Nu Holdings Ltd. (NU)
NYSE: NU · Real-Time Price · USD
14.55
+0.25 (1.75%)
At close: Aug 31, 2026, 4:00 PM EDT
14.54
-0.01 (-0.07%)
After-hours: Aug 31, 2026, 7:57 PM EDT
Nu Holdings Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Operating Revenue | 752.64 | 692.65 | 689.54 | 595.24 | 539.73 | 515.55 | 495.61 | 469.38 | 465.38 | 455.65 | 453.58 | 404.06 | 368.42 | 363.21 | 355.03 | 319.62 | 304.55 | 257.82 | 196.42 | 185.95 |
Other Revenue | 1,722 | 1,288 | 1,378 | 1,324 | 1,087 | 862.39 | 941.33 | 938.7 | 958.35 | 788.81 | 753.21 | 567.54 | 456.37 | 340.45 | 272.78 | 151.89 | 107.02 | 70.72 | 62.9 | 66.56 |
| 2,474 | 1,981 | 2,067 | 1,920 | 1,626 | 1,378 | 1,437 | 1,408 | 1,424 | 1,244 | 1,207 | 971.6 | 824.78 | 703.66 | 627.8 | 471.5 | 411.57 | 328.54 | 259.32 | 252.51 | |
Revenue Growth (YoY) | 52.15% | 43.75% | 43.88% | 36.32% | 14.23% | 10.72% | 19.07% | 44.92% | 72.62% | 76.86% | 92.22% | 106.07% | 100.40% | 114.18% | 142.10% | 86.73% | 109.79% | 131.32% | 124.57% | 154.64% |
Gross Profit | 2,474 | 1,981 | 2,067 | 1,920 | 1,626 | 1,378 | 1,437 | 1,408 | 1,424 | 1,244 | 1,207 | 971.6 | 824.78 | 703.66 | 627.8 | 471.5 | 411.57 | 328.54 | 259.32 | 252.51 |
Selling, General & Admin | 929.47 | 759.81 | 725.17 | 594.45 | 570.03 | 485.4 | 526.69 | 519.72 | 537.22 | 523.49 | 495.74 | 438.04 | 403.64 | 363.97 | 753.79 | 390.13 | 343.42 | 334.29 | 324.5 | 243.74 |
Other Operating Expenses | 303.9 | 265.62 | 264.21 | 207.62 | 175.87 | 96.34 | 142.81 | 164.58 | 161.09 | 142.44 | 151.12 | 122.02 | 97.16 | 96.06 | 95.75 | 76.27 | 92.77 | 61.91 | 23.32 | 30.52 |
Operating Expenses | 1,233 | 1,025 | 989.37 | 802.06 | 745.9 | 581.74 | 669.5 | 684.3 | 698.31 | 665.93 | 646.86 | 560.06 | 500.8 | 460.03 | 849.55 | 466.4 | 436.18 | 396.19 | 347.82 | 274.27 |
Operating Income | 1,241 | 955.34 | 1,078 | 1,117 | 880.39 | 796.2 | 767.45 | 723.79 | 725.42 | 578.54 | 559.93 | 411.55 | 323.98 | 243.63 | -221.75 | 5.11 | -24.61 | -67.65 | -88.5 | -21.76 |
Earnings From Equity Investments | -4.66 | -1.04 | -0.36 | -1.17 | -1.03 | -1.13 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Pretax Income | 1,236 | 954.31 | 1,078 | 1,116 | 879.36 | 795.07 | 767.45 | 723.79 | 725.42 | 578.54 | 559.93 | 411.55 | 323.98 | 243.63 | -221.75 | 5.11 | -24.61 | -67.65 | -88.5 | -21.76 |
Income Tax Expense | 175.22 | 82.88 | 182.9 | 333.61 | 242.38 | 237.87 | 214.81 | 170.4 | 238.15 | 199.72 | 199.05 | 108.51 | 99.11 | 101.88 | 75.87 | -2.73 | 5.24 | -22.65 | -22.23 | 12.6 |
Earnings From Continuing Operations | 1,061 | 871.43 | 894.8 | 782.68 | 636.99 | 557.21 | 552.64 | 553.39 | 487.27 | 378.81 | 360.88 | 303.04 | 224.87 | 141.75 | -297.61 | 7.83 | -29.85 | -45 | -66.27 | -34.36 |
Minority Interest in Earnings | -0.89 | 0.63 | -2.42 | -0.21 | -0.15 | -0.01 | - | - | - | - | - | - | - | - | - | - | 0.15 | -0.1 | 0.2 | 0.15 |
Net Income | 1,060 | 872.06 | 892.38 | 782.47 | 636.84 | 557.2 | 552.64 | 553.39 | 487.27 | 378.81 | 360.88 | 303.04 | 224.87 | 141.75 | -297.61 | 7.83 | -29.7 | -45.1 | -66.08 | -34.21 |
Net Income to Common | 1,060 | 872.06 | 892.38 | 782.47 | 636.84 | 557.2 | 552.64 | 553.39 | 487.27 | 378.81 | 360.88 | 303.04 | 224.87 | 141.75 | -297.61 | 7.83 | -29.7 | -45.1 | -66.08 | -34.21 |
Net Income Growth (YoY) | 66.48% | 56.51% | 61.48% | 41.40% | 30.70% | 47.09% | 53.14% | 82.61% | 116.69% | 167.24% | - | 3768.71% | - | - | - | - | - | - | - | - |
Shares Outstanding (Basic) | 4,857 | 4,856 | 4,849 | 4,839 | 4,826 | 4,816 | 4,809 | 4,798 | 4,788 | 4,773 | 4,763 | 4,752 | 4,730 | 4,710 | 4,693 | 4,684 | 4,671 | 4,660 | 2,271 | 1,424 |
Shares Outstanding (Diluted) | 4,905 | 4,910 | 4,920 | 4,905 | 4,900 | 4,893 | 4,904 | 4,889 | 4,881 | 4,886 | 4,886 | 4,857 | 4,844 | 4,818 | 4,693 | 4,824 | 4,671 | 4,660 | 2,271 | 1,424 |
Shares Change (YoY) | 0.10% | 0.36% | 0.32% | 0.32% | 0.39% | 0.13% | 0.38% | 0.67% | 0.77% | 1.42% | 4.12% | 0.68% | 3.70% | 3.39% | 106.66% | 238.80% | 241.79% | 245.90% | 70.38% | 7.82% |
EPS (Basic) | 0.22 | 0.18 | 0.18 | 0.16 | 0.13 | 0.12 | 0.11 | 0.12 | 0.10 | 0.08 | 0.08 | 0.06 | 0.05 | 0.03 | -0.06 | 0.00 | -0.01 | -0.01 | -0.03 | -0.02 |
EPS (Diluted) | 0.22 | 0.18 | 0.18 | 0.16 | 0.13 | 0.11 | 0.11 | 0.11 | 0.10 | 0.08 | 0.07 | 0.06 | 0.05 | 0.03 | -0.06 | 0.00 | -0.01 | -0.01 | -0.03 | -0.02 |
EPS Growth (YoY) | 66.31% | 55.93% | 60.87% | 40.90% | 30.26% | 46.97% | 52.70% | 81.41% | 115.08% | 163.60% | - | 3800.00% | - | - | - | - | - | - | - | - |
Additional Metrics
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Free Cash Flow | -2,933 | -1,734 | -2,683 | -2,974 | -2,151 | -1,560 | 262.39 | -4,186 | 1,548 | -1,142 | -1,637 | -4,464 | -457.18 | 139.31 | -1,446 | -876.37 | -634.78 | -2,585 | -3,521 | -1,560 |
Free Cash Flow Per Share | -0.60 | -0.35 | -0.55 | -0.61 | -0.44 | -0.32 | 0.05 | -0.86 | 0.32 | -0.23 | -0.34 | -0.92 | -0.09 | 0.03 | -0.31 | -0.18 | -0.14 | -0.56 | -1.55 | -1.10 |
Operating Margin | 50.15% | 48.23% | 52.14% | 58.21% | 54.13% | 57.78% | 53.41% | 51.40% | 50.95% | 46.49% | 46.40% | 42.36% | 39.28% | 34.62% | -35.32% | 1.08% | -5.98% | -20.59% | -34.13% | -8.62% |
Profit Margin | 42.85% | 44.03% | 43.16% | 40.76% | 39.16% | 40.44% | 38.46% | 39.30% | 34.23% | 30.44% | 29.90% | 31.19% | 27.26% | 20.14% | -47.41% | 1.66% | -7.22% | -13.73% | -25.48% | -13.55% |
Free Cash Flow Margin | -118.54% | -87.54% | -129.77% | -154.93% | -132.27% | -113.22% | 18.26% | -297.28% | 108.76% | -91.75% | -135.62% | -459.48% | -55.43% | 19.80% | -230.38% | -185.87% | -154.23% | -786.82% | -1357.84% | -617.99% |
D&A For EBITDA | 24.02 | 11.75 | 70.99 | 10.55 | 7.32 | 9.11 | 47.89 | 15.58 | 4.58 | 9.08 | 16.55 | 19.19 | 13.98 | 13.18 | 9.88 | 7.61 | 10.43 | 7.66 | 6.44 | 5.65 |
Effective Tax Rate | 14.17% | 8.68% | 16.97% | 29.89% | 27.56% | 29.92% | 27.99% | 23.54% | 32.83% | 34.52% | 35.55% | 26.37% | 30.59% | 41.82% | - | - | - | - | - | - |