Nu Holdings Ltd. (NU)

Nu Holdings Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Quarter	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021
Period Ending	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021
Cash & Equivalents	10,455	10,173	11,392	9,153	8,944	7,554	6,894	5,515	6,943	6,034	5,923	3,209	5,744	4,277	4,113	2,221	2,427	1,851	1,590	1,264
Short-Term Investments	3,242	4,187	3,799	4,037	4,638	3,017	2,596	2,428	1,857	375.64	246.22	255.71	643.48	33.2	505.05	1,862	1,464	1,267	2,235	732.68
Trading Asset Securities	1,473	1,546	1,141	1,493	541.13	462.51	740.71	314.55	840.93	645.81	389.56	118.86	182.46	108.72	133.34	780.52	966.93	1,027	917.28	4,770
Cash & Short-Term Investments	15,171	15,907	16,332	14,683	14,123	11,033	10,230	8,258	9,641	7,055	6,559	3,583	6,570	4,419	4,751	4,864	4,858	4,146	4,743	6,766
Cash Growth (YoY)	7.42%	44.17%	59.64%	77.81%	46.49%	56.38%	55.97%	130.43%	46.75%	59.64%	38.05%	-26.33%	35.23%	6.60%	0.18%	-28.11%	-21.18%	-19.35%	-28.48%	-
Other Receivables	940.85	844.23	748.79	756.85	701.15	651.51	254.79	170.03	22.09	25.82	428.74	352.22	253.8	181.39	245.97	141.62	466.61	62.64	71.87	46.04
Receivables	940.85	844.23	748.79	756.85	701.15	651.51	254.79	170.03	22.09	25.82	428.74	352.22	253.8	181.39	245.97	141.62	466.61	62.64	71.87	46.04
Prepaid Expenses	174.1	95.35	92.74	92.4	96.92	85.66	31.14	109.33	128.64	148.33	81.69	84.33	74	73.23	61.74	44.91	59.95	51.92	15.96	16.31
Restricted Cash	9,149	9,196	9,538	8,166	8,210	7,376	6,743	6,800	6,666	7,006	7,447	5,849	2,827	2,672	2,778	1,860	1,552	1,333	938.66	422.65
Other Current Assets	143.16	95.75	119.25	108.26	96.03	63.44	85.9	90.68	81.5	66.51	100.22	140.49	133	41.39	41.83	37.24	42.21	54	42.49	45.14
Total Current Assets	25,578	26,138	26,831	23,807	23,227	19,209	17,346	15,428	16,539	14,302	14,617	10,010	9,857	7,387	7,879	6,949	6,979	5,648	5,812	7,296
Property, Plant & Equipment	105.32	75.19	49.79	45.75	46.67	46.08	46.22	53.48	56.22	65.48	69.75	61.96	51.66	46.94	46.46	37.91	40.55	37.19	20.54	19.56
Long-Term Investments	17,527	13,752	15,061	13,277	11,545	10,206	10,271	11,035	8,171	8,398	8,642	8,340	5,530	5,889	7,567	5,096	5,282	5,889	4,863	1,897
Goodwill	409.37	409.37	409.37	410.37	410.35	408.82	414.29	440.79	397.6	397.57	397.54	397.51	397.47	397.49	397.4	397.33	409.6	409.57	401.87	393.82
Other Intangible Assets	747.1	700.19	601.67	574.97	514.29	439.84	347.62	357.64	305.99	307.4	295.88	277.92	254.38	215.3	182.16	167.99	147.43	120.56	72.34	61.85
Long-Term Deferred Tax Assets	3,649	2,972	2,511	2,234	2,056	1,833	1,818	1,898	1,701	1,710	1,538	1,352	1,225	964.18	811.05	700.71	598.92	565.31	360.75	328.46
Long-Term Deferred Charges	365.23	342.99	329.14	321.32	312	274.77	218.79	266.19	236.4	245.51	230.68	206.91	198.62	170.47	157.44	119.32	111.33	110.77	76.18	64.03
Other Long-Term Assets	710.6	1,081	411.24	950.96	689.88	534.35	474.27	558.35	406.41	347.12	248.4	260.68	1,926	2,164	2,448	3,566	3,465	3,575	2,226	11.04
Total Assets	82,753	77,456	74,894	68,363	62,730	54,193	49,931	48,638	44,803	43,839	43,345	35,693	33,608	29,489	29,917	26,007	25,189	24,258	19,859	14,926

Liabilities

Fiscal Quarter	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021
Period Ending	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021
Accounts Payable	45,328	42,448	41,925	38,776	36,640	31,564	28,855	28,319	25,229	24,255	23,691	19,117	18,034	15,758	15,809	14,040	13,293	12,597	9,667	8,090
Accrued Expenses	431.81	446.31	350.05	328.92	326.39	199.34	265.4	222.53	210.92	207.2	265.15	170.28	162.93	101.29	95.77	107.55	88.07	115.6	97.91	68.51
Short-Term Debt	1,148	1,594	849.81	1,661	1,189	585.52	340.91	624.47	635.79	656.44	238.63	211.04	186.64	154.5	206.67	50.11	103.42	180.28	90.32	86.64
Current Portion of Long-Term Debt	2,825	2,689	2,525	1,867	1,247	777.34	414.29	217.08	252.71	97.87	113.6	86.04	42.65	36.95	38.33	45.42	14.27	34.2	33.59	38.43
Current Income Taxes Payable	931.03	295.41	1,323	1,003	637.41	452.4	1,034	948.54	582.48	320.38	1,217	848.68	562.21	259.22	511.02	323.38	219.91	140.8	241.2	166.33
Other Current Liabilities	15,597	14,461	13,679	8,492	7,917	34.91	9,363	8,656	8,922	9,595	9,777	7,865	7,775	6,872	7,072	5,894	5,931	5,921	4,882	4,128
Total Current Liabilities	66,262	61,934	60,652	52,128	47,958	33,614	40,272	38,988	35,833	35,132	35,303	28,299	26,764	23,181	23,733	20,461	19,650	18,989	15,012	12,577
Long-Term Debt	1,857	1,815	1,873	1,224	1,028	929.56	1,316	1,282	1,487	1,309	1,027	1,004	725.64	617.16	558.75	441.64	475.17	133.67	135.72	135.26
Long-Term Leases	66.43	49.42	29.2	27.07	27.51	26.7	26.2	29.87	31.22	35.68	36.94	32.04	19.17	19.3	20.35	18.86	25.02	20.32	7.62	8.75
Long-Term Unearned Revenue	84.17	83.71	77.52	110.07	106.3	85.46	71.64	71.35	62.7	67.51	68.36	61.23	54.88	47.12	41.69	36.45	36.6	37.14	30.66	29.42
Long-Term Deferred Tax Liabilities	-	-	-	-	-	-	-	-	-	-	-	75.22	85.05	47.96	41.12	42.34	43.28	45.66	29.33	81.44
Other Long-Term Liabilities	1,232	982.81	940.97	4,319	4,034	10,928	598.04	622.49	465.84	492.42	503.55	333.37	315.17	367.87	631.2	253.97	220.59	242.03	200.33	188.4
Total Liabilities	69,502	64,865	63,572	57,809	53,154	45,584	42,284	40,994	37,879	37,037	36,939	29,804	27,963	24,281	25,026	21,254	20,451	19,467	15,416	13,021

Shareholders' Equity

Fiscal Quarter	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021
Period Ending	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021
Common Stock	0.08	0.08	0.08	0.08	0.08	0.08	0.08	0.08	0.08	0.08	0.08	0.08	0.08	0.08	0.08	0.08	0.08	0.08	0.08	0.08
Additional Paid-In Capital	4,567	5,063	5,062	5,058	5,056	5,055	5,054	5,046	4,975	4,975	4,973	4,972	4,971	4,966	4,964	4,963	4,963	4,961	4,679	2,114
Retained Earnings	7,084	6,024	5,151	4,259	3,477	2,840	2,280	1,749	1,196	708.28	329.47	-31.41	-334.45	-559.31	-701.06	-403.45	-411.28	-381.59	-336.48	-270.41
Comprehensive Income & Other	1,599	1,502	1,077	1,235	1,043	713.12	312.13	849.34	752.43	1,120	1,104	948.83	1,008	801.96	627.99	192.86	186.79	209.99	98.85	60.5
Total Common Equity	13,250	12,589	11,291	10,552	9,575	8,608	7,646	7,644	6,923	6,803	6,406	5,889	5,645	5,209	4,891	4,753	4,738	4,789	4,441	1,904
Minority Interest	2.05	3.05	30.61	1.55	1.28	1.01	0.79	-	-	-	-	-	-	-	-	-	-	1.54	1.51	1.73
Shareholders' Equity	13,252	12,592	11,322	10,554	9,576	8,609	7,647	7,644	6,923	6,803	6,406	5,889	5,645	5,209	4,891	4,753	4,738	4,791	4,443	1,905
Total Liabilities & Equity	82,753	77,456	74,894	68,363	62,730	54,193	49,931	48,638	44,803	43,839	43,345	35,693	33,608	29,489	29,917	26,007	25,189	24,258	19,859	14,926

Additional Metrics

Fiscal Quarter	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021
Period Ending	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021
Total Debt	5,897	6,147	5,277	4,779	3,492	2,319	2,097	2,153	2,407	2,099	1,416	1,333	974.1	827.92	824.1	556.03	617.88	368.47	267.26	269.07
Net Cash (Debt)	9,274	9,759	11,055	9,904	10,631	8,714	8,133	6,104	7,234	4,956	5,143	2,251	5,595	3,591	3,927	4,308	4,240	3,777	4,475	6,497
Net Cash Growth (YoY)	-12.76%	12.00%	35.93%	62.24%	46.95%	75.84%	58.13%	171.20%	29.29%	37.99%	30.97%	-47.76%	31.96%	-4.92%	-12.25%	-33.69%	-29.70%	-16.36%	-25.69%	-
Net Cash Per Share	1.89	1.99	2.25	2.02	2.17	1.78	1.66	1.25	1.48	1.01	1.05	0.46	1.16	0.75	0.84	0.89	0.91	0.81	1.97	4.56
Filing Date Shares Outstanding	4,831	4,862	4,856	4,846	4,832	4,824	4,819	4,807	4,789	4,781	4,766	4,755	4,743	4,714	4,695	4,686	4,676	4,660	4,610	1,424
Total Common Shares Outstanding	4,831	4,862	4,856	4,846	4,832	4,824	4,819	4,807	4,789	4,781	4,766	4,755	4,743	4,714	4,695	4,686	4,676	4,660	4,610	1,424
Working Capital	-40,684	-35,796	-33,821	-28,322	-24,730	-14,405	-22,927	-23,560	-19,294	-20,830	-20,686	-18,289	-16,906	-15,795	-15,854	-13,512	-12,671	-13,341	-9,201	-5,281
Book Value Per Share	2.74	2.59	2.33	2.18	1.98	1.78	1.59	1.59	1.45	1.42	1.34	1.24	1.19	1.10	1.04	1.01	1.01	1.03	0.96	1.34
Tangible Book Value	12,093	11,479	10,280	9,567	8,650	7,759	6,884	6,846	6,220	6,098	5,713	5,214	4,993	4,596	4,311	4,187	4,181	4,259	3,967	1,448
Tangible Book Value Per Share	2.50	2.36	2.12	1.97	1.79	1.61	1.43	1.42	1.30	1.28	1.20	1.10	1.05	0.97	0.92	0.89	0.89	0.91	0.86	1.02

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: May 15, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 28, 2026

Data Sources Report a data error