,552 | 9,575 | 8,608 | 7,646 | 7,644 | 6,923 | 6,803 | 6,406 | 5,889 | 5,645 | 5,209 | 4,891 | 4,753 | 4,738 | 4,789 | 4,441 | 1,904 | 1,937 |
Minority Interest | 3.05 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholders' Equity | 12,592 | 11,322 | 10,554 | 9,576 | 8,609 | 7,647 | 7,644 | 6,923 | 6,803 | 6,406 | 5,889 | 5,645 | 5,209 | 4,891 | 4,753 | 4,738 | 4,791 | 4,443 | 1,905 | 1,937 |
Total Liabilities & Equity | 77,456 | 74,894 | 68,363 | 62,730 | 54,193 | 49,931 | 48,638 | 44,803 | 43,840 | 43,345 | 35,693 | 33,608 | 29,489 | 29,935 | 26,007 | 25,189 | 24,258 | 19,859 | 14,926 | 13,952 |
Total Debt | 4,504 | 4,398 | 3,091 | 2,276 | 1,707 | 1,730 | 1,499 | 1,740 | 1,407 | 1,140 | 1,090 | 768.29 | 654.11 | 597.08 | 487.06 | 489.44 | 167.87 | 169.31 | 173.69 | 121.28 |
Net Cash (Debt) | -4,504 | -4,398 | -3,091 | -2,276 | -1,707 | -1,730 | -1,499 | -1,740 | -1,407 | -1,140 | -1,090 | -768.29 | -654.11 | -597.08 | -487.06 | -489.44 | -167.87 | -169.31 | -173.69 | -121.28 |
Net Cash Per Share | -0.92 | -0.90 | -0.63 | -0.46 | -0.35 | -0.35 | -0.31 | -0.36 | -0.29 | -0.23 | -0.22 | -0.16 | -0.14 | -0.13 | -0.10 | -0.10 | -0.04 | -0.09 | -0.12 | -0.09 |
Book Value | 12,589 | 11,291 | 10,552 | 9,575 | 8,608 | 7,646 | 7,644 | 6,923 | 6,803 | 6,406 | 5,889 | 5,645 | 5,209 | 4,891 | 4,753 | 4,738 | 4,789 | 4,441 | 1,904 | 1,937 |
Book Value Per Share | 2.56 | 2.30 | 2.15 | 1.95 | 1.76 | 1.56 | 1.56 | 1.42 | 1.39 | 1.31 | 1.21 | 1.17 | 1.08 | 1.04 | 0.99 | 1.01 | 1.03 | 2.40 | 1.34 | 1.42 |
Tangible Book Value | 11,479 | 10,280 | 9,567 | 8,650 | 7,759 | 6,884 | 6,846 | 6,220 | 6,098 | 5,713 | 5,214 | 4,993 | 4,596 | 4,311 | 4,187 | 4,181 | 4,259 | 3,967 | 1,448 | 1,486 |
Tangible Book Value Per Share | 2.34 | 2.09 | 1.95 | 1.77 | 1.59 | 1.40 | 1.40 | 1.27 | 1.25 | 1.17 | 1.07 | 1.03 | 0.95 | 0.92 | 0.87 | 0.90 | 0.91 | 2.15 | 1.02 | 1.09 |
Updated May 15, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.