Orange County Bancorp, Inc. (OBT)

NASDAQ: OBT · Real-Time Price · USD

34.71

-0.38 (-1.08%)

At close: May 8, 2026, 4:00 PM EDT

35.08

+0.37 (1.07%)

After-hours: May 8, 2026, 6:45 PM EDT

Orange County Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	108.33	104.06	91.77	88.39	78.09	60.46
Net Interest Income Growth	15.50%	13.39%	3.82%	13.19%	29.15%	24.05%
Non-Interest Income	22.97	19.56	15.97	13.42	12	12.1
Non-Interest Income Growth	38.01%	22.45%	19.02%	11.86%	-0.88%	5.94%
Revenues Before Loan Losses	131.3	123.61	107.74	101.81	90.08	72.56
Provision for Credit Losses	7.11	7.75	7.71	7.87	9.52	2.43
Revenue	124.19	115.87	100.03	93.94	80.57	70.14
Revenue Growth (YoY)	23.10%	15.83%	6.48%	16.60%	14.87%	28.10%
Compensation Expenses	39.17	38.02	36.41	32.19	28.04	22.97
Selling, General & Admin	25.02	24.54	21.36	19.79	18.18	16.89
Other Non-Interest Expenses	5.14	5.35	7.44	4.82	4.07	3.6
Total Non-Interest Expense	69.33	67.9	65.21	56.79	50.29	43.46
Pretax Income	54.86	51.56	34.82	37.15	30.28	26.68
Provision for Income Taxes	10.66	9.94	6.94	7.67	5.91	5.39
Net Income	44.19	41.61	27.88	29.48	24.36	21.29
Net Income to Common	44.19	41.61	27.88	29.48	24.36	21.29
Net Income Growth	61.90%	49.24%	-5.41%	21.00%	14.45%	82.27%
Shares Outstanding (Basic)	13	13	11	11	11	10
Shares Outstanding (Diluted)	13	13	11	11	11	10
Shares Change (YoY)	14.95%	10.67%	0.46%	0.21%	12.87%	10.32%
EPS (Basic)	3.40	3.33	2.47	2.62	2.17	2.14
EPS (Diluted)	3.40	3.33	2.47	2.62	2.17	2.14
EPS Growth	41.08%	34.82%	-5.73%	20.74%	1.40%	65.25%
Shares Outstanding	13.37	13.37	11.35	11.3	11.29	11.27
Free Cash Flow	-	41.33	32.87	40.96	28.94	18.36
Free Cash Flow Growth	-	25.74%	-19.75%	41.56%	57.61%	72.37%
Free Cash Flow Per Share	-	3.30	2.91	3.64	2.58	1.85
Dividends Per Share	0.620	0.570	0.470	0.460	0.415	0.400
Dividend Growth	8.77%	21.28%	2.17%	10.84%	3.75%	-
Profit Margin	35.59%	35.92%	27.88%	31.38%	30.24%	30.35%
FCF Margin	-	35.67%	32.86%	43.61%	35.92%	26.18%
EBITDA	-	1.83	1.95	2.17	1.69	1.66
EBITDA Margin	-	1.58%	1.95%	2.31%	2.10%	2.37%
Effective Tax Rate	19.44%	19.28%	19.92%	20.65%	19.53%	20.20%

Updated Apr 28, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q